{"id":"review-mt658n6i","run":{"models":["claude-sonnet-4-6","claude-haiku-4-5"],"result":{"scope":{"readDepth":[{"documentId":"ut-system-rocip-program_multi-carrier_2017-2023","pagesSwept":286,"pagesTotal":316,"pagesInFull":30}],"assumptions":["The documents provided are the versions currently in force.","Each policy is complete: declarations, coverage forms, and endorsements.","Aggregates are unimpaired unless a loss run says otherwise.","Each schedule of underlying insurance reflects the actual underlying policy.","Limits are dedicated to this insured rather than shared across entities. This is stated in the coverage form rather than on the declarations page, and the forms are not interpreted.","The operator chose to proceed without: Underlying policy GLO 4353409-00 scheduled by 47-XSF-304056-01; Underlying policy WC0183286 scheduled by 47-XSF-304056-01. Decided 2026-08-23T18:31:38.173Z. The absence and this choice are part of the record."],"unsatisfied":["expectation:47-xsf-304056-01:glo-4353409-00","expectation:47-xsf-304056-01:wc0183286","expectation:1000023859:glo0183287","expectation:1000023859:wc0183286","expectation:1000023859:g46798673-001","expectation:1000023859:glooj83287","expectation:1000023859:wco183286"],"expectations":[{"id":"expectation:47-xsf-304056-01:glo-4353409-00","what":"Underlying policy GLO 4353409-00 scheduled by 47-XSF-304056-01","basis":"cited","source":{"page":204,"quote":"Policy #GLO 4353409-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:47-xsf-304056-01:wc0183286","what":"Underlying policy WC0183286 scheduled by 47-XSF-304056-01","basis":"cited","source":{"page":204,"quote":"Policy #WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:xsm-g46798673-001:47-xsf-304056-01","what":"Underlying policy 47-XSF-304056-01 scheduled by XSM G46798673 001","basis":"cited","source":{"page":267,"quote":"Policy# 47-XSF-304056-01","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"id":"expectation:1000023859:47-xsf-304056-01","what":"Underlying policy 47-XSF-304056-01 scheduled by 1000023859","basis":"cited","source":{"page":284,"quote":"Policy No.: 47-XSF-304056-01","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"id":"expectation:1000023859:glo0183287","what":"Underlying policy GLO0183287 scheduled by 1000023859","basis":"cited","source":{"page":284,"quote":"Policy No.: GLO0183287","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:1000023859:wc0183286","what":"Underlying policy WC0183286 scheduled by 1000023859","basis":"cited","source":{"page":284,"quote":"Policy No.: WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:1000023859:g46798673-001","what":"Underlying policy G46798673 001 scheduled by 1000023859","basis":"cited","source":{"page":284,"quote":"Policy No.: G46798673 001","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:1000023859:glooj83287","what":"Underlying policy GLOOJ83287 scheduled by 1000023859","basis":"cited","source":{"page":284,"quote":"Policy No.: GLOOJ 83287","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:1000023859:wco183286","what":"Underlying policy WCO183286 scheduled by 1000023859","basis":"cited","source":{"page":284,"quote":"Policy No.: WCO1 83286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:eco-23-58-07-14-29:47-xsf-304056-01","what":"Underlying policy 47-XSF-304056-01 scheduled by ECO (23) 58 07 14 29","basis":"cited","source":{"page":306,"quote":"47-XSF-304056-01","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"id":"expectation:eco-23-58-07-14-29:xsm-g46798673-001","what":"Underlying policy XSM G46798673 001 scheduled by ECO (23) 58 07 14 29","basis":"cited","source":{"page":306,"quote":"XSM G46798673 001","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"id":"expectation:eco-23-58-07-14-29:1000023859","what":"Underlying policy 1000023859 scheduled by ECO (23) 58 07 14 29","basis":"cited","source":{"page":306,"quote":"1000023859","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":"ut-system-rocip-program_multi-carrier_2017-2023"}],"documentsRead":["ut-system-rocip-program_multi-carrier_2017-2023"]},"answers":[],"program":{"layers":[{"role":"unknown","limit":1000000,"carrier":"Zurich American Insurance Company","sources":{"limit":{"page":204,"quote":"$1,000,000 Each Accident","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":204,"quote":"Employer's Liability Zurich American Insurance Company 08/01/2017 to 08/01/2023 Policy #WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":204,"quote":"Policy #WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"scheduled-1","effective":"2017-08-01","formBasis":"unknown","deductible":null,"expiration":"2023-08-01","formNumbers":[],"namedInsured":null,"policyNumber":"WC0183286","scheduledOnly":true,"attachmentPoint":0,"exhaustionPoint":1000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":null,"retentionApplies":"unknown","defenseInsideLimits":"unknown","perProjectAggregate":null,"selfInsuredRetention":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},{"role":"primary","limit":2000000,"carrier":"ZURICH AMERICAN INSURANCE COMPANY","sources":{"limit":{"page":135,"quote":"EACH OCCURRENCE LIMIT $ 2,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":135,"quote":"ZURICH AMERICAN INSURANCE COMPANY","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":135,"quote":"Policy Number: GLO 0183287-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"generalAggregate":{"page":135,"quote":"GENERAL AGGREGATE LIMIT $ 5,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"perProjectAggregate":{"page":137,"quote":"X B. The Products-Completed Operations Aggregate Limit applies separately to each \"designated project\" for which B. is selected.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"productsCompletedOpsAggregate":{"page":135,"quote":"PRODUCTS-COMPLETED OPERATIONS AGGREGATE LIMIT $ 5,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","effective":"2017-08-01","formBasis":"occurrence","deductible":null,"expiration":"2023-08-01","formNumbers":["U-GL-D-1115-B CW","U-GL-1364-A CW","U-GL-D-1306-B CW","U-GL-D-1306-B CW","CG 00 01 04 13","U-GL-1114-A CW","U-GL-1054-A CW"],"namedInsured":"THE BOARD OF REGENTS OF THE UNIVERSITY OF TEXAS SYSTEM","policyNumber":"GLO 0183287-00","scheduledOnly":false,"attachmentPoint":0,"exhaustionPoint":2000000,"retroactiveDate":"NONE","aggregateErosion":null,"generalAggregate":5000000,"retentionApplies":"unknown","defenseInsideLimits":"no","perProjectAggregate":5000000,"selfInsuredRetention":null,"personalAdvertisingInjury":2000000,"productsCompletedOpsAggregate":5000000},{"role":"unknown","limit":2000000,"carrier":"Zurich American Insurance Company","sources":{"limit":{"page":204,"quote":"$2,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":204,"quote":"General Liability Zurich American Insurance Company 08/01/2017 to 08/01/2023 Policy #GLO 4353409-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":204,"quote":"Policy #GLO 4353409-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"generalAggregate":{"page":204,"quote":"$5,000,000 General Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"scheduled-0","effective":"2017-08-01","formBasis":"unknown","deductible":null,"expiration":"2023-08-01","formNumbers":[],"namedInsured":null,"policyNumber":"GLO 4353409-00","scheduledOnly":true,"attachmentPoint":0,"exhaustionPoint":2000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":5000000,"retentionApplies":"unknown","defenseInsideLimits":"unknown","perProjectAggregate":null,"selfInsuredRetention":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},{"role":"excess","limit":25000000,"carrier":"Berkshire Hathaway Specialty Insurance Company","sources":{"limit":{"page":198,"quote":"A. Per Occurrence $25,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":198,"quote":"Berkshire Hathaway Specialty Insurance Company\n1314 Douglas Street, Suite 1400\nOmaha, NE 68102-1944","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":198,"quote":"Policy No.: 47-XSF-304056-O1","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"attachmentPoint":{"page":204,"quote":"$2,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"generalAggregate":{"page":198,"quote":"B. Aggregate Limit, except Auto: $25,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"perProjectAggregate":{"page":216,"quote":"Per Project Products-Completed Operations Aggregate Limit of Insurance (Applicable to Each Construction Project With Construction Value In Excess of $100,000,000): a. $25,000,000 (During the Policy Period); and b. $25,000,000 (Products Completed Operations Extension Period)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"productsCompletedOpsAggregate":{"page":198,"quote":"C. Products-Completed Operations Aggregate Limit: $25,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p198","effective":"2017-08-01","formBasis":"occurrence","deductible":null,"expiration":"2023-08-01","formNumbers":["FF-XS-DEC-10/2014","CLP-UN-016-07/2013","FFP-XS-001-10/2014","FFP-XS-002-11/2014","CLP-UN-010-07/2013","CLP-UN-017-07/2013","CLP-UN-078-11/2013","CL-UN-083-01/2015","FFP-XS-013-07/2014","FF-XS-026-02/2016","CL-UN-075-12/2016","MANUSCRIPT","MANUSCRIPT","FF-XS-005-07/2014"],"namedInsured":"The University Of Texas System","policyNumber":"47-XSF-304056-01","scheduledOnly":false,"attachmentPoint":2000000,"exhaustionPoint":27000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":25000000,"retentionApplies":"unknown","defenseInsideLimits":"no","perProjectAggregate":25000000,"selfInsuredRetention":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":25000000},{"role":"excess","limit":25000000,"carrier":"Indemnity Insurance Company of North America","sources":{"limit":{"page":265,"quote":"USD $ 25,000,000 Each Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":265,"quote":"Issuing Company: Indemnity Insurance Company of North America 436 Walnut Street Philadelphia, Pennsylvania 19106","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":265,"quote":"Policy Number: XSM G46798673 001","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"attachmentPoint":{"page":267,"quote":"a) USD $25,000,000 Each Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"generalAggregate":{"page":265,"quote":"USD $ 25,000,000 Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p265","effective":"2017-08-01","formBasis":"occurrence","deductible":null,"expiration":"2023-08-01","formNumbers":["ALL-38009","XSM-43898","XSM-43896","ALL-20887A","XS-28500A","IL P 001","CC-1K11H","XSM-43899","XSC-27522A","TRIA 11D","ALL-21101","MS-208330"],"namedInsured":"The Board of Regents of the University of Texas System","policyNumber":"XSM G46798673 001","scheduledOnly":false,"attachmentPoint":27000000,"exhaustionPoint":52000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":25000000,"retentionApplies":"unknown","defenseInsideLimits":"unknown","perProjectAggregate":null,"selfInsuredRetention":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},{"role":"excess","limit":25000000,"carrier":"Starr Indemnity & Liability Company","sources":{"limit":{"page":280,"quote":"a) $ 25,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":280,"quote":"Starr Indemnity & Liability Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":280,"quote":"Policy No.: 1000023859","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"attachmentPoint":{"page":284,"quote":"$25,000,000 Per Occurence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"generalAggregate":{"page":280,"quote":"b) $ 25,000,000 Aggregate Where Applicable","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p280","effective":"2017-08-01","formBasis":"occurrence","deductible":null,"expiration":"2023-08-01","formNumbers":["MARSH XSELLENCE FORM 10/2014","EXCESS LIABILITY POLICY SCHEDULE OF UNDERLYING INSURANCE","XSM-343 (01/16)","XSM-344 (01/2015)","XS-369 TX (05/09)","XS-301 TX (10/08)","XS-363 TX (03/09)","XS-331 TX (10/08)","XS-175 (10/08)"],"namedInsured":"University of Texas ROCIP VII and as more fully set forth in the Lead Underlying Policy","policyNumber":"1000023859","scheduledOnly":false,"attachmentPoint":27000000,"exhaustionPoint":52000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":25000000,"retentionApplies":"unknown","defenseInsideLimits":"unknown","perProjectAggregate":null,"selfInsuredRetention":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},{"role":"excess","limit":25000000,"carrier":"Ohio Casualty Insurance Company","sources":{"limit":{"page":304,"quote":"a) $ 25000,000 Each Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":304,"quote":"Coverage is Provided In: Ohio Casualty Insurance Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":304,"quote":"Policy No.: ECO (23) 58 07 14 29","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"attachmentPoint":{"page":306,"quote":"$25,000,000 EACH OCCURRENCE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"generalAggregate":{"page":304,"quote":"b) $ 25,000,000 Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p304","effective":"2017-08-01","formBasis":"occurrence","deductible":null,"expiration":"2023-08-01","formNumbers":["NP 73 12 01 15","CE 75 00 01 15","CE 75 10 01 15","CE 75 13 01 15","CE 75 06 01 15","CE 75 07 01 15","CE 75 05 01 15","CE 75 04 01 15"],"namedInsured":"THE UNIVERSITY OF TEXAS SYSTEM","policyNumber":"ECO (23) 58 07 14 29","scheduledOnly":false,"attachmentPoint":52000000,"exhaustionPoint":77000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":25000000,"retentionApplies":"unknown","defenseInsideLimits":"unknown","perProjectAggregate":null,"selfInsuredRetention":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null}],"totalLimit":103000000,"towerIssues":[{"kind":"attachment-disagreement","amount":25000000,"detail":"This policy states an attachment point of 50,000,000, and its own schedule of underlying insurance names underlying limits topping out at 25,000,000. The tower is built on the schedule, because the schedule names the policies it sits above.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p280"]},{"kind":"attachment-disagreement","amount":25000000,"detail":"This policy states an attachment point of 50,000,000, and its own schedule of underlying insurance names underlying limits topping out at 25,000,000. The tower is built on the schedule, because the schedule names the policies it sits above.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p304"]},{"kind":"underlying-not-provided","amount":null,"detail":"The schedule of underlying insurance on 47-XSF-304056-01 names GLO 4353409-00, which was not provided.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p198","scheduled-0"]},{"kind":"underlying-not-provided","amount":null,"detail":"The schedule of underlying insurance on 47-XSF-304056-01 names WC0183286, which was not provided.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p198","scheduled-1"]},{"kind":"underlying-number-mismatch","amount":null,"detail":"The schedule on 1000023859 names GLO0183287, and a policy numbered GLO 0183287-00 was provided. One reads as the other with an affix attached or a character misread in scanning, and they share the same each-occurrence limit. Confirm they are the same policy before the tower is relied on.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p280","ut-system-rocip-program_multi-carrier_2017-2023"],"providedNumber":"GLO 0183287-00","scheduledNumber":"GLO0183287"},{"kind":"underlying-number-mismatch","amount":null,"detail":"The schedule on 1000023859 names G46798673 001, and a policy numbered XSM G46798673 001 was provided. One reads as the other with an affix attached or a character misread in scanning, and they share the same carrier, the same each-occurrence limit. Confirm they are the same policy before the tower is relied on.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p280","ut-system-rocip-program_multi-carrier_2017-2023#p265"],"providedNumber":"XSM G46798673 001","scheduledNumber":"G46798673 001"},{"kind":"underlying-number-mismatch","amount":null,"detail":"The schedule on 1000023859 names GLOOJ83287, and a policy numbered GLO 0183287-00 was provided. One reads as the other with an affix attached or a character misread in scanning, and they share the same each-occurrence limit. Confirm they are the same policy before the tower is relied on.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p280","ut-system-rocip-program_multi-carrier_2017-2023"],"providedNumber":"GLO 0183287-00","scheduledNumber":"GLOOJ83287"},{"kind":"underlying-number-mismatch","amount":null,"detail":"The schedule on 1000023859 names WCO183286, and a policy numbered WC0183286 was provided. One reads as the other with an affix attached or a character misread in scanning, and they share the same each-occurrence limit. Confirm they are the same policy before the tower is relied on.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p280","scheduled-1"],"providedNumber":"WC0183286","scheduledNumber":"WCO183286"},{"kind":"attachment-chained","amount":2000000,"detail":"XSM G46798673 001 is placed at 27,000,000, where 47-XSF-304056-01 exhausts. Its schedule of underlying insurance names that policy and prints underlying limits topping out at 25,000,000, but a schedule prints the limit of the policy it names, not that policy's position. The printed figure stays on the record, and the tower is built on the resolved position.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p198","ut-system-rocip-program_multi-carrier_2017-2023#p265"]},{"kind":"attachment-chained","amount":2000000,"detail":"1000023859 is placed at 27,000,000, where 47-XSF-304056-01 exhausts. Its schedule of underlying insurance names that policy and prints underlying limits topping out at 25,000,000, but a schedule prints the limit of the policy it names, not that policy's position. The printed figure stays on the record, and the tower is built on the resolved position.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p198","ut-system-rocip-program_multi-carrier_2017-2023#p280"]},{"kind":"attachment-chained","amount":27000000,"detail":"ECO (23) 58 07 14 29 is placed at 52,000,000, where XSM G46798673 001 exhausts. Its schedule of underlying insurance names that policy and prints underlying limits topping out at 25,000,000, but a schedule prints the limit of the policy it names, not that policy's position. The printed figure stays on the record, and the tower is built on the resolved position.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p265","ut-system-rocip-program_multi-carrier_2017-2023#p304"]}],"restrictions":[{"label":"Alternate Employer","where":"endorsement","source":"policy-language","citation":{"page":66,"quote":"WC 99 00 02","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"WC 99 00 02","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Designated Workplaces Exclusion","where":"endorsement","source":"policy-language","citation":{"page":66,"quote":"WC 00 03 02","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"WC 00 03 02","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Notification of Change in Ownership","where":"endorsement","source":"policy-language","citation":{"page":66,"quote":"WC 00 04 14","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"WC 00 04 14","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Terrorism Risk Program Reauthorization Act Disclosure","where":"endorsement","source":"policy-language","citation":{"page":66,"quote":"WC 00 04 19","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"WC 00 04 19","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Texas Amendatory Endorsement","where":"endorsement","source":"policy-language","citation":{"page":66,"quote":"WC 00 04 22 B","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"WC 00 04 22 B","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Waiver of Right to Recover","where":"endorsement","source":"policy-language","citation":{"page":66,"quote":"WC 42 03 01 I","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"WC 42 03 01 I","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Audit Premium and Retrospective Premium","where":"endorsement","source":"policy-language","citation":{"page":66,"quote":"WC 42 03 04 B","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"WC 42 03 04 B","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Large Deductible Endorsement","where":"endorsement","source":"policy-language","citation":{"page":66,"quote":"WC 42 04 07","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"WC 42 04 07","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Combined Aggregate Deductible","where":"endorsement","source":"policy-language","citation":{"page":66,"quote":"UGUD639A","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"UGUD639A","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Liability assumed under a contract","where":"base-form","source":"policy-language","citation":{"page":75,"quote":"Liability assumed under a contract. This exclusion does not apply to a warranty that your work will be done in a workmanlike manner","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"WC 00 00 00 C","alsoProvisions":["Punitive or exemplary damages","Bodily injury to employee while employed in violation of law","Obligations imposed by workers compensation or similar laws","Bodily injury intentionally caused or aggravated","Bodily injury occurring outside United States, territories, possessions, and Canada","Damages arising out of personnel practices and employment actions","Bodily injury in work subject to Longshore and Harbor Workers' Compensation Act and other federal laws","Bodily injury in work subject to Federal Employers' Liability Act","Bodily injury to master or member of crew of vessel","Fines or penalties for violation of law","Damages payable under Migrant and Seasonal Agricultural Worker Protection Act"],"carrierNoticedReduction":false},{"label":"Designated workplaces exclusion","where":"endorsement","source":"policy-language","citation":{"page":80,"quote":"The policy does not cover work conducted at or from ANY LOCATION EXCEPT THE CONFINES OF THE PROJECT SITE AS DESCRIBED BELOW","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"WC 00 0302","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Nuclear energy liability exclusion","where":"endorsement","source":"policy-language","citation":{"page":117,"quote":"The insurance does not apply: A. Under any Liability Coverage, to \"bodily injury\" or \"property damage\": (1) With respect to which an \"insured\" under the policy is also an insured under a nuclear energy liability policy issued by Nuclear Energy Liability Insurance Association, Mutual Atomic Energy Liability Underwriters, Nuclear Insurance Association of Canada or any of their successors","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"IL 00 21","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Sanctions exclusion","where":"endorsement","source":"policy-language","citation":{"page":105,"quote":"Notwithstanding any other terms under this policy, we shall not provide coverage nor will we make any payments or provide any service or benefit to any insured, beneficiary, or third party who may have any rights under this policy to the extent that such cover, payment, service, benefit, or any business or activity of the insured would violate any applicable trade or economic sanctions law or regulation.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GU-1191-A","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Cap on losses from certified acts of terrorism","where":"endorsement","source":"policy-language","citation":{"page":108,"quote":"If aggregate insured losses attributable to one or more \"certified acts of terrorism\" exceed $100 billion in a calendar year (January 1 through December 31) and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GU-767-B","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Recording And Distribution Of Material Or Information In Violation Of Law — Coverage A","where":"endorsement","source":"policy-language","citation":{"page":127,"quote":"Recording And Distribution Of Material Or Information In Violation Of Law \"Personal and advertising injury\" directly or indirectly arising out of or based upon any action or omission that violates or is alleged to violate: (1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; (2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; (3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transactions Act (FACTA); or (4) Any federal, state or local statute, ordinance or regulation, other than the TCPA, CAN SPAM Act of 2003 or FCRA and their amendments and additions, that addresses, prohibits, or limits the printing, dissemination, disposal, collecting, recording, sending, transmitting, communicating or distribution of material or information.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1517-B","alsoProvisions":["Recording And Distribution Of Material Or Information In Violation Of Law — Coverage B"],"carrierNoticedReduction":false},{"label":"Silica or Silica Mixed Dust Exclusion","where":"endorsement","source":"policy-language","citation":{"page":134,"quote":"Silica or Silica Mixed Dust A. \"Bodily injury\", \"property damage\" or \"personal and advertising injury\" caused directly or indirectly, in whole or in part, by the actual, alleged or threatened inhalation, ingestion, absorption, exposure to, existence of or presence of \"silica\"; or B. Loss, costs or expenses arising out of the abating, testing for, monitoring, cleaning up, removing, containing, treating, detoxifying, neutralizing, remediating or disposing of, or in any manner responding to or assessing the effects of \"silica\" by any insured or by any other person or entity.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-923-B","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Expected Or Intended Injury","where":"base-form","source":"policy-language","citation":{"page":146,"quote":"Any Insured To any insured, except 'Volunteer workers\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"CG 00 01","alsoProvisions":["Contractual Liability","Liquor Liability","Workers' Compensation And Similar Laws","Employer's Liability","Pollution","Aircraft, Auto Or Watercraft","Mobile Equipment","War","Damage To Property","Damage To Your Product","Damage To Your Work","Damage To Impaired Property Or Property Not Physically Injured","Recall Of Products, Work Or Impaired Property","Personal And Advertising Injury","Electronic Data","Recording And Distribution Of Material Or Information In Violation Of Law — Coverage A base form","Knowing Violation Of Rights Of Another","Material Published With Knowledge Of Falsity","Material Published Prior To Policy Period","Criminal Acts","Contractual Liability — Coverage B","Breach Of Contract","Quality Or Performance Of Goods — Failure To Conform To Statements","Wrong Description Of Prices","Infringement Of Copyright, Patent, Trademark Or Trade Secret","Insureds In Media And Internet Type Businesses","Electronic Chatrooms Or Bulletin Boards","Unauthorized Use Of Another's Name Or Product","Pollution — Coverage B","Pollution-related","War — Coverage B","Recording And Distribution Of Material Or Information In Violation Of Law — Coverage B base form","Medical Expense — Any Insured","Medical Expense — Hired Person","Medical Expense — Injury On Normally Occupied Premises","Medical Expense — Workers' Compensation And Similar Laws","Medical Expense — Athletics Activities","Medical Expense — Products-Completed Operations Hazard"],"carrierNoticedReduction":false},{"label":"Fungi Or Bacteria Exclusion","where":"endorsement","source":"policy-language","citation":{"page":165,"quote":"Fungi or Bacteria A. \"Bodily injury\", \"property damage' or 'personal and advertising injury \" caused directly or indirectly by the actual, alleged or threatened inhalation of, ingestion of, contact with, exposure to, existence of, or presence of any: 1. 'fungi\"or \"bacteria\"; or 2. Substance, vapor or gas produced by or arising out of any \"fungi\" or \"bacteria\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1171-A","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Sudden & Accidental Pollution — Total Pollution Exclusion","where":"endorsement","source":"policy-language","citation":{"page":162,"quote":"F. POLLUTION (1) \"BODILY INJURY\" OR \"PROPERTY DAMAGE\" WHICH WOULD NOT HAVE OCCURRED IN WHOLE OR PART BUT FOR THE ACTUAL, ALLEGED OR THREATENED DISCHARGE, DISPERSAL, SEEPAGE, MIGRATION, RELEASE OR ESCAPE OF \"POLLUTANTS\" AT ANY TIME.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1114-A","alsoProvisions":["Extended Ongoing Operations Coverage — Repair Work limitation"],"carrierNoticedReduction":false},{"label":"Additional Insured — Automatic — Owners, Lessees Or Contractors; Professional Services Exclusion","where":"endorsement","source":"policy-language","citation":{"page":166,"quote":"This insurance does not apply to: \"Bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of the rendering of, or failure to render, any professional architectural, engineering or surveying services including: a. The preparing, approving or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or b. Supervisory, inspection, architectural or engineering activities.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1 175-F CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Limited Contractual Liability; Exclusions from Insured Contract","where":"endorsement","source":"policy-language","citation":{"page":168,"quote":"Paragraph f. does not include that part of any contract or agreement: (1) That indemnifies a railroad for 'bodily injury' or 'property damage' arising out of construction or demolition operations, within 50 feet of any railroad property and affecting any railroad bridge or trestle, tracks, roadbeds, tunnel, underpass or crossing; (2) That indemnifies an architect, engineer or surveyor for injury or damage arising out of: (a) Preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports. surveys, field orders, change orders or drawings and specifications; or (b) Giving directions or instructions, or failing to give them, if that is the primary cause of the injury or damage","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1180-A CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Exclusion — Exterior Insulation and Finish Systems on Residential or Frame Buildings","where":"endorsement","source":"policy-language","citation":{"page":169,"quote":"This insurance does not apply to \"bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of, caused by, or attributable, whether in whole or in part, to the following: 1. The design, manufacture, construction, fabrication, preparation, distribution and sale, installation, application, maintenance or repair, including remodeling, service, correction or replacement, of any \"exterior insulation and finish system\" or any part thereof, or any substantially similar system or any part thereof, including the application or use of conditioners, primers, accessories, flashings, coatings, caulking or sealants in connection with such a system, on any \"residential building construction\" or \"frame building\"; or 2. \"Your product\" or \"your work\" with respect to any exterior component, fixture or feature of any structure if an \"exterior insulation and finish system\", or any substantially similar system, is used on the part of that \"residential building construction\" or \"frame building\" containing that component, fixture or feature.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1 265-B CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Lead Liability Exclusion","where":"endorsement","source":"policy-language","citation":{"page":177,"quote":"This insurance does not apply to: Lead (1) \"Bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of, resulting from, caused by or related to: the actual, alleged or threatened: (a) Exposure to or existence of lead, paint containing lead, or any other material, product or substance containing lead; or (b) Manufacture, distribution, sale, resale, re-branding, installation, repair, removal, encapsulation, abatement, replacement or handling of lead, paint containing lead, or any other material, product or substance containing lead","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1342-A CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Asbestos Exclusion","where":"endorsement","source":"policy-language","citation":{"page":178,"quote":"This insurance does not apply to: Asbestos A. \"Bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of or which would not have occurred, in whole or in part, but for the actual, alleged or threatened discharge, dispersal, release, leakage, leaching, friability, flaking, escape or presence of asbestos, regardless of whether any other cause, event, material or product contributed concurrently or in any sequence to the injury or damage","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GC-1178-A CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Damage to the Project Exclusion; Designated Project","where":"endorsement","source":"policy-language","citation":{"page":181,"quote":"Solely with respect to any \"designated project\", exclusion j. of Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability is replaced by the following: 2. Exclusions This insurance does not apply to: j. Damage to Property \"Property damage\" to: (1) Property you own, rent, or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property for any reason, including prevention of injury to a person or damage to another's property; (2) Premises you sell, give away or abandon, if the \"property damage\" arises out of any part of those premises; (3) Property loaned to you; (4) Personal property in the care, custody or control of any insured; (5) Any part of any \"designated project(s)\", including materials, machinery and equipment intended to become a part of the \"designated project(s)\", if such \"property damage\" occurs during the course of construction","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1301-B-CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Limitation of Coverage to Designated Project(s)","where":"endorsement","source":"policy-language","citation":{"page":182,"quote":"1. The insurance provided by this policy applies only to \"bodily injury\", \"property damage\", \"personal and advertising injury\" and medical expenses arising out of the \"designated project(s)\" shown in the SCHEDULE above.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1 305- A CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Total Pollution Exclusion","where":"endorsement","source":"policy-language","citation":{"page":191,"quote":"This insurance does not apply to: t. Pollution (1) \"Bodily injury' or \"property damage\" which would not have occurred in whole or part but for the actual, alleged or threatened discharge, dispersal, seepage, migration, release or es cape of \"pollutants\" at any time.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"CG 21 65 12 04","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Exclusion — Contractors — Professional Liability","where":"endorsement","source":"policy-language","citation":{"page":192,"quote":"This insurance does not apply to bodily injury', \"property damage\" or \"personal and advertising injury\" arising out of the rendering of or failure to render any professional services by you or on your behalf, but only with respect to either or both of the following operations: a. Providing engineering, architectural or surveying services to others in your capacity as an engineer, architect or surveyor; and b. Providing, or hiring independent professionals to provide, engineering, architectural or surveying services in connection with construction work you perform.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"CG22790413","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Electronic Data Liability; Access or Disclosure of Confidential or Personal Information Exclusion","where":"endorsement","source":"policy-language","citation":{"page":189,"quote":"p. Access Or Disclosure Of Confidential Or Personal Information And Data-related Liability Damages arising out of: (1) Any access to or disclosure of any person's or organization's confidential or personal information, including patents, trade secrets, processing methods, customer lists, financial information, credit card information, health information or any other type of nonpublic information; or (2) The loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate \"electronic data\" that does not result from physical injury to tangible property.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":2000000,"formNumber":"CG 04370514","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Texas Changes; Notice of Occurrence, Claim or Suit","where":"endorsement","source":"policy-language","citation":{"page":188,"quote":"Wth regard to liability for Bodily Injury, Property Damage and Personal And Advertising Injury, unless we are prejudiced by the insured's or your failure to comply with the requirement, no provi sion of this Coverage Part requiring you or any insured to give notice of \"occurrence\", claim or \"suit\", or forward demands, notices, summonses or legal papers in connection with a claim or \"suit\" will bar coverage under this Coverage Part.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"CG 01 03 06 06","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Texas Changes — Employment-Related Practices Exclusion","where":"endorsement","source":"policy-language","citation":{"page":195,"quote":"This insurance does not apply to: Bodily injury' to: (1) A person arising out of any: (a) Refusal to employ that person; (b) Termination of that persons employment; or (c) Employment-related practices, policies, acts or omissions, such as coercion, demotion, evaluation, reassig nment, discipline, defa mation, harassment, humiliation, discrimi na tion or malicious prosecution directed at that person","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"CG26391207","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Violation of Communication or Information Law Exclusion","where":"endorsement","source":"policy-language","citation":{"page":205,"quote":"This policy does not provide coverage for any act that violates any statute, ordinance or regulation of any federal, state or local government, including any amendment of or addition to such laws that prohibits or limits the sending, transmitting or communicating of material or information.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p198","subLimit":null,"formNumber":"CLP-UN-O1O-07/2013","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Securities Exclusion","where":"endorsement","source":"policy-language","citation":{"page":206,"quote":"This policy does not provide coverage for any \"bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of: 1. Any violation of any securities law or similar law or any regulation promulgated thereunder; 2. The purchase, sale, offer of sale or solicitation of any security, debt, insurance policy, bank deposit or financial interest or instrument; 3. Any representations made at any time in relation to the price or value of any security, debt, insurance policy, bank deposit or financial interest or instrument; or 4. Any depreciation or decline in price or value of any security, debt, insurance policy, bank deposit or financial interest or instrument.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p198","subLimit":null,"formNumber":"CLP-UN-017-07/2013","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Workers' Compensation and Similar Laws Exclusion","where":"endorsement","source":"policy-language","citation":{"page":210,"quote":"This insurance does not apply to any \"bodily injury\", \"property damage\", \"personal and advertising injury\" or any other loss, cost, defense fee, expense, injury, damage, claim, dispute or \"suit\" caused by, resulting from, or with respect to any obligation of the insured under a workers' compensation, disability benefits or unemployment compensation law or any similar law.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p198","subLimit":null,"formNumber":"FFP-XS-013-07/2014","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Confidential or Personal Information Disclosure Exclusion","where":"endorsement","source":"policy-language","citation":{"page":211,"quote":"Confidential or Personal Information Disclosure Exclusion This policy does not apply to \"bodily injury\", \"property damage\", \"personal and advertising injury\", or any other loss, cost, defense fee, expense, injury, damage, claim, dispute or \"suit\", however caused, in whole or in part arising out of, resulting from, or in any way related to any actual or alleged: a. unauthorized or improper access to, collection, use or disclosure of, or failure to protect any non-public confidential or personal information in the form of \"electronic data\"","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p198","subLimit":null,"formNumber":"FF-X5-026-02/2016","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Cap on Losses from Certified Acts of Terrorism","where":"endorsement","source":"policy-language","citation":{"page":213,"quote":"If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insurance Act exceed $100 billion in a Calendar Year and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p198","subLimit":null,"formNumber":"CLUN-075-12/2016","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Designated Workplaces Exclusion","where":"endorsement","source":"policy-language","citation":{"page":234,"quote":"The policy does not cover work conducted at or from: Any location except the confines of the project site as described below","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p198","subLimit":null,"formNumber":"WC 0003 02","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Asbestos Exclusion","where":"endorsement","source":"policy-language","citation":{"page":275,"quote":"This insurance does not apply to any loss, demand, claim or suit arising out of or related to asbestos or asbestos- containing materials.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p265","subLimit":null,"formNumber":"XSM43899","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Terrorism Cap on Losses","where":"endorsement","source":"policy-language","citation":{"page":276,"quote":"If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insurance Act exceed $100 billion in a calendar year and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p265","subLimit":null,"formNumber":"XSC-27522a","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Trade or Economic Sanctions Exclusion","where":"endorsement","source":"policy-language","citation":{"page":278,"quote":"This insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit us from providing insurance, including, but not limited to, the payment of claims.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p265","subLimit":null,"formNumber":"ALL-21101","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Pollution Exclusion","where":"endorsement","source":"policy-language","citation":{"page":295,"quote":"\"Ultimate Net Loss\" arising out of an actual, alleged or threatened 'pollution incident\" at any time.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p280","subLimit":null,"formNumber":"XS-363 TX","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Limitation of Coverage to Designated Premises or Projects","where":"endorsement","source":"policy-language","citation":{"page":298,"quote":"This insurance applies only to 'Ultimate Net Loss\" arising out of: 1. The ownership, maintenance or use of the premises shown in the Schedule and operations necessary or incidental to those premises; or 2. The project shown in the Schedule.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p280","subLimit":null,"formNumber":"XS-175","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Non Following Form Endorsement","where":"endorsement","source":"policy-language","citation":{"page":310,"quote":"Notwithstanding any other provisions of this Policy, it is agreed that this Policy shall not provide coverage afforded by the Lead Underlying Policy for the following: Crisis Management or Crisis Response Endorsement Accident Insurance Endorsement Uninsured/Underinsured Motorists (UM/UIM) Endorsement Liberalization Clause Sublimit of liability, unless such sublimit is specifically endorsed to this Policy.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p304","subLimit":null,"formNumber":"CE 75 10 01 15","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Cap on Losses from Certified Acts of Terrorism","where":"endorsement","source":"policy-language","citation":{"page":311,"quote":"If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insurance Act exceed $100 billion in a Program Year (January 1 through December 31) and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p304","subLimit":null,"formNumber":"CE 75 13 01 15","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Nuclear Exclusion","where":"endorsement","source":"policy-language","citation":{"page":314,"quote":"This insurance does not apply to: A. Any liability, damages, loss, injury, demand, claim or suit: 1. With respect to which an Insured under the policy is also an Insured under a nuclear energy liability policy issued by Nuclear Energy Liability Insurance Association, Mutual Atomic Energy Liability Underwriters, Nuclear Insurance Association of Canada or any of their successors, or would be an Insured under any such policy but for its termination upon exhaustion of its limits of liability; or 2. Resulting from the \"hazardous properties\" of \"nuclear material\"","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p304","subLimit":null,"formNumber":"CE 75 05 01 15","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Asbestos Exclusion","where":"endorsement","source":"policy-language","citation":{"page":316,"quote":"This insurance does not apply to: Any liability, damages, loss, injury, demand, claim or suit arising out of or caused by, or allegedly caused by: 1. Asbestos, asbestos products, asbestos-containing materials or products, asbestos fibers or asbestos dust","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p304","subLimit":null,"formNumber":"CE 75 04 01 15","alsoProvisions":[],"carrierNoticedReduction":false}],"aggregateImpairment":{"basis":"unverified","assertedAt":null,"assertedBy":null,"generalAggregateIncurred":null,"productsCompletedOpsIncurred":null},"anyDefenseInsideLimits":"unknown","underlyingScheduleCount":12,"formsWithNoRestrictionFound":38},"findings":[],"reviewId":"review-mt658n6i","decisions":[],"unanswered":[],"observations":[{"id":"observation-no-checks","evidence":[],"statement":"No check was configured for this review, so nothing was asked and nothing could be found. This is not a clean result; it is an unexamined one.","packetComplete":false},{"id":"observation-tower-attachment-disagreement-0","evidence":[],"statement":"This policy states an attachment point of 50,000,000, and its own schedule of underlying insurance names underlying limits topping out at 25,000,000. The tower is built on the schedule, because the schedule names the policies it sits above.","packetComplete":true},{"id":"observation-tower-attachment-disagreement-1","evidence":[],"statement":"This policy states an attachment point of 50,000,000, and its own schedule of underlying insurance names underlying limits topping out at 25,000,000. The tower is built on the schedule, because the schedule names the policies it sits above.","packetComplete":true},{"id":"observation-tower-attachment-chained-8","evidence":[],"statement":"XSM G46798673 001 is placed at 27,000,000, where 47-XSF-304056-01 exhausts. Its schedule of underlying insurance names that policy and prints underlying limits topping out at 25,000,000, but a schedule prints the limit of the policy it names, not that policy's position. The printed figure stays on the record, and the tower is built on the resolved position.","packetComplete":true},{"id":"observation-tower-attachment-chained-9","evidence":[],"statement":"1000023859 is placed at 27,000,000, where 47-XSF-304056-01 exhausts. Its schedule of underlying insurance names that policy and prints underlying limits topping out at 25,000,000, but a schedule prints the limit of the policy it names, not that policy's position. The printed figure stays on the record, and the tower is built on the resolved position.","packetComplete":true},{"id":"observation-tower-attachment-chained-10","evidence":[],"statement":"ECO (23) 58 07 14 29 is placed at 52,000,000, where XSM G46798673 001 exhausts. Its schedule of underlying insurance names that policy and prints underlying limits topping out at 25,000,000, but a schedule prints the limit of the policy it names, not that policy's position. The printed figure stays on the record, and the tower is built on the resolved position.","packetComplete":true},{"id":"observation-ut-system-rocip-program_multi-carrier_2017-2023-classifier","evidence":[],"statement":"ut-system-rocip-program_multi-carrier_2017-2023.pdf, from the classifier: The document is a packet containing multiple document types: page 1 is the Commercial General Liability Coverage Part Declarations (U-GL-D-1115-B CW); pages 2 and 3-4 are endorsements (Fellow Employee Coverage, Designated Project Declarations for projects over and under $100M); pages 5-19 are the CG 00 01 04 13 Commercial General Liability Coverage Form; pages 20-29 are multiple endorsements (Named Insured OCIP, Extended Ongoing Operations Coverage, Extended Completed Operations, Sudden & Accidental Pollution); page 30 is the Unintentional Failure to Disclose Hazards endorsement. The document is classified as 'declarations' based on the dominant first page being the CGL Coverage Part Declarations with limits table. The named insured appears truncated on page 1 ('THE BOARD OF REGENTS OF THE') but is completed on page 2 as 'THE BOARD OF REGENTS OF THE UNIVERSITY OF TEXAS SYSTEM'. Confidence is medium because this is a multi-document packet and the named insured is truncated on the declarations page itself.","packetComplete":false},{"id":"observation-ut-system-rocip-program_multi-carrier_2017-2023-citations","evidence":[],"statement":"ut-system-rocip-program_multi-carrier_2017-2023.pdf: 111 of 115 figures were confirmed against the page they cite. The remaining 4 could not be, so they are the reader's word rather than the document's. Nothing else in this reading depends on them.","packetComplete":false},{"id":"observation-ut-system-rocip-program_multi-carrier_2017-2023-truncated","evidence":[],"statement":"ut-system-rocip-program_multi-carrier_2017-2023.pdf: pages 1 to 30 were read in full, and all 316 pages with text were searched for schedule entries, declarations values, and coverage-restricting provisions. Restrictions found there are identified and cited, not interpreted: what a provision does to a specific loss is not read.","packetComplete":true}],"readDecisions":[{"id":"decision-review-mt658n6i-gate","kind":"proceed-without-document","field":null,"citation":{"page":204,"quote":"Policy #GLO 4353409-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"decidedAt":"2026-08-23T18:31:38.173Z","decidedBy":"[user.name]","rationale":"The reading is completed without the named policy. Every finding that depends on it is degraded and says so.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023","systemValue":"Underlying policy GLO 4353409-00 scheduled by 47-XSF-304056-01; Underlying policy WC0183286 scheduled by 47-XSF-304056-01","decidedValue":"Proceed without it","policyNumber":null,"effectiveDate":null,"terminationDate":null}],"assertedImpairments":[]},"outcomes":[{"usage":[{"model":"claude-sonnet-4-6","inputTokens":66481,"outputTokens":517,"cacheReadTokens":0,"cacheWriteTokens":1195},{"model":"claude-sonnet-4-6","inputTokens":73617,"outputTokens":3399,"cacheReadTokens":0,"cacheWriteTokens":1961},{"model":"claude-sonnet-4-6","inputTokens":67356,"outputTokens":5353,"cacheReadTokens":1961,"cacheWriteTokens":0},{"model":"claude-sonnet-4-6","inputTokens":77335,"outputTokens":8431,"cacheReadTokens":1961,"cacheWriteTokens":1961},{"model":"claude-sonnet-4-6","inputTokens":56224,"outputTokens":4909,"cacheReadTokens":1961,"cacheWriteTokens":0},{"model":"claude-sonnet-4-6","inputTokens":33031,"outputTokens":4187,"cacheReadTokens":0,"cacheWriteTokens":1961},{"model":"claude-haiku-4-5","inputTokens":24634,"outputTokens":2505,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":25597,"outputTokens":623,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":31939,"outputTokens":6390,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":25006,"outputTokens":3939,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":26666,"outputTokens":506,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":24069,"outputTokens":2310,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":25472,"outputTokens":1917,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":4485,"outputTokens":27,"cacheReadTokens":0,"cacheWriteTokens":0}],"reRead":false,"lossRun":null,"document":{"id":"ut-system-rocip-program_multi-carrier_2017-2023","sha256":"7d530a065d173b8a51f5119c3dd7ff69dba349f2a84e471867571501fb58d5a1","filename":"ut-system-rocip-program_multi-carrier_2017-2023.pdf","correctedBy":null,"correctedType":null,"classification":{"line":"general-liability","type":"declarations","notes":"The document is a packet containing multiple document types: page 1 is the Commercial General Liability Coverage Part Declarations (U-GL-D-1115-B CW); pages 2 and 3-4 are endorsements (Fellow Employee Coverage, Designated Project Declarations for projects over and under $100M); pages 5-19 are the CG 00 01 04 13 Commercial General Liability Coverage Form; pages 20-29 are multiple endorsements (Named Insured OCIP, Extended Ongoing Operations Coverage, Extended Completed Operations, Sudden & Accidental Pollution); page 30 is the Unintentional Failure to Disclose Hazards endorsement. The document is classified as 'declarations' based on the dominant first page being the CGL Coverage Part Declarations with limits table. The named insured appears truncated on page 1 ('THE BOARD OF REGENTS OF THE') but is completed on page 2 as 'THE BOARD OF REGENTS OF THE UNIVERSITY OF TEXAS SYSTEM'. Confidence is medium because this is a multi-document packet and the named insured is truncated on the declarations page itself.","carrier":{"value":"ZURICH AMERICAN INSURANCE COMPANY","citation":{"page":1,"quote":"ZURICH AMERICAN INSURANCE COMPANY","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"pageCount":316,"confidence":"medium","namedInsured":{"value":"THE BOARD OF REGENTS OF THE","citation":{"page":1,"quote":"Named Insured THE BOARD OF REGENTS OF THE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"},"policyNumber":{"value":"GLO 0183287-00","citation":{"page":1,"quote":"Policy Number: GLO 0183287-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}},"deepSweep":{"found":0,"pages":316,"firstError":null,"failedPages":0,"timedOutPages":0},"extraction":{"id":"ut-system-rocip-program_multi-carrier_2017-2023","role":"primary","term":{"effective":{"value":"2017-08-01","citation":{"page":135,"quote":"Policy Period: Coverage begins 08-01-2017 at 12:01 A.M.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":135,"quote":"Coverage ends 08-01-2023 at 12:01 A.M.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"notes":"1. The named insured is printed as 'THE BOARD OF REGENTS OF THE' on the declarations page (page 1), with the full name 'THE BOARD OF REGENTS OF THE UNIVERSITY OF TEXAS SYSTEM' appearing on the endorsement pages (pages 2, 20, etc.). The full name is used. 2. The declarations page (Item 5) states 'See Schedule of Forms and Endorsements' but no separate schedule of forms document was provided in the pages given. Forms identified in this extraction are drawn from the endorsements and forms physically present in the provided pages, not from a printed schedule. The full schedule may contain additional forms not visible here. 3. No deductible or self-insured retention amount is printed on the pages provided, though page 24 references 'THE COMMERCIAL GENERAL LIABILITY DEDUCTIBLE ENDORSEMENT' suggesting such an endorsement may exist but was not included. 4. The perProjectAggregate field is populated based on endorsement U-GL-D-1306-B CW (page 3) which selects option B (Products-Completed Operations Aggregate applies separately to each designated project for projects $100,000,000 or greater), but for projects under $100,000,000 (page 4), option A is selected (aggregate applies once for all designated projects). The $5,000,000 figure is the same as the declarations limit; confidence is medium because the per-project treatment differs by project size category. 5. This is a primary CGL policy for an Owner Controlled Insurance Program (OCIP). It has no underlying schedule because it is the primary layer. 6. The retroactive date item on the declarations page is labeled '(CG 00 02 ONLY)' and reads 'NONE', indicating the policy is written on occurrence form CG 00 01, not claims-made CG 00 02. 7. Defense outside limits: The standard CG 00 01 04 13 form language on page 5 states 'Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements' — this means defense costs are paid as supplementary payments outside the limits (as confirmed by Section III limits language and Supplementary Payments provisions on pages 12-13). The answer is 'no' (defense does not erode limits). 8. Drops-down on underlying exhaustion: Not applicable as this is a primary policy with no underlying schedule; answered 'unknown' as the question is not addressed in the provided pages in the context of underlying exhaustion. 9. The policy period runs from 08-01-2017 to 08-01-2023, a six-year term, which is unusually long; this is a rolling OCIP policy as described in the endorsements.","limits":{"eachOccurrence":{"value":2000000,"citation":{"page":135,"quote":"EACH OCCURRENCE LIMIT $ 2,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":5000000,"citation":{"page":135,"quote":"GENERAL AGGREGATE LIMIT $ 5,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"perProjectAggregate":{"value":5000000,"citation":{"page":137,"quote":"X B. The Products-Completed Operations Aggregate Limit applies separately to each \"designated project\" for which B. is selected.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"},"personalAdvertisingInjury":{"value":2000000,"citation":{"page":135,"quote":"PERSONAL AND ADVERTISING INJURY LIMIT $ 2,000,000 Any one person or organization","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"productsCompletedOpsAggregate":{"value":5000000,"citation":{"page":135,"quote":"PRODUCTS-COMPLETED OPERATIONS AGGREGATE LIMIT $ 5,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"carrier":{"value":"ZURICH AMERICAN INSURANCE COMPANY","citation":{"page":135,"quote":"ZURICH AMERICAN INSURANCE COMPANY","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formBasis":"occurrence","retention":{"applies":"unknown","deductible":null,"selfInsuredRetention":null},"confidence":"medium","documentIds":["ut-system-rocip-program_multi-carrier_2017-2023"],"namedInsured":{"value":"THE BOARD OF REGENTS OF THE UNIVERSITY OF TEXAS SYSTEM","citation":{"page":136,"quote":"THE BOARD OF REGENTS OF THE UNIVERSITY OF TEXAS SYSTEM 210 W 7TH ST AUSTIN TX 78701","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"GLO 0183287-00","citation":{"page":135,"quote":"Policy Number: GLO 0183287-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"restrictions":[{"label":"Alternate Employer","where":"endorsement","citation":{"page":66,"quote":"WC 99 00 02","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 99 00 02","carrierNoticedReduction":false},{"label":"Designated Workplaces Exclusion","where":"endorsement","citation":{"page":66,"quote":"WC 00 03 02","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 03 02","carrierNoticedReduction":false},{"label":"Notification of Change in Ownership","where":"endorsement","citation":{"page":66,"quote":"WC 00 04 14","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 04 14","carrierNoticedReduction":false},{"label":"Terrorism Risk Program Reauthorization Act Disclosure","where":"endorsement","citation":{"page":66,"quote":"WC 00 04 19","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 04 19","carrierNoticedReduction":false},{"label":"Texas Amendatory Endorsement","where":"endorsement","citation":{"page":66,"quote":"WC 00 04 22 B","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 04 22 B","carrierNoticedReduction":false},{"label":"Waiver of Right to Recover","where":"endorsement","citation":{"page":66,"quote":"WC 42 03 01 I","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 42 03 01 I","carrierNoticedReduction":false},{"label":"Audit Premium and Retrospective Premium","where":"endorsement","citation":{"page":66,"quote":"WC 42 03 04 B","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 42 03 04 B","carrierNoticedReduction":false},{"label":"Large Deductible Endorsement","where":"endorsement","citation":{"page":66,"quote":"WC 42 04 07","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 42 04 07","carrierNoticedReduction":false},{"label":"Combined Aggregate Deductible","where":"endorsement","citation":{"page":66,"quote":"UGUD639A","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"UGUD639A","carrierNoticedReduction":false},{"label":"Liability assumed under a contract","where":"base-form","citation":{"page":75,"quote":"Liability assumed under a contract. This exclusion does not apply to a warranty that your work will be done in a workmanlike manner","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Punitive or exemplary damages","where":"base-form","citation":{"page":75,"quote":"Punitive or exemplary damages because of bodily injury to an employee employed in violation of law","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Bodily injury to employee while employed in violation of law","where":"base-form","citation":{"page":75,"quote":"Bodily injury to an employee while employed in violation of law with your actual knowledge or the actual knowledge of any of your executive officers","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Obligations imposed by workers compensation or similar laws","where":"base-form","citation":{"page":75,"quote":"Any obligation imposed by a workers compensation, occupational disease, unemployment compensation, or disability benefits law, or any similar law","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Bodily injury intentionally caused or aggravated","where":"base-form","citation":{"page":75,"quote":"Bodily injury intentionally caused or aggravated by you","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Bodily injury occurring outside United States, territories, possessions, and Canada","where":"base-form","citation":{"page":75,"quote":"Bodily injury occurring outside the United States of America, its territories or possessions, and Canada. This exclusion does not apply to bodily injury to a citizen or resident of the United States of America or Canada who is temporarily outside these countries","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Damages arising out of personnel practices and employment actions","where":"base-form","citation":{"page":75,"quote":"Damages arising out of coercion, criticism, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, discrimination against or termination of any employee, or any personnel practices, policies, acts or omissions","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Bodily injury in work subject to Longshore and Harbor Workers' Compensation Act and other federal laws","where":"base-form","citation":{"page":75,"quote":"Bodily injury to any person in work subject to the Longshore and Harbor Workers' Compensation Act (33 U.S.C. Sections 901 et seq.), the Nonappropriated Fund Instrumentalities Act (5 U.S.C. Sections 8171 et seq.), the Outer Continental Shelf Lands Act (43 U.S.C. Sections 1331 et seq.), the Defense Base Act (42 U.S.C. Sections 1651–1654), the Federal Mine Safety and Health Act (30 U.S.C. Sections 801 et seq. and 901–944), any other federal workers or workmen's compensation law or other federal occupational disease law, or any amendments to these laws","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Bodily injury in work subject to Federal Employers' Liability Act","where":"base-form","citation":{"page":75,"quote":"Bodily injury to any person in work subject to the Federal Employers' Liability Act (45 U.S.C. Sections 51 et seq.), any other federal laws obligating an employer to pay damages to an employee due to bodily injury arising out of or in the course of employment, or any amendments to those laws","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Bodily injury to master or member of crew of vessel","where":"base-form","citation":{"page":75,"quote":"Bodily injury to a master or member of the crew of any vessel, and does not cover punitive damages related to your duty or obligation to provide transportation, wages, maintenance, and cure under any applicable maritime law","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Fines or penalties for violation of law","where":"base-form","citation":{"page":75,"quote":"Fines or penalties imposed for violation of federal or state law","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Damages payable under Migrant and Seasonal Agricultural Worker Protection Act","where":"base-form","citation":{"page":75,"quote":"Damages payable under the Migrant and Seasonal Agricultural Worker Protection Act (29 U.S.C. Sections 1801 et seq.) and under any other federal law awarding damages for violation of those laws or regulations issued thereunder, and any amendments to those laws","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Designated workplaces exclusion","where":"endorsement","citation":{"page":80,"quote":"The policy does not cover work conducted at or from ANY LOCATION EXCEPT THE CONFINES OF THE PROJECT SITE AS DESCRIBED BELOW","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 0302","carrierNoticedReduction":false},{"label":"Nuclear energy liability exclusion","where":"endorsement","citation":{"page":117,"quote":"The insurance does not apply: A. Under any Liability Coverage, to \"bodily injury\" or \"property damage\": (1) With respect to which an \"insured\" under the policy is also an insured under a nuclear energy liability policy issued by Nuclear Energy Liability Insurance Association, Mutual Atomic Energy Liability Underwriters, Nuclear Insurance Association of Canada or any of their successors","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"IL 00 21","carrierNoticedReduction":false},{"label":"Sanctions exclusion","where":"endorsement","citation":{"page":105,"quote":"Notwithstanding any other terms under this policy, we shall not provide coverage nor will we make any payments or provide any service or benefit to any insured, beneficiary, or third party who may have any rights under this policy to the extent that such cover, payment, service, benefit, or any business or activity of the insured would violate any applicable trade or economic sanctions law or regulation.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GU-1191-A","carrierNoticedReduction":false},{"label":"Cap on losses from certified acts of terrorism","where":"endorsement","citation":{"page":108,"quote":"If aggregate insured losses attributable to one or more \"certified acts of terrorism\" exceed $100 billion in a calendar year (January 1 through December 31) and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GU-767-B","carrierNoticedReduction":false},{"label":"Recording And Distribution Of Material Or Information In Violation Of Law — Coverage A","where":"endorsement","citation":{"page":126,"quote":"Recording And Distribution Of Material Or Information In Violation Of Law Bodily injury\" or 'property damage\" directly or indirectly arising out of or based upon any action or omission that violates or is alleged to violate: (1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; (2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; (3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transaction Act (FACTA); or (4) Any federal, state or local statute, ordinance or regulation, other than the TCPA, CAN-SPAM Act of 2003 or FCRA and their amendments and additions, or any other legal liability, at common law or otherwise, that addresses, prohibits, or limits the printing, dissemination, disposal, monitoring, collecting, recording, use of, sending, transmitting, communicating or distribution of material or information.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1517-B","carrierNoticedReduction":false},{"label":"Recording And Distribution Of Material Or Information In Violation Of Law — Coverage B","where":"endorsement","citation":{"page":127,"quote":"Recording And Distribution Of Material Or Information In Violation Of Law \"Personal and advertising injury\" directly or indirectly arising out of or based upon any action or omission that violates or is alleged to violate: (1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; (2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; (3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transactions Act (FACTA); or (4) Any federal, state or local statute, ordinance or regulation, other than the TCPA, CAN SPAM Act of 2003 or FCRA and their amendments and additions, that addresses, prohibits, or limits the printing, dissemination, disposal, collecting, recording, sending, transmitting, communicating or distribution of material or information.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1517-B","carrierNoticedReduction":false},{"label":"Silica or Silica Mixed Dust Exclusion","where":"endorsement","citation":{"page":134,"quote":"Silica or Silica Mixed Dust A. \"Bodily injury\", \"property damage\" or \"personal and advertising injury\" caused directly or indirectly, in whole or in part, by the actual, alleged or threatened inhalation, ingestion, absorption, exposure to, existence of or presence of \"silica\"; or B. Loss, costs or expenses arising out of the abating, testing for, monitoring, cleaning up, removing, containing, treating, detoxifying, neutralizing, remediating or disposing of, or in any manner responding to or assessing the effects of \"silica\" by any insured or by any other person or entity.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-923-B","carrierNoticedReduction":false},{"label":"Expected Or Intended Injury","where":"base-form","citation":{"page":140,"quote":"Expected Or Intended Injury Bodily injury or property damage\" expected or intended from the standpoint of the insured. This exclusion does not apply to 'bodily injury' resulting from the use of reasonable force to protect persons or property.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Contractual Liability","where":"base-form","citation":{"page":140,"quote":"Contractual Liability \"Bodily injury\" or 'property damage\"for which the insured is obligated to pay damages by reason of the assumption of liability in a contract or agreement.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Liquor Liability","where":"base-form","citation":{"page":140,"quote":"Liquor Liability \"Bodily injury\" or \"property damage\" for which any insured may be held liable by reason of: (1) Causing or contributing to the intoxication of any person; (2) The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol; or (3) Any statute, ordinance or regulation relating to the sale, gift, distribution or use of alcoholic beverages.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Workers' Compensation And Similar Laws","where":"base-form","citation":{"page":140,"quote":"Workers' Compensation And Similar Laws Any obligation of the insured under a workers' compensation, disability benefits or unemployment compensation law or any similar law.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Employer's Liability","where":"base-form","citation":{"page":140,"quote":"Employer's Liability \"Bodily injury\" to: (1) An \"employee\" of the insured arising out of and in the course of: (a) Employment by the insured; or (b) Performing duties related to the conduct of the insured's business","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Pollution","where":"base-form","citation":{"page":141,"quote":"Pollution (1) \"Bodily injury' or 'property damage\" arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of \"pollutants\"","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Aircraft, Auto Or Watercraft","where":"base-form","citation":{"page":142,"quote":"Aircraft, Auto Or Watercraft \"Bodily injury\" or \"property damage\" arising out of the ownership, maintenance, use or entrustment to others of any aircraft, 'auto\" or watercraft owned or operated by or rented or loaned to any insured.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Mobile Equipment","where":"base-form","citation":{"page":142,"quote":"Mobile Equipment \"Bodily injury\" or \"property damage\" arising out of: (1) The transportation of \"mobile equipment\" by an 'auto\" owned or operated by or rented or loaned to any insured","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"War","where":"base-form","citation":{"page":142,"quote":"War \"Bodily injury\" or \"property damage\", however caused, arising, directly or indirectly, out of: (1) War, including undeclared or civil war","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Damage To Property","where":"base-form","citation":{"page":142,"quote":"Damage To Property \"Property damage\" to: (1) Property you own, rent, or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Damage To Your Product","where":"base-form","citation":{"page":143,"quote":"Damage To Your Product \"Property damage' to \"your product\" arising out of it or any part of it.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Damage To Your Work","where":"base-form","citation":{"page":143,"quote":"Damage To Your Work \"Property damage\" to \"your work\" arising out of it or any part of it and included in the \"products- completed operations hazard\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Damage To Impaired Property Or Property Not Physically Injured","where":"base-form","citation":{"page":143,"quote":"Damage To Impaired Property Or Property Not Physically Injured \"Property damage\" to \"impaired property\" or property that has not been physically injured, arising out of: (1) A defect, deficiency, inadequacy or dangerous condition in \"your product\" or \"your work\"","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Recall Of Products, Work Or Impaired Property","where":"base-form","citation":{"page":143,"quote":"Recall Of Products, Work Or Impaired Property Damages claimed for any loss, cost or expense incurred by you or others for the loss of use, withdrawal, recall, inspection, repair, replacement, adjustment, removal or disposal of: (1) 'Your product\"; (2) 'Your work\"","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Personal And Advertising Injury","where":"base-form","citation":{"page":143,"quote":"Personal And Advertising Injury \"Bodily injury\" arising out of \"personal and advertising injury\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Electronic Data","where":"base-form","citation":{"page":143,"quote":"Electronic Data Damages arising out of the loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate electronic data.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Recording And Distribution Of Material Or Information In Violation Of Law — Coverage A base form","where":"base-form","citation":{"page":143,"quote":"Recording And Distribution Of Material Or Information In Violation Of Law \"Bodily injury\" or \"property damage\" arising directly or indirectly out of any action or omission that violates or is alleged to violate: (1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; (2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; (3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transactions Act (FACTA); or (4) Any federal, state or local statute, ordinance or regulation","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Knowing Violation Of Rights Of Another","where":"base-form","citation":{"page":144,"quote":"Knowing Violation Of Rights Of Another \"Personal and advertising injury\" caused by or at the direction of the insured with the knowledge that the act would violate the rights of another and would inflict \"personal and advertising injury\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Material Published With Knowledge Of Falsity","where":"base-form","citation":{"page":144,"quote":"Material Published With Knowledge Of Falsity \"Personal and advertising injury\" arising out of oral or written publication, in any manner, of material, if done by or at the direction of the insured with knowledge of its falsity.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Material Published Prior To Policy Period","where":"base-form","citation":{"page":144,"quote":"Material Published Prior To Policy Period \"Personal and advertising injury\" arising out of oral or written publication, in any manner, of material whose first publication took place before the beginning of the policy period.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Criminal Acts","where":"base-form","citation":{"page":144,"quote":"Criminal Acts \"Personal and advertising injury\" arising out of a criminal act committed by or at the direction of the insured.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Contractual Liability — Coverage B","where":"base-form","citation":{"page":144,"quote":"Contractual Liability \"Personal and advertising injury\" for which the insured has assumed liability in a contract or agreement.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Breach Of Contract","where":"base-form","citation":{"page":144,"quote":"Breach Of Contract \"Personal and advertising injury\" arising out of a breach of contract, except an implied contract to use another's advertising idea in your 'advertisement\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Quality Or Performance Of Goods — Failure To Conform To Statements","where":"base-form","citation":{"page":144,"quote":"Quality Or Performance Of Goods — Failure To Conform To Statements 'Personal and advertising injury\" arising out of the failure of goods, products or services to conform with any statement of quality or performance made in your 'advertisement\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Wrong Description Of Prices","where":"base-form","citation":{"page":144,"quote":"Wrong Description Of Prices injury\" arising out of the price of goods, stated in your 'Personal and advertising the wrong description of products or services 'advertisement\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Infringement Of Copyright, Patent, Trademark Or Trade Secret","where":"base-form","citation":{"page":145,"quote":"Infringement Of Copyright, Patent, Trademark Or Trade Secret \"Personal and advertising injury\" arising out of the infringement of copyright, patent, trademark, trade secret or other intellectual property rights.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Insureds In Media And Internet Type Businesses","where":"base-form","citation":{"page":145,"quote":"Insureds In Media And Internet Type Businesses 'Personal and advertising injury\" committed by an insured whose business is: (1) Advertising, broadcasting, publishing or telecasting; (2) Designing or determining content of web sites for others; or (3) An Internet search, access, content or service provider.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Electronic Chatrooms Or Bulletin Boards","where":"base-form","citation":{"page":145,"quote":"Electronic Chatrooms Or Bulletin Boards \"Personal and advertising injury\" arising out of an electronic chatroom or bulletin board the insured hosts, owns, or over which the insured exercises control.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Unauthorized Use Of Another's Name Or Product","where":"base-form","citation":{"page":145,"quote":"Unauthorized Use Of Another's Name Or Product \"Personal and advertising injury\" arising out of the unauthorized use of another's name or product in your e-mail address, domain name or metatag, or any other similar tactics to mislead another's potential customers.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Pollution — Coverage B","where":"base-form","citation":{"page":145,"quote":"Pollution \"Personal and advertising injury\" arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of \"pollutants\" at any time.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Pollution-related","where":"base-form","citation":{"page":145,"quote":"Pollution-related Any loss, cost or expense arising out of any: (1) Request, demand, order or statutory or regulatory requirement that any insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, \"pollutants\"","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"War — Coverage B","where":"base-form","citation":{"page":145,"quote":"War \"Personal and advertising injury\", however caused, arising, directly or indirectly, out of: (1) War, including undeclared or civil war","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Recording And Distribution Of Material Or Information In Violation Of Law — Coverage B base form","where":"base-form","citation":{"page":145,"quote":"Recording And Distribution Of Material Or Information In Violation Of Law \"Personal and advertising injury\" arising directly or indirectly out of any action or omission that violates or is alleged to violate: (1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; (2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; (3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transactions Act (FACTA); or (4) Any federal, state or local statute, ordinance or regulation","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Medical Expense — Any Insured","where":"base-form","citation":{"page":146,"quote":"Any Insured To any insured, except 'Volunteer workers\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Medical Expense — Hired Person","where":"base-form","citation":{"page":146,"quote":"Hired Person To a person hired to do work for or on behalf of any insured or a tenant of any insured.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Medical Expense — Injury On Normally Occupied Premises","where":"base-form","citation":{"page":146,"quote":"Injury On Normally Occupied Premises To a person injured on that part of premises you own or rent that the person normally occupies.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Medical Expense — Workers' Compensation And Similar Laws","where":"base-form","citation":{"page":146,"quote":"Workers' Compensation And Similar Laws To a person, whether or not an \"employee\" of any insured, if benefits for the \"bodily injury\" are payable or must be provided under a workers' compensation or disability benefits law or a similar law.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Medical Expense — Athletics Activities","where":"base-form","citation":{"page":146,"quote":"Athletics Activities To a person injured while practicing, instructing or participating in any physical exercises or games, sports, or athletic contests.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Medical Expense — Products-Completed Operations Hazard","where":"base-form","citation":{"page":146,"quote":"Products-Completed Operations Hazard Included within the \"products-completed operations hazard\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Fungi Or Bacteria Exclusion","where":"endorsement","citation":{"page":165,"quote":"Fungi or Bacteria A. \"Bodily injury\", \"property damage' or 'personal and advertising injury \" caused directly or indirectly by the actual, alleged or threatened inhalation of, ingestion of, contact with, exposure to, existence of, or presence of any: 1. 'fungi\"or \"bacteria\"; or 2. Substance, vapor or gas produced by or arising out of any \"fungi\" or \"bacteria\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1171-A","carrierNoticedReduction":false},{"label":"Sudden & Accidental Pollution — Total Pollution Exclusion","where":"endorsement","citation":{"page":162,"quote":"F. POLLUTION (1) \"BODILY INJURY\" OR \"PROPERTY DAMAGE\" WHICH WOULD NOT HAVE OCCURRED IN WHOLE OR PART BUT FOR THE ACTUAL, ALLEGED OR THREATENED DISCHARGE, DISPERSAL, SEEPAGE, MIGRATION, RELEASE OR ESCAPE OF \"POLLUTANTS\" AT ANY TIME.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1114-A","carrierNoticedReduction":false},{"label":"Extended Ongoing Operations Coverage — Repair Work limitation","where":"endorsement","citation":{"page":156,"quote":"THIS INSURANCE DOES NOT APPLY TO \"BODILY INJURY\" OR \"PROPERTY DAMAGE\" INCLUDED WITHIN THE \"PRODUCTS-COMPLETED OPERATIONS HAZARD.\"","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1114-A","carrierNoticedReduction":false},{"label":"Additional Insured — Automatic — Owners, Lessees Or Contractors; Professional Services Exclusion","where":"endorsement","citation":{"page":166,"quote":"This insurance does not apply to: \"Bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of the rendering of, or failure to render, any professional architectural, engineering or surveying services including: a. The preparing, approving or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or b. Supervisory, inspection, architectural or engineering activities.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1 175-F CW","carrierNoticedReduction":false},{"label":"Limited Contractual Liability; Exclusions from Insured Contract","where":"endorsement","citation":{"page":168,"quote":"Paragraph f. does not include that part of any contract or agreement: (1) That indemnifies a railroad for 'bodily injury' or 'property damage' arising out of construction or demolition operations, within 50 feet of any railroad property and affecting any railroad bridge or trestle, tracks, roadbeds, tunnel, underpass or crossing; (2) That indemnifies an architect, engineer or surveyor for injury or damage arising out of: (a) Preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports. surveys, field orders, change orders or drawings and specifications; or (b) Giving directions or instructions, or failing to give them, if that is the primary cause of the injury or damage","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1180-A CW","carrierNoticedReduction":false},{"label":"Exclusion — Exterior Insulation and Finish Systems on Residential or Frame Buildings","where":"endorsement","citation":{"page":169,"quote":"This insurance does not apply to \"bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of, caused by, or attributable, whether in whole or in part, to the following: 1. The design, manufacture, construction, fabrication, preparation, distribution and sale, installation, application, maintenance or repair, including remodeling, service, correction or replacement, of any \"exterior insulation and finish system\" or any part thereof, or any substantially similar system or any part thereof, including the application or use of conditioners, primers, accessories, flashings, coatings, caulking or sealants in connection with such a system, on any \"residential building construction\" or \"frame building\"; or 2. \"Your product\" or \"your work\" with respect to any exterior component, fixture or feature of any structure if an \"exterior insulation and finish system\", or any substantially similar system, is used on the part of that \"residential building construction\" or \"frame building\" containing that component, fixture or feature.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1 265-B CW","carrierNoticedReduction":false},{"label":"Lead Liability Exclusion","where":"endorsement","citation":{"page":177,"quote":"This insurance does not apply to: Lead (1) \"Bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of, resulting from, caused by or related to: the actual, alleged or threatened: (a) Exposure to or existence of lead, paint containing lead, or any other material, product or substance containing lead; or (b) Manufacture, distribution, sale, resale, re-branding, installation, repair, removal, encapsulation, abatement, replacement or handling of lead, paint containing lead, or any other material, product or substance containing lead","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1342-A CW","carrierNoticedReduction":false},{"label":"Asbestos Exclusion","where":"endorsement","citation":{"page":178,"quote":"This insurance does not apply to: Asbestos A. \"Bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of or which would not have occurred, in whole or in part, but for the actual, alleged or threatened discharge, dispersal, release, leakage, leaching, friability, flaking, escape or presence of asbestos, regardless of whether any other cause, event, material or product contributed concurrently or in any sequence to the injury or damage","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GC-1178-A CW","carrierNoticedReduction":false},{"label":"Damage to the Project Exclusion; Designated Project","where":"endorsement","citation":{"page":181,"quote":"Solely with respect to any \"designated project\", exclusion j. of Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability is replaced by the following: 2. Exclusions This insurance does not apply to: j. Damage to Property \"Property damage\" to: (1) Property you own, rent, or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property for any reason, including prevention of injury to a person or damage to another's property; (2) Premises you sell, give away or abandon, if the \"property damage\" arises out of any part of those premises; (3) Property loaned to you; (4) Personal property in the care, custody or control of any insured; (5) Any part of any \"designated project(s)\", including materials, machinery and equipment intended to become a part of the \"designated project(s)\", if such \"property damage\" occurs during the course of construction","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1301-B-CW","carrierNoticedReduction":false},{"label":"Limitation of Coverage to Designated Project(s)","where":"endorsement","citation":{"page":182,"quote":"1. The insurance provided by this policy applies only to \"bodily injury\", \"property damage\", \"personal and advertising injury\" and medical expenses arising out of the \"designated project(s)\" shown in the SCHEDULE above.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1 305- A CW","carrierNoticedReduction":false},{"label":"Total Pollution Exclusion","where":"endorsement","citation":{"page":191,"quote":"This insurance does not apply to: t. Pollution (1) \"Bodily injury' or \"property damage\" which would not have occurred in whole or part but for the actual, alleged or threatened discharge, dispersal, seepage, migration, release or es cape of \"pollutants\" at any time.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 21 65 12 04","carrierNoticedReduction":false},{"label":"Exclusion — Contractors — Professional Liability","where":"endorsement","citation":{"page":192,"quote":"This insurance does not apply to bodily injury', \"property damage\" or \"personal and advertising injury\" arising out of the rendering of or failure to render any professional services by you or on your behalf, but only with respect to either or both of the following operations: a. Providing engineering, architectural or surveying services to others in your capacity as an engineer, architect or surveyor; and b. Providing, or hiring independent professionals to provide, engineering, architectural or surveying services in connection with construction work you perform.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG22790413","carrierNoticedReduction":false},{"label":"Electronic Data Liability; Access or Disclosure of Confidential or Personal Information Exclusion","where":"endorsement","citation":{"page":189,"quote":"p. Access Or Disclosure Of Confidential Or Personal Information And Data-related Liability Damages arising out of: (1) Any access to or disclosure of any person's or organization's confidential or personal information, including patents, trade secrets, processing methods, customer lists, financial information, credit card information, health information or any other type of nonpublic information; or (2) The loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate \"electronic data\" that does not result from physical injury to tangible property.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":2000000,"formNumber":"CG 04370514","carrierNoticedReduction":false},{"label":"Texas Changes; Notice of Occurrence, Claim or Suit","where":"endorsement","citation":{"page":188,"quote":"Wth regard to liability for Bodily Injury, Property Damage and Personal And Advertising Injury, unless we are prejudiced by the insured's or your failure to comply with the requirement, no provi sion of this Coverage Part requiring you or any insured to give notice of \"occurrence\", claim or \"suit\", or forward demands, notices, summonses or legal papers in connection with a claim or \"suit\" will bar coverage under this Coverage Part.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 01 03 06 06","carrierNoticedReduction":false},{"label":"Texas Changes — Employment-Related Practices Exclusion","where":"endorsement","citation":{"page":195,"quote":"This insurance does not apply to: Bodily injury' to: (1) A person arising out of any: (a) Refusal to employ that person; (b) Termination of that persons employment; or (c) Employment-related practices, policies, acts or omissions, such as coercion, demotion, evaluation, reassig nment, discipline, defa mation, harassment, humiliation, discrimi na tion or malicious prosecution directed at that person","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG26391207","carrierNoticedReduction":false}],"formsSchedule":[{"title":{"value":"Commercial General Liability Coverage Part Declarations","citation":{"page":135,"quote":"COMMERCIAL GENERAL LIABILITY COVERAGE PART DECLARATIONS","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"9/04","citation":{"page":135,"quote":"U-GL-D-1 115-B CW (9/04)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"U-GL-D-1115-B CW","citation":{"page":135,"quote":"U-GL-D-1 115-B CW (9/04)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Fellow Employee Coverage — Designated Employees/Positions","citation":{"page":136,"quote":"Fellow Employee Coverage — Designated Employees/ Positions","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"09/08","citation":{"page":136,"quote":"U-GL-1364-A CW (09/08)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"U-GL-1364-A CW","citation":{"page":136,"quote":"U-GL-1364-A CW (09/08)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Designated Project — Declarations","citation":{"page":137,"quote":"Designated Project – Declarations","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/13","citation":{"page":137,"quote":"U-GL-D-1 306-B CW (01/1 3)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"U-GL-D-1306-B CW","citation":{"page":137,"quote":"U-GL-D-1 306-B CW (01/1 3)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Designated Project — Declarations (Under $100,000,000)","citation":{"page":138,"quote":"Designated Project – Declarations","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/13","citation":{"page":138,"quote":"U-GL-D-1 306-B CW (01/13)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"U-GL-D-1306-B CW","citation":{"page":138,"quote":"U-GL-D-1 306-B CW (01/13)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Commercial General Liability Coverage Form","citation":{"page":139,"quote":"COMMERCIAL GENERAL LIABILITY COVERAGE FORM","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"04 13","citation":{"page":139,"quote":"CG 00 01 04 13 © Insurance Services Office, Inc., 2012 Page 1 of 16","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CG 00 01 04 13","citation":{"page":139,"quote":"CG 00 01 04 13","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Named Insured — OCIP","citation":{"page":154,"quote":"NAMED INSURED — OCIP","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/02","citation":{"page":154,"quote":"U-GL-1114-A CW (10/ 02)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"U-GL-1114-A CW","citation":{"page":154,"quote":"U-GL-1114-A CW (10/ 02)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Unintentional Failure to Disclose Hazards","citation":{"page":164,"quote":"Unintentional Failure to Disclose Hazards","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"12/01","citation":{"page":164,"quote":"U-GL-1054-A CW (12/01)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"U-GL-1054-A CW","citation":{"page":164,"quote":"U-GL-1054-A CW (12/01)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"attachmentPoint":null,"retroactiveDate":{"value":"NONE","citation":{"page":135,"quote":"Item 3. Retroactive Date (CG 00 02 ONLY) This insurance does not apply to \"bodily injury\", \"property damage\" or \"personal and advertising injury\" offense which occurs before the Retroactive Date, if any, shown here: NONE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"underlyingSchedule":[],"defenseInsideLimits":"no","defenseInsideLimitsSource":{"page":139,"quote":"Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"dropsDownOnUnderlyingExhaustion":"unknown","dropsDownOnUnderlyingExhaustionSource":null},"needsHuman":null,"citationAudit":{"total":115,"failures":[{"page":154,"path":"formsSchedule.5.formNumber.citation","quote":"U-GL-1114-A CW (10/ 02)","status":"found-on-other-page"},{"page":154,"path":"formsSchedule.5.edition.citation","quote":"U-GL-1114-A CW (10/ 02)","status":"found-on-other-page"},{"page":127,"path":"restrictions.26.citation","quote":"Recording And Distribution Of Material Or Information In Violation Of Law \"Personal and advertising injury\" directly or indirectly arising out of or based upon any action or omission that violates or is alleged to violate: (1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; (2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; (3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transactions Act (FACTA); or (4) Any federal, state or local statute, ordinance or regulation, other than the TCPA, CAN SPAM Act of 2003 or FCRA and their amendments and additions, that addresses, prohibits, or limits the printing, dissemination, disposal, collecting, recording, sending, transmitting, communicating or distribution of material or information.","status":"not-found"},{"page":143,"path":"restrictions.44.citation","quote":"Recording And Distribution Of Material Or Information In Violation Of Law \"Bodily injury\" or \"property damage\" arising directly or indirectly out of any action or omission that violates or is alleged to violate: (1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law; (2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law; (3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transactions Act (FACTA); or (4) Any federal, state or local statute, ordinance or regulation","status":"not-found"}],"notFound":2,"verified":111,"verifiedExact":107,"pageUnreadable":0,"foundOnOtherPage":2},"additionalPolicies":[{"id":"ut-system-rocip-program_multi-carrier_2017-2023#p198","role":"excess","term":{"effective":{"value":"2017-08-01","citation":{"page":198,"quote":"From: 08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":198,"quote":"From: 08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"notes":"This is a Follow Form Excess Liability policy. The role is excess (not umbrella) as the policy title states 'Follow Form Exterior Liability' and it follows the form of the followed policy (GLO 4353409-00, Zurich American, General Liability). The attachment point of $2,000,000 per occurrence is the per-occurrence limit of the followed/underlying General Liability policy as shown in the Schedule of Underlying; the exact attachment point figure is not stated as a single 'retained limit' dollar figure on the declarations page but is derived from the underlying schedule. The policy period shown on the declarations is 08/01/2017 to 08/01/2023, which is a 6-year rolling OCIP term. Defense inside limits is 'no' because the policy states defense costs operate identically to the followed policy, and the Schedule of Underlying shows 'Defense Treatment: Outside the Limit' for both underlying policies. The drops-down provision is stated in Section IV Conditions 2.b. The Limits of Insurance Construction Modification endorsement (manuscript) supersedes Item 3 of the declarations and adds per-project PCO aggregate limits of $25,000,000 during policy period and $25,000,000 for the extension period, applicable to projects with construction value in excess of $100,000,000, with a Policy Aggregate Products-Completed Operations Maximum Limit of $125,000,000. The formBasis field is marked 'occurrence' because the policy header states 'THIS POLICY MAY CONTAIN OCCURRENCE, CLAIMS MADE, OR CLAIMS MADE AND REPORTED COVERAGES' but the followed policy is occurrence-based General Liability and the Schedule of Underlying confirms an occurrence-based GL policy. The Act of Terrorism SIR endorsement (CL-UN-083-01/2015) shows a blank dollar amount for the terrorism SIR, so no figure is transcribed. The two 'Manuscript' forms on the forms schedule do not carry edition dates as printed.","limits":{"eachOccurrence":{"value":25000000,"citation":{"page":198,"quote":"A. Per Occurrence $25,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":198,"quote":"B. Aggregate Limit, except Auto: $25,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"perProjectAggregate":{"value":25000000,"citation":{"page":216,"quote":"Per Project Products-Completed Operations Aggregate Limit of Insurance (Applicable to Each Construction Project With Construction Value In Excess of $100,000,000): a. $25,000,000 (During the Policy Period); and b. $25,000,000 (Products Completed Operations Extension Period)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":{"value":25000000,"citation":{"page":198,"quote":"C. Products-Completed Operations Aggregate Limit: $25,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"carrier":{"value":"Berkshire Hathaway Specialty Insurance Company","citation":{"page":198,"quote":"Berkshire Hathaway Specialty Insurance Company\n1314 Douglas Street, Suite 1400\nOmaha, NE 68102-1944","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formBasis":"occurrence","retention":{"applies":"unknown","deductible":null,"selfInsuredRetention":null},"confidence":"high","documentIds":["ut-system-rocip-program_multi-carrier_2017-2023"],"namedInsured":{"value":"The University Of Texas System","citation":{"page":198,"quote":"Named Insured: The University Of Texas System","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"47-XSF-304056-01","citation":{"page":198,"quote":"Policy No.: 47-XSF-304056-O1","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"restrictions":[{"label":"Violation of Communication or Information Law Exclusion","where":"endorsement","citation":{"page":205,"quote":"This policy does not provide coverage for any act that violates any statute, ordinance or regulation of any federal, state or local government, including any amendment of or addition to such laws that prohibits or limits the sending, transmitting or communicating of material or information.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CLP-UN-O1O-07/2013","carrierNoticedReduction":false},{"label":"Securities Exclusion","where":"endorsement","citation":{"page":206,"quote":"This policy does not provide coverage for any \"bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of: 1. Any violation of any securities law or similar law or any regulation promulgated thereunder; 2. The purchase, sale, offer of sale or solicitation of any security, debt, insurance policy, bank deposit or financial interest or instrument; 3. Any representations made at any time in relation to the price or value of any security, debt, insurance policy, bank deposit or financial interest or instrument; or 4. Any depreciation or decline in price or value of any security, debt, insurance policy, bank deposit or financial interest or instrument.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CLP-UN-017-07/2013","carrierNoticedReduction":false},{"label":"Workers' Compensation and Similar Laws Exclusion","where":"endorsement","citation":{"page":210,"quote":"This insurance does not apply to any \"bodily injury\", \"property damage\", \"personal and advertising injury\" or any other loss, cost, defense fee, expense, injury, damage, claim, dispute or \"suit\" caused by, resulting from, or with respect to any obligation of the insured under a workers' compensation, disability benefits or unemployment compensation law or any similar law.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"FFP-XS-013-07/2014","carrierNoticedReduction":false},{"label":"Confidential or Personal Information Disclosure Exclusion","where":"endorsement","citation":{"page":211,"quote":"Confidential or Personal Information Disclosure Exclusion This policy does not apply to \"bodily injury\", \"property damage\", \"personal and advertising injury\", or any other loss, cost, defense fee, expense, injury, damage, claim, dispute or \"suit\", however caused, in whole or in part arising out of, resulting from, or in any way related to any actual or alleged: a. unauthorized or improper access to, collection, use or disclosure of, or failure to protect any non-public confidential or personal information in the form of \"electronic data\"","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"FF-X5-026-02/2016","carrierNoticedReduction":false},{"label":"Cap on Losses from Certified Acts of Terrorism","where":"endorsement","citation":{"page":213,"quote":"If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insurance Act exceed $100 billion in a Calendar Year and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CLUN-075-12/2016","carrierNoticedReduction":false},{"label":"Designated Workplaces Exclusion","where":"endorsement","citation":{"page":234,"quote":"The policy does not cover work conducted at or from: Any location except the confines of the project site as described below","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 0003 02","carrierNoticedReduction":false}],"formsSchedule":[{"title":{"value":"Follow Form Excess Liability Common Policy Declarations","citation":{"page":200,"quote":"FF-XS-DEC-1O/2014 Follow Form Excess Liability Common Policy Declarations","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/2014","citation":{"page":200,"quote":"FF-XS-DEC-1O/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"FF-XS-DEC-10/2014","citation":{"page":200,"quote":"FF-XS-DEC-1O/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Forms Schedule","citation":{"page":200,"quote":"CLP-U N-016-07/2013 Forms Schedule","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"07/2013","citation":{"page":200,"quote":"CLP-U N-016-07/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CLP-UN-016-07/2013","citation":{"page":200,"quote":"CLP-U N-016-07/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Follow Form Excess Liability Policy","citation":{"page":200,"quote":"FFP-XS-OO1-1O/2014 Follow Form Excess Liability Policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/2014","citation":{"page":200,"quote":"FFP-XS-OO1-1O/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"FFP-XS-001-10/2014","citation":{"page":200,"quote":"FFP-XS-OO1-1O/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Schedule of Underlying","citation":{"page":200,"quote":"FFP-XS-OO2-11/2014 Schedule of Underlying","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"11/2014","citation":{"page":200,"quote":"FFP-XS-OO2-11/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"FFP-XS-002-11/2014","citation":{"page":200,"quote":"FFP-XS-OO2-11/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Violation of Communication or Information Law Exclusion","citation":{"page":200,"quote":"CLP-UN-O1O-07/2013 Violation of Communication or Information Law Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"07/2013","citation":{"page":200,"quote":"CLP-UN-O1O-07/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CLP-UN-010-07/2013","citation":{"page":200,"quote":"CLP-UN-O1O-07/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Securities Exclusion","citation":{"page":200,"quote":"CLP-U N-017-07/2013 Securities Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"07/2013","citation":{"page":200,"quote":"CLP-U N-017-07/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CLP-UN-017-07/2013","citation":{"page":200,"quote":"CLP-U N-017-07/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Products Completed Operations Extension Endorsement","citation":{"page":200,"quote":"CLP-UN-078-11/2013 Products Completed Operations Extension Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"11/2013","citation":{"page":200,"quote":"CLP-UN-078-11/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CLP-UN-078-11/2013","citation":{"page":200,"quote":"CLP-UN-078-11/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Act of Terrorism Self-Insured Retention Endorsement","citation":{"page":200,"quote":"CL-UN-083-01/2015 Act of Terrorism Self-Insured Retention Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/2015","citation":{"page":200,"quote":"CL-UN-083-01/2015","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CL-UN-083-01/2015","citation":{"page":200,"quote":"CL-UN-083-01/2015","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Workers' Compensation and Similar Laws Exclusion","citation":{"page":200,"quote":"FFP-XS-013-07/2014 Workers' Compensation and Similar Laws Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"07/2014","citation":{"page":200,"quote":"FFP-XS-013-07/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"FFP-XS-013-07/2014","citation":{"page":200,"quote":"FFP-XS-013-07/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Confidential or Personal Information Disclosure Exclusion Endorsement","citation":{"page":200,"quote":"FF-XS-026-02/2016 Confidential or Personal Information Disclosure Exclusion Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"02/2016","citation":{"page":200,"quote":"FF-XS-026-02/2016","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"FF-XS-026-02/2016","citation":{"page":200,"quote":"FF-XS-026-02/2016","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Cap On Losses From Certified Acts of Terrorism (ISO Based)","citation":{"page":200,"quote":"CL-UN-075-12/2016 Cap On Losses From Certified Acts of Terrorism f ISO Based)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"12/2016","citation":{"page":200,"quote":"CL-UN-075-12/2016","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CL-UN-075-12/2016","citation":{"page":200,"quote":"CL-UN-075-12/2016","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Composite Rate Endorsement","citation":{"page":200,"quote":"Manuscript Composite Rate Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":null,"formNumber":{"value":"Manuscript","citation":{"page":200,"quote":"Manuscript Composite Rate Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Limits of Insurance Construction Modification","citation":{"page":200,"quote":"Manuscript Limits of Insurance Construction Modification","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":null,"formNumber":{"value":"Manuscript","citation":{"page":200,"quote":"Manuscript Limits of Insurance Construction Modification","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Issuance of Follow Form Excess Policy Prior to Issuance or Receipt of the Followed Policy","citation":{"page":200,"quote":"FF-XS-005-07/2014 Issuance of Follow Form Excess Policy Prior to Issuance or Receipt of the\nFollowed Policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"07/2014","citation":{"page":200,"quote":"FF-XS-005-07/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"FF-XS-005-07/2014","citation":{"page":200,"quote":"FF-XS-005-07/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"attachmentPoint":{"value":2000000,"citation":{"page":204,"quote":"General Liability Zurich American Insurance Company 08/01/2017 to 08/01/2023 Policy #GLO 4353409-00 $2,000,000 Per Occurrence $5,000,000 Personal and Advertising Injury Limit $5,000,000 General Aggregate $5,000,000 Products-Completed Operations Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"},"retroactiveDate":null,"underlyingSchedule":[{"carrier":{"value":"Zurich American Insurance Company","citation":{"page":204,"quote":"General Liability Zurich American Insurance Company 08/01/2017 to 08/01/2023 Policy #GLO 4353409-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":204,"quote":"08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":204,"quote":"08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"GLO 4353409-00","citation":{"page":204,"quote":"Policy #GLO 4353409-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":2000000,"citation":{"page":204,"quote":"$2,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":5000000,"citation":{"page":204,"quote":"$5,000,000 General Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"carrier":{"value":"Zurich American Insurance Company","citation":{"page":204,"quote":"Employer's Liability Zurich American Insurance Company 08/01/2017 to 08/01/2023 Policy #WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":204,"quote":"08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":204,"quote":"08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"WC0183286","citation":{"page":204,"quote":"Policy #WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":1000000,"citation":{"page":204,"quote":"$1,000,000 Each Accident","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":null}],"defenseInsideLimits":"no","defenseInsideLimitsSource":{"page":201,"quote":"Defense costs and expenses shall operate in an identical manner to the \"followed policy\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"dropsDownOnUnderlyingExhaustion":"yes","dropsDownOnUnderlyingExhaustionSource":{"page":202,"quote":"Notwithstanding the foregoing, we will have the right and duty to defend any claim made or suit brought or proceeding instituted against an \"insured\" to which this policy applies if the applicable limits of \"underlying policies\" have been exhausted in accordance with Section I — COVERAGE.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},{"id":"ut-system-rocip-program_multi-carrier_2017-2023#p265","role":"excess","term":{"effective":{"value":"2017-08-01","citation":{"page":265,"quote":"From: 08/01/2017 to 08/01/2023 both days at 12:01 a.m.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":265,"quote":"From: 08/01/2017 to 08/01/2023 both days at 12:01 a.m.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"notes":"Defense inside limits is unknown: form XSM-43896 (page 5) defers this question to the Lead Underlying Policy (47-XSF-304056-01, Berkshire Hathaway Specialty Insurance), which was not provided. The drops-down provision applies on aggregate exhaustion; a separate carve-out on page 4 states this policy shall not drop down in place of excluded or limited coverage from Item 2.b) underlying policies (none listed; Items 2.b) and 2.d) state N/A). The products/completed ops aggregate of USD $25,000,000 is printed on page 3 for the underlying policy only, not as a separate limit of this policy on the declarations page; it is not extracted as this policy's own limit. Form number CC-1K11h is rendered as CC-i Kllh in the schedule text layer (likely OCR artifact); the endorsement header on page 10 confirms CC-1K11h (03/14). TRIA form appears as TRIA lid in schedule text but TRIA11d on the endorsement header (page 13).","limits":{"eachOccurrence":{"value":25000000,"citation":{"page":265,"quote":"USD $ 25,000,000 Each Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":265,"quote":"USD $ 25,000,000 Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"perProjectAggregate":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},"carrier":{"value":"Indemnity Insurance Company of North America","citation":{"page":265,"quote":"Issuing Company: Indemnity Insurance Company of North America 436 Walnut Street Philadelphia, Pennsylvania 19106","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formBasis":"occurrence","retention":{"applies":"unknown","deductible":null,"selfInsuredRetention":null},"confidence":"high","documentIds":["ut-system-rocip-program_multi-carrier_2017-2023"],"namedInsured":{"value":"The Board of Regents of the University of Texas System","citation":{"page":265,"quote":"Named Insured: The Board of Regents of the University of Texas System","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"XSM G46798673 001","citation":{"page":265,"quote":"Policy Number: XSM G46798673 001","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"restrictions":[{"label":"Asbestos Exclusion","where":"endorsement","citation":{"page":275,"quote":"This insurance does not apply to any loss, demand, claim or suit arising out of or related to asbestos or asbestos- containing materials.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"XSM43899","carrierNoticedReduction":false},{"label":"Terrorism Cap on Losses","where":"endorsement","citation":{"page":276,"quote":"If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insurance Act exceed $100 billion in a calendar year and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"XSC-27522a","carrierNoticedReduction":false},{"label":"Trade or Economic Sanctions Exclusion","where":"endorsement","citation":{"page":278,"quote":"This insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit us from providing insurance, including, but not limited to, the payment of claims.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"ALL-21101","carrierNoticedReduction":false}],"formsSchedule":[{"title":{"value":"Notice to Policyholders Texas","citation":{"page":266,"quote":"ALL-38009 (02/13) Notice to Policyholders Texas","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"02/13","citation":{"page":266,"quote":"ALL-38009 (02/13)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"ALL-38009","citation":{"page":266,"quote":"ALL-38009 (02/13)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Schedule of Underlying Insurance","citation":{"page":266,"quote":"XSM-43898 (01/15) Schedule of Underlying Insurance","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/15","citation":{"page":266,"quote":"XSM-43898 (01/15)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XSM-43898","citation":{"page":266,"quote":"XSM-43898 (01/15)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Following Form Excess Liability Coverage","citation":{"page":266,"quote":"XSM43896 (01/15) Following Form Excess Liability Coverage","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/15","citation":{"page":266,"quote":"XSM43896 (01/15)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XSM-43896","citation":{"page":266,"quote":"XSM43896 (01/15)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Chubb Producer Compensation Practices & Policies","citation":{"page":266,"quote":"ALL-20887a (03/16) Chubb Producer Compensation Practices & Policies","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"03/16","citation":{"page":266,"quote":"ALL-20887a (03/16)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"ALL-20887a","citation":{"page":266,"quote":"ALL-20887a (03/16)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"CHUBB Specialty Claims Loss Notification Form","citation":{"page":266,"quote":"XS-28500a (08/13) CHUBS Specialty Claims Loss Notification Form","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"08/13","citation":{"page":266,"quote":"XS-28500a (08/13)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XS-28500a","citation":{"page":266,"quote":"XS-28500a (08/13)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"U.S. Treasury Departments Office Of Foreign Assets Control (OFAC) Advisory Notice To Policyholders","citation":{"page":266,"quote":"IL P 001 (01/04) U.S. Treasury Departments Office Of Foreign Assets Control (OFAC) Advisory Notice To Policyholders","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/04","citation":{"page":266,"quote":"IL P 001 (01/04)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"IL P 001","citation":{"page":266,"quote":"IL P 001 (01/04)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Signatures","citation":{"page":266,"quote":"001 CC-i Kllh (03/14) Signatures","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"03/14","citation":{"page":266,"quote":"001 CC-i Kllh (03/14)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"},"formNumber":{"value":"CC-1K11h","citation":{"page":266,"quote":"001 CC-i Kllh (03/14)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"}},{"title":{"value":"Asbestos Exclusion","citation":{"page":266,"quote":"002 XSM-43899 (01/15) Asbestos Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/15","citation":{"page":266,"quote":"002 XSM-43899 (01/15)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XSM-43899","citation":{"page":266,"quote":"002 XSM-43899 (01/15)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Cap On Losses from Certified Acts Of Terrorism","citation":{"page":266,"quote":"003 XSC-27522a (01/15) Cap On Losses from Certified Acts Of Terrorism","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/15","citation":{"page":266,"quote":"003 XSC-27522a (01/15)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XSC-27522a","citation":{"page":266,"quote":"003 XSC-27522a (01/15)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Disclosure Pursuant To Terrorism Risk Insurance Act","citation":{"page":266,"quote":"004 TRIA lid (03/16) Disclosure Pursuant To Terrorism Risk Insurance Act","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"03/16","citation":{"page":266,"quote":"004 TRIA lid (03/16)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"},"formNumber":{"value":"TRIA 11d","citation":{"page":266,"quote":"004 TRIA lid (03/16)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"}},{"title":{"value":"Trade or Economic Sanctions Endorsement","citation":{"page":266,"quote":"005 AII-21101 (11/06) Trade or Economic Sanctions Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"11/06","citation":{"page":266,"quote":"005 AII-21101 (11/06)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"All-21101","citation":{"page":266,"quote":"005 AII-21101 (11/06)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Other Insurance Endorsement","citation":{"page":266,"quote":"006 MS-208330 (08/1 7) Other Insurance Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"08/17","citation":{"page":266,"quote":"006 MS-208330 (08/1 7) Other Insurance Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"MS-208330","citation":{"page":266,"quote":"006 MS-208330 (08/17)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"attachmentPoint":{"value":25000000,"citation":{"page":265,"quote":"Underlying Limits: a) USD $ 25,000,000 Each Occurrence (Insuring Agreement 2.) b) USD $ 25,000,000 Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"retroactiveDate":null,"underlyingSchedule":[{"carrier":{"value":"Berkshire Hathaway Specialty Insurance","citation":{"page":267,"quote":"Carrier: Berkshire Hathaway Specialty Insurance","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":267,"quote":"Policy Period: 08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":267,"quote":"Policy Period: 08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"47-XSF-304056-01","citation":{"page":267,"quote":"Policy# 47-XSF-304056-01","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":25000000,"citation":{"page":267,"quote":"a) USD $25,000,000 Each Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":267,"quote":"b) USD $25,000,000 Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"defenseInsideLimits":"unknown","defenseInsideLimitsSource":{"page":269,"quote":"Defense costs and expenses shall operate in an identical manner to the Lead Underlying Policy as respects whether defense costs and expenses are included within the limits of liability or are in addition to the limits of liability.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"dropsDownOnUnderlyingExhaustion":"yes","dropsDownOnUnderlyingExhaustionSource":{"page":269,"quote":"(2) in the event of exhaustion, continue in force as Lead Underlying Insurance.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},{"id":"ut-system-rocip-program_multi-carrier_2017-2023#p280","role":"excess","term":{"effective":{"value":"2017-08-01","citation":{"page":280,"quote":"From: August 1, 2017 to August 1, 2023 both days at 12:01 am. Standard Time at the address of the Named Insured.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":280,"quote":"From: August 1, 2017 to August 1, 2023 both days at 12:01 am. Standard Time at the address of the Named Insured.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"notes":"1. This is a Following Form Excess Liability Policy issued by Starr Indemnity & Liability Company. The policy title on page 1 reads 'Following Form Excess Liability Policy.' The form basis is occurrence per the Marsh XSellence Form 10/2014 (Occ) designation printed on multiple pages. 2. The defense inside limits question cannot be answered from this document alone: page 3 states defense costs 'shall operate in an identical manner to the Lead Underlying Policy as respects whether defense costs and expenses are included within the limits of liability or are in addition to the limits of liability.' The Lead Underlying Policy was not provided in this packet. 3. The attachment point of $50,000,000 per occurrence / $50,000,000 aggregate is stated as the Underlying Limits in Item 4 of the Declarations (page 1), which in turn is excess of any applicable limits and/or retentions as more fully set forth in the Lead Underlying Policy. 4. The Schedule of Underlying Insurance on page 5 shows a discrepancy in expiration dates: the main declarations page (page 1) shows the policy period as August 1, 2017 to August 1, 2023, but the Schedule of Underlying Insurance on page 5 shows all underlying policies with period 08/01/2017 to 08/31/2023 (August 31, not August 1). This inconsistency is noted; dates are transcribed as printed on each respective page. 5. The WC/EL policy (WC0183286) lists limits as $1,000,000 Bodily Injury By Accident- Each Occurence, $1,000,000 Bodily Injury By Disease- Policy Limit, $1,000,000 Bodily Injury By Disease- Each Employee. These are WC-type limits not mapped to eachOccurrence/generalAggregate fields. 6. No deductible or self-insured retention is printed on the declarations page for this excess policy. A Certified Acts of Terrorism Retained Amount is referenced in endorsement XSM-343 but the schedule amount is left blank on page 6. 7. The per-project aggregate (perProjectAggregate) is not printed as a dollar figure for this excess policy; the aggregate follows the Lead Underlying Policy per the insuring agreement. 8. Page 22 contains an Important Notice from Liberty Mutual (form NP 93 98 10 13) requesting a copy of the Lead Umbrella. Pages 23-24 contain a Liberty Mutual TRIA disclosure (NP 73 12 01 15) referencing policy ECO (23) 58 07 14 29 for 'THE UNIVERSITY OF TEXAS SYSTEM.' These pages appear to belong to a different policy in the same program and were not added to the forms schedule of this Starr policy.","limits":{"eachOccurrence":{"value":25000000,"citation":{"page":280,"quote":"a) $ 25,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":280,"quote":"b) $ 25,000,000 Aggregate Where Applicable","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"perProjectAggregate":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},"carrier":{"value":"Starr Indemnity & Liability Company","citation":{"page":280,"quote":"Starr Indemnity & Liability Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formBasis":"occurrence","retention":{"applies":"unknown","deductible":null,"selfInsuredRetention":null},"confidence":"high","documentIds":["ut-system-rocip-program_multi-carrier_2017-2023"],"namedInsured":{"value":"University of Texas ROCIP VII and as more fully set forth in the Lead Underlying Policy","citation":{"page":280,"quote":"University of Texas ROCIP VII\nand as more fully set forth in the Lead Underlying Policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"1000023859","citation":{"page":280,"quote":"Policy No.: 1000023859","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"restrictions":[{"label":"Pollution Exclusion","where":"endorsement","citation":{"page":295,"quote":"\"Ultimate Net Loss\" arising out of an actual, alleged or threatened 'pollution incident\" at any time.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"XS-363 TX","carrierNoticedReduction":false},{"label":"Limitation of Coverage to Designated Premises or Projects","where":"endorsement","citation":{"page":298,"quote":"This insurance applies only to 'Ultimate Net Loss\" arising out of: 1. The ownership, maintenance or use of the premises shown in the Schedule and operations necessary or incidental to those premises; or 2. The project shown in the Schedule.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"XS-175","carrierNoticedReduction":false}],"formsSchedule":[{"title":{"value":"Marsh XSellence Form 10/2014","citation":{"page":281,"quote":"Marsh XSellence Form 10/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/2014","citation":{"page":281,"quote":"Marsh XSellence Form 10/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"Marsh XSellence Form 10/2014","citation":{"page":281,"quote":"Marsh XSellence Form 10/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Excess Liability Policy Schedule of Underlying Insurance","citation":{"page":281,"quote":"Excess Liability Policy Schedule of Underlying Insurance","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":null,"formNumber":{"value":"Excess Liability Policy Schedule of Underlying Insurance","citation":{"page":281,"quote":"Excess Liability Policy Schedule of Underlying Insurance","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Certified Acts of Terrorism XS Retained with Cap","citation":{"page":281,"quote":"Certified Acts of Terrorism XS Retained with Cap","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/16","citation":{"page":285,"quote":"XSM — 343 (01116)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XSM-343 (01/16)","citation":{"page":281,"quote":"Certified Acts of Terrorism XS Retained with Cap","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"}},{"title":{"value":"Disclosure Pursuant to Terrorism Act","citation":{"page":281,"quote":"Disclosure Pursuant to Terrorism Act","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/2015","citation":{"page":287,"quote":"XSM -344 (01/2015)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XSM-344 (01/2015)","citation":{"page":287,"quote":"XSM -344 (01/2015)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Texas Pollution Amendatory","citation":{"page":281,"quote":"Texas Pollution Amendatory","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"05/09","citation":{"page":289,"quote":"XS — 369 TX (05/09)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XS-369 TX (05/09)","citation":{"page":289,"quote":"XS — 369 TX (05/09)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Texas Changes- Cancellation and Nonrenewal","citation":{"page":281,"quote":"Texas Changes- Cancellation and Nonrenewal","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/08","citation":{"page":292,"quote":"XS — 301 TX (10108)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XS-301 TX (10/08)","citation":{"page":292,"quote":"XS — 301 TX (10108)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Texas Changes- Pollution Exclusion","citation":{"page":281,"quote":"Texas Changes- Pollution Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"03/09","citation":{"page":295,"quote":"XS — 363 TX (03/09)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XS-363 TX (03/09)","citation":{"page":295,"quote":"XS — 363 TX (03/09)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Texas Changes","citation":{"page":281,"quote":"Texas Changes","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/08","citation":{"page":297,"quote":"XS — 331 TX (10/08)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XS-331 TX (10/08)","citation":{"page":297,"quote":"XS — 331 TX (10/08)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Limitation of Coverage to Designated Premises of Projects","citation":{"page":281,"quote":"Limitation of Coverage to Designated Premises of Projects","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/08","citation":{"page":298,"quote":"XS -175 (10108)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XS-175 (10/08)","citation":{"page":298,"quote":"XS -175 (10108)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"attachmentPoint":{"value":50000000,"citation":{"page":280,"quote":"a) $ 50,000,000 Per Occurrence\nb) $ 50,000,000 Aggregate Where Applicable\nwhich in turn is excess of any applicable limits and/or retentions as more fully set forth in the Lead Underlying Policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"retroactiveDate":null,"underlyingSchedule":[{"carrier":{"value":"Berkshire Hathaway Insurance Company","citation":{"page":284,"quote":"Carrier: Berkshire Hathaway Insurance Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-31","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"47-XSF-304056-01","citation":{"page":284,"quote":"Policy No.: 47-XSF-304056-01","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":25000000,"citation":{"page":284,"quote":"$25,000,000 Per Occurence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":null},{"carrier":{"value":"Zurich America","citation":{"page":284,"quote":"Carrier: Zurich America","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-31","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"GLO0183287","citation":{"page":284,"quote":"Policy No.: GLO0183287","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":2000000,"citation":{"page":284,"quote":"$2,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":5000000,"citation":{"page":284,"quote":"$5,000,000 General Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"carrier":{"value":"Zurich America","citation":{"page":284,"quote":"Carrier: Zurich America","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-31","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"WC0183286","citation":{"page":284,"quote":"Policy No.: WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":null,"generalAggregate":null},{"carrier":{"value":"Indemnity Insurance Company of North America","citation":{"page":284,"quote":"Carrier: Indeminity Insurance Company of North America","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-31","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"G46798673 001","citation":{"page":284,"quote":"Policy No.: G46798673 001","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":25000000,"citation":{"page":284,"quote":"$25,000,000 Per Occurence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":284,"quote":"$25,000,000 Aggregate Where Applicable","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"carrier":{"value":"Zurich America","citation":{"page":284,"quote":"Carrier: Zurich America","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-31","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"GLOOJ83287","citation":{"page":284,"quote":"Policy No.: GLOOJ 83287","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":2000000,"citation":{"page":284,"quote":"$2,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":5000000,"citation":{"page":284,"quote":"$5,000,000 General Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"carrier":{"value":"Zurich America","citation":{"page":284,"quote":"Carrier: Zurich America","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-31","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"WCO183286","citation":{"page":284,"quote":"Policy No.: WCO1 83286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":1000000,"citation":{"page":284,"quote":"$1,000,000 Bodily Injury By Accident- Each Occurence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":1000000,"citation":{"page":284,"quote":"$1,000,000 Bodily Injury By Disease- Policy Limit","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"}}],"defenseInsideLimits":"unknown","defenseInsideLimitsSource":{"page":282,"quote":"Defense costs and expenses shall operate in an identical manner to the Lead Underlying Policy as respects whether defense costs and expenses are included within the limits of liability or are in addition to the limits of liability.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"dropsDownOnUnderlyingExhaustion":"yes","dropsDownOnUnderlyingExhaustionSource":{"page":282,"quote":"In the event of reduction or exhaustion of the applicable aggregate Underlying Limits by reason of sums paid thereunder as damages, whether by an Underlying Insurer or the Insured, then this Policy, subject to its terms, definitions, exclusions and conditions shall:- 1. in the event of reduction, pay in excess of such reduced Underlying Limits; 2. in the event of exhaustion, continue in force as Lead Underlying Insurance.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},{"id":"ut-system-rocip-program_multi-carrier_2017-2023#p304","role":"excess","term":{"effective":{"value":"2017-08-01","citation":{"page":304,"quote":"From: 08/01/2017 to 08/01/2023 both days at 12:01 a.m.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":304,"quote":"From: 08/01/2017 to 08/01/2023 both days at 12:01 a.m.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"notes":"This is a Following Form Excess Liability Policy. The defense-inside-limits field is unknown because the policy explicitly defers this question to the Lead Underlying Policy (Berkshire Hathaway policy 47-XSF-304056-01), which was not provided. The drops-down field is answered yes based on the exhaustion language in CE 75 00 01 15 page 5. The Limits of Liability Amendment – Quota Share endorsement (CE 75 06 01 15) establishes this policy as a 50% quota share part of a $50,000,000 layer excess of $50,000,000; the policy's own limits are $25,000,000 each occurrence / $25,000,000 aggregate, representing Ohio Casualty's 50% quota share part. Starr Indemnity & Liability Company (policy 1000023859) is the co-participant for the other 50%. The underlying schedule lists the Indemnity Insurance Company of North America layer (XSM G46798673 001) as excess of $25,000,000 each occurrence / $25,000,000 aggregate, sitting between the Berkshire lead umbrella and the $50,000,000 quota share layer. The per-project aggregate endorsement is not listed in the schedule of forms. No deductible or self-insured retention is printed anywhere in the declarations or policy forms provided. The premium amounts were redacted in the document.","limits":{"eachOccurrence":{"value":25000000,"citation":{"page":304,"quote":"a) $ 25000,000 Each Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":304,"quote":"b) $ 25,000,000 Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"perProjectAggregate":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},"carrier":{"value":"Ohio Casualty Insurance Company","citation":{"page":304,"quote":"Coverage is Provided In: Ohio Casualty Insurance Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formBasis":"occurrence","retention":{"applies":"unknown","deductible":null,"selfInsuredRetention":null},"confidence":"high","documentIds":["ut-system-rocip-program_multi-carrier_2017-2023"],"namedInsured":{"value":"THE UNIVERSITY OF TEXAS SYSTEM","citation":{"page":304,"quote":"Named Insured: THE UNIVERSITY OF TEXAS SYSTEM","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"ECO (23) 58 07 14 29","citation":{"page":304,"quote":"Policy No.: ECO (23) 58 07 14 29","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"restrictions":[{"label":"Non Following Form Endorsement","where":"endorsement","citation":{"page":310,"quote":"Notwithstanding any other provisions of this Policy, it is agreed that this Policy shall not provide coverage afforded by the Lead Underlying Policy for the following: Crisis Management or Crisis Response Endorsement Accident Insurance Endorsement Uninsured/Underinsured Motorists (UM/UIM) Endorsement Liberalization Clause Sublimit of liability, unless such sublimit is specifically endorsed to this Policy.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CE 75 10 01 15","carrierNoticedReduction":false},{"label":"Cap on Losses from Certified Acts of Terrorism","where":"endorsement","citation":{"page":311,"quote":"If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insurance Act exceed $100 billion in a Program Year (January 1 through December 31) and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CE 75 13 01 15","carrierNoticedReduction":false},{"label":"Nuclear Exclusion","where":"endorsement","citation":{"page":314,"quote":"This insurance does not apply to: A. Any liability, damages, loss, injury, demand, claim or suit: 1. With respect to which an Insured under the policy is also an Insured under a nuclear energy liability policy issued by Nuclear Energy Liability Insurance Association, Mutual Atomic Energy Liability Underwriters, Nuclear Insurance Association of Canada or any of their successors, or would be an Insured under any such policy but for its termination upon exhaustion of its limits of liability; or 2. Resulting from the \"hazardous properties\" of \"nuclear material\"","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CE 75 05 01 15","carrierNoticedReduction":false},{"label":"Asbestos Exclusion","where":"endorsement","citation":{"page":316,"quote":"This insurance does not apply to: Any liability, damages, loss, injury, demand, claim or suit arising out of or caused by, or allegedly caused by: 1. Asbestos, asbestos products, asbestos-containing materials or products, asbestos fibers or asbestos dust","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CE 75 04 01 15","carrierNoticedReduction":false}],"formsSchedule":[{"title":{"value":"Policyholder Disclosure Notice of Insurance Coverage for Certified Acts of Terrorism","citation":{"page":305,"quote":"NP 73 12 01 15    Policyholder Disclosure Notice of Insurance Coverage for Certified Acts of Terrorism","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"NP 73 12 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"NP 73 12 01 15","citation":{"page":305,"quote":"NP 73 12 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Marsh XSellence Following Form Excess Liability Policy","citation":{"page":305,"quote":"CE 75 00 01 15    Marsh XSellence Following Form Excess Liability Policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 00 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 00 01 15","citation":{"page":305,"quote":"CE 75 00 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Non Following Form Endorsement","citation":{"page":305,"quote":"CE 75 10 01 15    Non Following Form Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 10 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 10 01 15","citation":{"page":305,"quote":"CE 75 10 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Cap on Losses from Certified Acts of Terrorism","citation":{"page":305,"quote":"CE 75 13 01 15    Cap on Losses from Certified Acts of Terrorism","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 13 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 13 01 15","citation":{"page":305,"quote":"CE 75 13 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Limits of Insurance Amendment - Quota Share","citation":{"page":305,"quote":"CE 75 06 01 15    Limits of Insurance Amendment - Quota Share","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 06 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 06 01 15","citation":{"page":305,"quote":"CE 75 06 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"General Endorsement - Other Insurance Amendatory Endorsement","citation":{"page":305,"quote":"CE 75 07 01 15    General Endorsement - Other Insurance Amendatory Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 07 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 07 01 15","citation":{"page":305,"quote":"CE 75 07 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Nuclear Exclusion","citation":{"page":305,"quote":"CE 75 05 01 15    Nuclear Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 05 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 05 01 15","citation":{"page":305,"quote":"CE 75 05 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Asbestos Exclusion","citation":{"page":305,"quote":"CE 75 04 01 15    Asbestos Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 04 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 04 01 15","citation":{"page":305,"quote":"CE 75 04 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"attachmentPoint":{"value":50000000,"citation":{"page":304,"quote":"a) $ 50,000,000 Each Occurrence\nb) $ 50,000,000 Aggregate\nwhich in turn is excess of any applicable limits and/or retentions as more fully set forth in the Lead Underlying Policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"retroactiveDate":null,"underlyingSchedule":[{"carrier":{"value":"BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY","citation":{"page":306,"quote":"FIRST UNDERLYING INSURANCE BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":306,"quote":"08/01/2017 - 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":306,"quote":"08/01/2017 - 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"47-XSF-304056-01","citation":{"page":306,"quote":"47-XSF-304056-01","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":25000000,"citation":{"page":306,"quote":"$25,000,000 EACH OCCURRENCE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":306,"quote":"$25,000,000 AGGREGATE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"carrier":{"value":"INDEMNITY INSURANCE COMPANY OF NORTH AMERICA","citation":{"page":306,"quote":"OTHER UNDERLYING INSURANCE INDEMNITY INSURANCE COMPANY OF NORTH AMERICA","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":306,"quote":"08/01/2017 - 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":306,"quote":"08/01/2017 - 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"XSM G46798673 001","citation":{"page":306,"quote":"XSM G46798673 001","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":25000000,"citation":{"page":306,"quote":"$25,000,000 EACH OCCURRENCE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":306,"quote":"$25,000,000 AGGREGATE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"carrier":{"value":"STARR INDEMNITY & LIABILITY COMPANY","citation":{"page":306,"quote":"OTHER UNDERLYING INSURANCE STARR INDEMNITY & LIABILITY COMPANY","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":306,"quote":"08/01/2017 - 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":306,"quote":"08/01/2017 - 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"1000023859","citation":{"page":306,"quote":"1000023859","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":25000000,"citation":{"page":306,"quote":"$25,000,000 EACH OCCURRENCE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":306,"quote":"$25,000,000 AGGREGATE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"defenseInsideLimits":"unknown","defenseInsideLimitsSource":{"page":308,"quote":"Defense costs and expenses shall operate in an identical manner to the Lead Underlying Policy as respects whether defense costs and expenses are included within the limits of liability or are in addition to the limits of liability.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"dropsDownOnUnderlyingExhaustion":"yes","dropsDownOnUnderlyingExhaustionSource":{"page":308,"quote":"In the event of exhaustion, continue in force as Lead Underlying Insurance.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}}]}],"totalUsage":{"inputTokens":561912,"outputTokens":45013,"cacheReadTokens":5883,"cacheWriteTokens":7078},"instructionVersions":{"reasoning/posture.md":"93456a16a26b","extraction/classify-document.md":"1cce3142702d","extraction/loss-run-extraction.md":"6e7c57637027","extraction/declarations-extraction.md":"9a4f10537fc9"}},"ruleSet":{"authored":[],"standingIds":[]},"createdAt":"2026-08-23T18:31:36.282Z","sampleOrigin":true}