{"id":"review-mt67rurn","run":{"models":["claude-sonnet-4-6","claude-haiku-4-5"],"result":{"scope":{"readDepth":[{"documentId":"wake-county-gl-declarations_safety-national_GLE4056889","pagesSwept":0,"pagesTotal":4,"pagesInFull":4},{"documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A","pagesSwept":0,"pagesTotal":7,"pagesInFull":7}],"assumptions":["The documents provided are the versions currently in force.","Each policy is complete: declarations, coverage forms, and endorsements.","Aggregates are unimpaired unless a loss run says otherwise.","Each schedule of underlying insurance reflects the actual underlying policy.","Limits are dedicated to this insured rather than shared across entities. This is stated in the coverage form rather than on the declarations page, and the forms are not interpreted."],"unsatisfied":[],"expectations":[],"documentsRead":["wake-county-gl-declarations_safety-national_GLE4056889","fort-walton-beach-loss-run_participant-accident_N1793868A"]},"answers":[{"state":"pass","message":"The tower is continuous. Each layer begins paying where the one beneath it is exhausted.","missing":[],"question":"Does every layer attach where the layer beneath it exhausts?","failureIs":"defect","questionId":"global.attachment-continuity"},{"state":"pass","message":"Every policy in the document set was placed in the stack.","missing":[],"question":"Did every policy provided make it into the tower?","failureIs":"defect","questionId":"global.every-policy-placed"},{"state":"cannot-determine","message":"The document set cannot settle this yet. Either no schedule of underlying insurance was found, or a scheduled policy number nearly matches one that was provided and needs confirming.","missing":[],"question":"Was every policy named in a schedule of underlying insurance provided?","failureIs":"defect","questionId":"global.underlying-provided"},{"state":"cannot-determine","message":"Fewer than two policies carry a named insured, so there is nothing to compare.","missing":[],"question":"Do all the policies name the same insured?","failureIs":"defect","questionId":"global.same-named-insured"},{"state":"cannot-determine","message":"Fewer than two layers carry policy periods, so there is nothing to compare.","missing":[],"question":"Do all layers run on the same policy period?","failureIs":"defect","questionId":"global.term-concurrency"},{"state":"cannot-determine","message":"The provided pages do not say whether defense costs erode the limits. This is in the policy language, so it is answerable with the full form set.","missing":[],"question":"Are defense costs payable in addition to the limits?","failureIs":"defect","questionId":"global.defense-outside-limits"},{"state":"pass","message":"No endorsement announces itself as a reduction in coverage. Other restrictions may still be attached; this asks only what the carrier flagged.","missing":[],"question":"Did the carrier give notice that it reduced this coverage?","failureIs":"finding","questionId":"global.carrier-reduced-coverage"},{"state":"pass","message":"No provision was found capping a coverage below the policy limit.","missing":[],"question":"Is any coverage capped below the policy limit?","failureIs":"finding","questionId":"global.coverage-capped-below-limit"},{"state":"fail","message":"Restrictive endorsements are attached. The tower's figures stand, but what they pay for is narrowed by the provisions listed with this reading. What each one does to a specific loss is a legal reading this build does not perform.","missing":[],"question":"Do the attached endorsements restrict this coverage?","failureIs":"finding","questionId":"global.endorsements-restrict"},{"state":"cannot-determine","message":"No policy document states how much of the aggregate has been consumed, so the tower assumes full limits are available. A loss run from the carrier is the only thing that settles it.","missing":[],"question":"Is the remaining aggregate known?","failureIs":"defect","questionId":"global.aggregate-impairment-known"}],"program":{"layers":[{"role":"primary","limit":2000000,"carrier":"Safety National Casualty Corporation","sources":{"limit":{"page":1,"quote":"EACH OCCURRENCE LIMIT $ 2,000,000 Combined BI & PD","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"carrier":{"page":1,"quote":"SAFETY NATIONAL CASUALTY CORP ST. LOUIS, MO 63146","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"policyNumber":{"page":1,"quote":"Policy Number GLE4056889","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"generalAggregate":{"page":1,"quote":"GENERAL AGGREGATE LIMIT $ 4,000,000","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"productsCompletedOpsAggregate":{"page":1,"quote":"PRODUCTS/COMPLETED OPERATIONS AGGREGATE LIMIT $ 4,000,000","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"}},"policyId":"wake-county-gl-declarations_safety-national_GLE4056889","effective":"2021-06-01","formBasis":"occurrence","deductible":null,"expiration":"2022-06-01","formNumbers":["PN 99 02 0209","CP 99 03 05 19","CG 10 01 11 09","IL 10 06 12 08","IL N 001 09 03","IL P 001 01 04","SNGL 004 1111","SNGL 044 0514","CG 21 70 01 15","SNGL 012 1209","IL 10 05 12 08","SNGL 053 0514","SNGL 022 1111","IL 09 85 12 20","SNGL 002 0908","CG 02 24 10 93","SNGL 054 0514","CG 21 47 12 07","CG 21 07 05 14","CG 21 35 10 01","CG 22 50 04 13","CG 22 56 07 98","CG 22 51 07 98","CG 21 67 12 04","CG 24 09 07 98","SNGL 043 0514","IL 00 21 09 08","SNGL 024 1111","CG 21 96 03 05","SNGL 050 0514","CG 21 65 12 04","SNGL 021 1111","CG 24 04 12 19","IL 02 69 09 08","IL 00 17 11 98","CG 00 01 04 13"],"namedInsured":"COUNTY OF WAKE","policyNumber":"GLE4056889","scheduledOnly":false,"attachmentPoint":0,"exhaustionPoint":2000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":4000000,"retentionApplies":"unknown","defenseInsideLimits":"unknown","perProjectAggregate":null,"selfInsuredRetention":null,"personalAdvertisingInjury":2000000,"productsCompletedOpsAggregate":4000000}],"totalLimit":2000000,"towerIssues":[],"restrictions":[{"label":"Employment-Related Practices Exclusion","where":"endorsement","source":"form-number","citation":{"page":3,"quote":"CG 21 47 12 07 Employment-Related Practices Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"policyId":"wake-county-gl-declarations_safety-national_GLE4056889","subLimit":null,"formNumber":"CG 21 47 12 07","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Fungi Or Bacteria Exclusion","where":"endorsement","source":"form-number","citation":{"page":3,"quote":"CG 21 67 12 04 Fungi Or Bacteria Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"policyId":"wake-county-gl-declarations_safety-national_GLE4056889","subLimit":null,"formNumber":"CG 21 67 12 04","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Silica Or Silica-Related Dust Exclusion","where":"endorsement","source":"form-number","citation":{"page":3,"quote":"CG 21 96 03 05 Silica Or Silica-Related Dust Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"policyId":"wake-county-gl-declarations_safety-national_GLE4056889","subLimit":null,"formNumber":"CG 21 96 03 05","alsoProvisions":[],"carrierNoticedReduction":false}],"aggregateImpairment":{"basis":"unverified","assertedAt":null,"assertedBy":null,"generalAggregateIncurred":null,"productsCompletedOpsIncurred":null},"anyDefenseInsideLimits":"unknown","underlyingScheduleCount":0,"formsWithNoRestrictionFound":33},"findings":[{"id":"finding-global.endorsements-restrict","layer":"global","impact":"Do the attached endorsements restrict this coverage?","ruleId":"global.endorsements-restrict","degraded":false,"evidence":[],"dependsOn":[],"statement":"Restrictive endorsements are attached. The tower's figures stand, but what they pay for is narrowed by the provisions listed with this reading. What each one does to a specific loss is a legal reading this build does not perform.","ruleVersion":"86033228d3f6"}],"reviewId":"review-mt67rurn","decisions":[],"unanswered":[{"reason":"The document set cannot settle this yet. Either no schedule of underlying insurance was found, or a scheduled policy number nearly matches one that was provided and needs confirming.","questionId":"global.underlying-provided"},{"reason":"Fewer than two policies carry a named insured, so there is nothing to compare.","questionId":"global.same-named-insured"},{"reason":"Fewer than two layers carry policy periods, so there is nothing to compare.","questionId":"global.term-concurrency"},{"reason":"The provided pages do not say whether defense costs erode the limits. This is in the policy language, so it is answerable with the full form set.","questionId":"global.defense-outside-limits"},{"reason":"No policy document states how much of the aggregate has been consumed, so the tower assumes full limits are available. A loss run from the carrier is the only thing that settles it.","questionId":"global.aggregate-impairment-known"}],"observations":[{"id":"observation-fort-walton-beach-loss-run_participant-accident_N1793868A-lossrun-unapplied","evidence":[{"page":1,"quote":"Policy Number N1793868A","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"}],"statement":"fort-walton-beach-loss-run_participant-accident_N1793868A.pdf reports on N1793868A, which is not a policy in this program. The operator chose to leave it unapplied, so every aggregate below is the printed figure, not a remaining one.","packetComplete":false},{"id":"observation-wake-county-gl-declarations_safety-national_GLE4056889-classifier","evidence":[],"statement":"wake-county-gl-declarations_safety-national_GLE4056889.pdf, from the classifier: The document packet contains two distinct document types: (1) a Commercial General Liability Declarations page (form CG 10 01 11 09, pages 1-2) and (2) a Schedule of Forms and Endorsements (form IL 10 06 12 08, pages 3-4). Both relate to the same policy number GLE4056889. The dominant character of the packet is the declarations page, which carries the insured-specific limits and premium data. The schedule of forms is classified as part of the declarations packet. The schedule references the CGL coverage form (CG 00 01 04 13) and numerous endorsements, none of which are included in this document set.","packetComplete":false},{"id":"observation-fort-walton-beach-loss-run_participant-accident_N1793868A-classifier","evidence":[],"statement":"fort-walton-beach-loss-run_participant-accident_N1793868A.pdf, from the classifier: This is a Chubb Agent Loss Run Report for policy N1793868A, Division 3 - Accident & Health, PAC (Participant Accident Policy), covering the named insured CITY OF FORT WALTON BEACH. The report spans multiple policy terms across 7 pages: 9/5/2019-9/5/2020 (pages 1-2), 9/5/2020-10/1/2020 (page 3), 10/1/2020-10/1/2021 (page 4), 10/1/2021-10/1/2022 (page 5), 10/1/2022-10/1/2023 (page 6), and 10/1/2023-10/1/2024 (page 7). All share policy number N1793868A. The single paid claim is on page 2 (term 9/5/2019-9/5/2020), VLF - Volunteer Accident, MALIGNANT MELANOMA, Gross Paid Loss $25,000. Grand Total Gross Paid Loss is $25,000. Line typed as 'other' because this is an Accident & Health / Participant Accident policy, not a standard liability or property line. Valuation Date: 4/18/2024; Report Generated: 5/14/2024.","packetComplete":false},{"id":"observation-fort-walton-beach-loss-run_participant-accident_N1793868A-citations","evidence":[],"statement":"fort-walton-beach-loss-run_participant-accident_N1793868A.pdf: 32 of 33 figures were confirmed against the page they cite. The remaining 1 could not be, so it is the reader's word rather than the document's. Nothing else in this reading depends on it.","packetComplete":false}],"readDecisions":[{"id":"decision-review-mt67rurn-lossrun-fort-walton-beach-loss-run_participant-accident_N1793868A","kind":"assign-loss-run","field":"aggregateErosion","citation":{"page":1,"quote":"Policy Number N1793868A","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"decidedAt":"2026-08-23T19:51:10.815Z","decidedBy":"[user.name]","rationale":"The operator declined the join, so the printed aggregates stand unreduced.","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A","systemValue":"The report prints policy N1793868A, which is not in this program.","decidedValue":"Left unapplied. It erodes nothing.","policyNumber":null,"effectiveDate":null,"terminationDate":null}],"assertedImpairments":[]},"outcomes":[{"usage":[{"model":"claude-sonnet-4-6","inputTokens":9494,"outputTokens":422,"cacheReadTokens":1195,"cacheWriteTokens":0},{"model":"claude-sonnet-4-6","inputTokens":16630,"outputTokens":6775,"cacheReadTokens":1961,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":5838,"outputTokens":27,"cacheReadTokens":0,"cacheWriteTokens":0}],"reRead":false,"lossRun":null,"document":{"id":"wake-county-gl-declarations_safety-national_GLE4056889","sha256":"71cad980cfd48ce6710876d19170d1bda116552e0b925bf9c1c5e6168597c7bd","filename":"wake-county-gl-declarations_safety-national_GLE4056889.pdf","correctedBy":null,"correctedType":null,"classification":{"line":"general-liability","type":"declarations","notes":"The document packet contains two distinct document types: (1) a Commercial General Liability Declarations page (form CG 10 01 11 09, pages 1-2) and (2) a Schedule of Forms and Endorsements (form IL 10 06 12 08, pages 3-4). Both relate to the same policy number GLE4056889. The dominant character of the packet is the declarations page, which carries the insured-specific limits and premium data. The schedule of forms is classified as part of the declarations packet. The schedule references the CGL coverage form (CG 00 01 04 13) and numerous endorsements, none of which are included in this document set.","carrier":{"value":"Safety National Casualty Corporation","citation":{"page":1,"quote":"SAFETY NATIONAL CASUALTY CORP\nST. LOUIS, MO 63146","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"pageCount":4,"confidence":"high","namedInsured":{"value":"COUNTY OF WAKE","citation":{"page":1,"quote":"COUNTY OF WAKE\nPO BOX 550\nRALEIGH, NC 27602","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"policyNumber":{"value":"GLE4056889","citation":{"page":1,"quote":"Policy Number\nGLE4056889","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}}},"deepSweep":{"found":0,"pages":4,"firstError":null,"failedPages":0,"timedOutPages":0},"extraction":{"id":"wake-county-gl-declarations_safety-national_GLE4056889","role":"primary","term":{"effective":{"value":"2021-06-01","citation":{"page":1,"quote":"From 06/01/2021","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"expiration":{"value":"2022-06-01","citation":{"page":1,"quote":"To 06/01/2022","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},"notes":"Role is primary based on the policy being a CGL declarations form with no attachment point or underlying schedule. Form basis is occurrence based on the standard CG 00 01 04 13 coverage form listed in the schedule; the coverage form itself was not provided in the pages read, so this is inferred from the form number rather than read language. Defense inside limits and drops down on exhaustion cannot be determined from the pages provided; the coverage form (CG 00 01 04 13) was not included. A Self-Insured Retention Endorsement (SNGL 024 1111) is listed in the schedule of forms, but no SIR amount is printed on the declarations pages provided; the endorsement form itself was not included. The schedule of forms appears complete across pages 3 and 4. The endorsements section on page 2 references 'See Attached Schedule of Forms and Endorsements' rather than listing forms individually. Medical Expense Limit is printed as 'N/A - No Coverage' consistent with the CG 21 35 10 01 exclusion form listed.","limits":{"eachOccurrence":{"value":2000000,"citation":{"page":1,"quote":"EACH OCCURRENCE LIMIT $ 2,000,000 Combined BI & PD","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"generalAggregate":{"value":4000000,"citation":{"page":1,"quote":"GENERAL AGGREGATE LIMIT $ 4,000,000","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"perProjectAggregate":null,"personalAdvertisingInjury":{"value":2000000,"citation":{"page":1,"quote":"PERSONAL & ADVERTISING INJURY LIMIT $ 2,000,000 Any one person or organization","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"productsCompletedOpsAggregate":{"value":4000000,"citation":{"page":1,"quote":"PRODUCTS/COMPLETED OPERATIONS AGGREGATE LIMIT $ 4,000,000","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},"carrier":{"value":"Safety National Casualty Corporation","citation":{"page":1,"quote":"SAFETY NATIONAL CASUALTY CORP ST. LOUIS, MO 63146","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"formBasis":"occurrence","retention":{"applies":"unknown","deductible":null,"selfInsuredRetention":null},"confidence":"medium","documentIds":["wake-county-gl-declarations_safety-national_GLE4056889"],"namedInsured":{"value":"COUNTY OF WAKE","citation":{"page":1,"quote":"COUNTY OF WAKE PO BOX 550 RALEIGH, NC 27602","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"policyNumber":{"value":"GLE4056889","citation":{"page":1,"quote":"Policy Number GLE4056889","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"restrictions":[],"formsSchedule":[{"title":{"value":"Privacy Statement","citation":{"page":3,"quote":"PN 99 02 0209 Privacy Statement","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"PN 99 02 0209","citation":{"page":3,"quote":"PN 99 02 0209 Privacy Statement","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Commercial Policy Cover","citation":{"page":3,"quote":"CP 99 03 05 19 Commercial Policy Cover","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CP 99 03 05 19","citation":{"page":3,"quote":"CP 99 03 05 19 Commercial Policy Cover","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Commercial General Liability Declarations","citation":{"page":3,"quote":"CG 10 01 11 09 Commercial General Liability Declarations","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 10 01 11 09","citation":{"page":3,"quote":"CG 10 01 11 09 Commercial General Liability Declarations","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Schedule Of Forms And Endorsements","citation":{"page":3,"quote":"IL 10 06 12 08 Schedule Of Forms And Endorsements","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"IL 10 06 12 08","citation":{"page":3,"quote":"IL 10 06 12 08 Schedule Of Forms And Endorsements","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Fraud Statement","citation":{"page":3,"quote":"IL N 001 09 03 Fraud Statement","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"IL N 001 09 03","citation":{"page":3,"quote":"IL N 001 09 03 Fraud Statement","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"U.S. Treasury Dept's Office Of Foreign Assets Control","citation":{"page":3,"quote":"IL P 001 01 04 U.S. Treasury Dept's Office Of Foreign Assets Control","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"IL P 001 01 04","citation":{"page":3,"quote":"IL P 001 01 04 U.S. Treasury Dept's Office Of Foreign Assets Control","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Amended Definition Of Bodily Injury","citation":{"page":3,"quote":"SNGL 004 1111 Amended Definition Of Bodily Injury","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"SNGL 004 1111","citation":{"page":3,"quote":"SNGL 004 1111 Amended Definition Of Bodily Injury","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Asbestos Exclusion","citation":{"page":3,"quote":"SNGL 044 0514 Asbestos Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"SNGL 044 0514","citation":{"page":3,"quote":"SNGL 044 0514 Asbestos Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Cap On Losses from Certified Acts of Terrorism","citation":{"page":3,"quote":"CG 21 70 01 15 Cap On Losses from Certified Acts of Terrorism","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 21 70 01 15","citation":{"page":3,"quote":"CG 21 70 01 15 Cap On Losses from Certified Acts of Terrorism","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Co-Employee Exclusion Deleted","citation":{"page":3,"quote":"SNGL 012 1209 Co-Employee Exclusion Deleted","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"SNGL 012 1209","citation":{"page":3,"quote":"SNGL 012 1209 Co-Employee Exclusion Deleted","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Common Policy Change Endorsement","citation":{"page":3,"quote":"IL 10 05 12 08 Common Policy Change Endorsement","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"IL 10 05 12 08","citation":{"page":3,"quote":"IL 10 05 12 08 Common Policy Change Endorsement","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Deletion Of Premium Audit Condition","citation":{"page":3,"quote":"SNGL 053 0514 Deletion Of Premium Audit Condition","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"SNGL 053 0514","citation":{"page":3,"quote":"SNGL 053 0514 Deletion Of Premium Audit Condition","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Designated Additional Insured","citation":{"page":3,"quote":"SNGL 022 1111 Designated Additional Insured","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"SNGL 022 1111","citation":{"page":3,"quote":"SNGL 022 1111 Designated Additional Insured","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Disclosure Pursuant To Terrorism Risk Insurance Act","citation":{"page":3,"quote":"IL 09 85 12 20 Disclosure Pursuant To Terrorism Risk Insurance Act","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"IL 09 85 12 20","citation":{"page":3,"quote":"IL 09 85 12 20 Disclosure Pursuant To Terrorism Risk Insurance Act","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"ERISA Exclusion","citation":{"page":3,"quote":"SNGL 002 0908 ERISA Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"SNGL 002 0908","citation":{"page":3,"quote":"SNGL 002 0908 ERISA Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Earlier Notice Of Cancellation Provided By Us","citation":{"page":3,"quote":"CG 02 24 10 93 Earlier Notice Of Cancellation Provided By Us","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 02 24 10 93","citation":{"page":3,"quote":"CG 02 24 10 93 Earlier Notice Of Cancellation Provided By Us","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Employee Benefits Liability Coverage With Self-Insured","citation":{"page":3,"quote":"SNGL 054 0514 Employee Benefits Liability Coverage With Self-Insured","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"SNGL 054 0514","citation":{"page":3,"quote":"SNGL 054 0514 Employee Benefits Liability Coverage With Self-Insured","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Employment-Related Practices Exclusion","citation":{"page":3,"quote":"CG 21 47 12 07 Employment-Related Practices Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 21 47 12 07","citation":{"page":3,"quote":"CG 21 47 12 07 Employment-Related Practices Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Exclusion - Access or Disclosure of Confidential or Per","citation":{"page":3,"quote":"CG 21 07 05 14 Exclusion - Access or Disclosure of Confidential or Per","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 21 07 05 14","citation":{"page":3,"quote":"CG 21 07 05 14 Exclusion - Access or Disclosure of Confidential or Per","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Exclusion - Coverage C - Medical Payments","citation":{"page":3,"quote":"CG 21 35 10 01 Exclusion - Coverage C - Medical Payments","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 21 35 10 01","citation":{"page":3,"quote":"CG 21 35 10 01 Exclusion - Coverage C - Medical Payments","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Exclusion - Failure To Supply","citation":{"page":3,"quote":"CG 22 50 04 13 Exclusion - Failure To Supply","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 22 50 04 13","citation":{"page":3,"quote":"CG 22 50 04 13 Exclusion - Failure To Supply","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Exclusion - Injury To Volunteer Firefighters","citation":{"page":3,"quote":"CG 22 56 07 98 Exclusion - Injury To Volunteer Firefighters","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 22 56 07 98","citation":{"page":3,"quote":"CG 22 56 07 98 Exclusion - Injury To Volunteer Firefighters","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Exclusion - Law Enforcement Activities","citation":{"page":3,"quote":"CG 22 51 07 98 Exclusion - Law Enforcement Activities","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 22 51 07 98","citation":{"page":3,"quote":"CG 22 51 07 98 Exclusion - Law Enforcement Activities","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Fungi Or Bacteria Exclusion","citation":{"page":3,"quote":"CG 21 67 12 04 Fungi Or Bacteria Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 21 67 12 04","citation":{"page":3,"quote":"CG 21 67 12 04 Fungi Or Bacteria Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Governmental Subdivisions","citation":{"page":3,"quote":"CG 24 09 07 98 Governmental Subdivisions","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 24 09 07 98","citation":{"page":3,"quote":"CG 24 09 07 98 Governmental Subdivisions","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Lead Contamination Exclusion","citation":{"page":3,"quote":"SNGL 043 0514 Lead Contamination Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"SNGL 043 0514","citation":{"page":3,"quote":"SNGL 043 0514 Lead Contamination Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Nuclear Energy Liability Exclusion End (Broad Form)","citation":{"page":3,"quote":"IL 00 21 09 08 Nuclear Energy Liability Exclusion End (Broad Form)","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"IL 00 21 09 08","citation":{"page":3,"quote":"IL 00 21 09 08 Nuclear Energy Liability Exclusion End (Broad Form)","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Self-Insured Retention Endorsement","citation":{"page":3,"quote":"SNGL 024 1111 Self-Insured Retention Endorsement","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"SNGL 024 1111","citation":{"page":3,"quote":"SNGL 024 1111 Self-Insured Retention Endorsement","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Silica Or Silica-Related Dust Exclusion","citation":{"page":3,"quote":"CG 21 96 03 05 Silica Or Silica-Related Dust Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 21 96 03 05","citation":{"page":3,"quote":"CG 21 96 03 05 Silica Or Silica-Related Dust Exclusion","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Special Notice Of Cancellation Service Provided To Spec","citation":{"page":3,"quote":"SNGL 050 0514 Special Notice Of Cancellation Service Provided To Spec","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"SNGL 050 0514","citation":{"page":3,"quote":"SNGL 050 0514 Special Notice Of Cancellation Service Provided To Spec","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Total Pollution Excl With A Building Heating Cooling","citation":{"page":3,"quote":"CG 21 65 12 04 Total Pollution Excl With A Building Heating Cooling","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 21 65 12 04","citation":{"page":3,"quote":"CG 21 65 12 04 Total Pollution Excl With A Building Heating Cooling","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Unintentional Failure To Disclose Hazards Or Occurrence","citation":{"page":3,"quote":"SNGL 021 1111 Unintentional Failure To Disclose Hazards Or Occurrence","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"SNGL 021 1111","citation":{"page":3,"quote":"SNGL 021 1111 Unintentional Failure To Disclose Hazards Or Occurrence","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Waiver Of Transfer Of Rights Of Recovery Against Others","citation":{"page":3,"quote":"CG 24 04 12 19 Waiver Of Transfer Of Rights Of Recovery Against Others","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 24 04 12 19","citation":{"page":3,"quote":"CG 24 04 12 19 Waiver Of Transfer Of Rights Of Recovery Against Others","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"North Carolina Changes - Cancellation And Nonrenewal","citation":{"page":3,"quote":"IL 02 69 09 08 North Carolina Changes - Cancellation And Nonrenewal","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"IL 02 69 09 08","citation":{"page":3,"quote":"IL 02 69 09 08 North Carolina Changes - Cancellation And Nonrenewal","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Common Policy Conditions","citation":{"page":3,"quote":"IL 00 17 11 98 Common Policy Conditions","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"IL 00 17 11 98","citation":{"page":3,"quote":"IL 00 17 11 98 Common Policy Conditions","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}},{"title":{"value":"Commercial General Liability Coverage Form","citation":{"page":4,"quote":"CG 00 01 04 13 Commercial General Liability Coverage Form","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"},"edition":null,"formNumber":{"value":"CG 00 01 04 13","citation":{"page":4,"quote":"CG 00 01 04 13 Commercial General Liability Coverage Form","documentId":"wake-county-gl-declarations_safety-national_GLE4056889"},"confidence":"high"}}],"attachmentPoint":null,"retroactiveDate":null,"underlyingSchedule":[],"defenseInsideLimits":"unknown","defenseInsideLimitsSource":null,"dropsDownOnUnderlyingExhaustion":"unknown","dropsDownOnUnderlyingExhaustionSource":null},"needsHuman":null,"citationAudit":{"total":81,"failures":[],"notFound":0,"verified":81,"verifiedExact":78,"pageUnreadable":0,"foundOnOtherPage":0},"additionalPolicies":[]},{"usage":[{"model":"claude-sonnet-4-6","inputTokens":14013,"outputTokens":560,"cacheReadTokens":1195,"cacheWriteTokens":0},{"model":"claude-sonnet-4-6","inputTokens":16696,"outputTokens":2659,"cacheReadTokens":1191,"cacheWriteTokens":0}],"reRead":false,"lossRun":{"id":"fort-walton-beach-loss-run_participant-accident_N1793868A","notes":"The report covers policy number N1793868A across multiple policy terms. Pages 1 and 2 both cover the policy term 9/5/2019 - 9/5/2020 but under different sub-divisions: page 1 is PAP (Participant Accident Policy) with zero claims, and page 2 is VLF (Volunteer Accident) with one claim for MALIGNANT MELANOMA with Gross Paid Loss of $25,000. The Gross Outstanding and Gross Incurred Loss columns are printed as asterisks (*) throughout the entire report and are therefore not transcribed. The Grand Total row on page 7 prints $25,000 for Gross Paid Loss and $0 for Gross Paid Expense; the Gross Outstanding and Gross Incurred Loss grand totals are also asterisks. Adjuster, Claim Supervisor, and Plant/Div Location Cd fields are redacted as '***' throughout. The claimant name on page 2 is not printed (blank in that column). The report was generated on 5/14/2024 with a valuation date of 4/18/2024.","carrier":{"value":"CHUBB","citation":{"page":1,"quote":"CHUBB","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"periods":[{"paidLoss":{"value":0,"citation":{"page":1,"quote":"Subtotal $0 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"effective":{"value":"9/5/2019","citation":{"page":1,"quote":"Policy Term 9/5/2019 - 9/5/2020","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"claimCount":0,"expiration":{"value":"9/5/2020","citation":{"page":1,"quote":"Policy Term 9/5/2019 - 9/5/2020","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"paidExpense":{"value":0,"citation":{"page":1,"quote":"Subtotal $0 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"totalIncurred":null,"outstandingReserves":null},{"paidLoss":{"value":25000,"citation":{"page":2,"quote":"Subtotal $25,000 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"effective":{"value":"9/5/2019","citation":{"page":2,"quote":"Policy Term 9/5/2019 - 9/5/2020","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"claimCount":1,"expiration":{"value":"9/5/2020","citation":{"page":2,"quote":"Policy Term 9/5/2019 - 9/5/2020","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"paidExpense":{"value":0,"citation":{"page":2,"quote":"Subtotal $25,000 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"totalIncurred":null,"outstandingReserves":null},{"paidLoss":{"value":0,"citation":{"page":3,"quote":"Subtotal $0 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"effective":{"value":"9/5/2020","citation":{"page":3,"quote":"Policy Term 9/5/2020 - 10/1/2020","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"claimCount":0,"expiration":{"value":"10/1/2020","citation":{"page":3,"quote":"Policy Term 9/5/2020 - 10/1/2020","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"paidExpense":{"value":0,"citation":{"page":3,"quote":"Subtotal $0 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"totalIncurred":null,"outstandingReserves":null},{"paidLoss":{"value":0,"citation":{"page":4,"quote":"Subtotal $0 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"effective":{"value":"10/1/2020","citation":{"page":4,"quote":"Policy Term 10/1/2020 - 10/1/2021","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"claimCount":0,"expiration":{"value":"10/1/2021","citation":{"page":4,"quote":"Policy Term 10/1/2020 - 10/1/2021","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"paidExpense":{"value":0,"citation":{"page":4,"quote":"Subtotal $0 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"totalIncurred":null,"outstandingReserves":null},{"paidLoss":{"value":0,"citation":{"page":5,"quote":"Subtotal $0 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"effective":{"value":"10/1/2021","citation":{"page":5,"quote":"Policy Term 10/1/2021 - 10/1/2022","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"claimCount":0,"expiration":{"value":"10/1/2022","citation":{"page":5,"quote":"Policy Term 10/1/2021 - 10/1/2022","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"paidExpense":{"value":0,"citation":{"page":5,"quote":"Subtotal $0 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"totalIncurred":null,"outstandingReserves":null},{"paidLoss":{"value":0,"citation":{"page":6,"quote":"Subtotal $0 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"effective":{"value":"10/1/2022","citation":{"page":6,"quote":"Policy Term 10/1/2022 - 10/1/2023","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"claimCount":0,"expiration":{"value":"10/1/2023","citation":{"page":6,"quote":"Policy Term 10/1/2022 - 10/1/2023","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"paidExpense":{"value":0,"citation":{"page":6,"quote":"Subtotal $0 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"totalIncurred":null,"outstandingReserves":null},{"paidLoss":{"value":0,"citation":{"page":7,"quote":"Subtotal $0 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"effective":{"value":"10/1/2023","citation":{"page":7,"quote":"Policy Term 10/1/2023 - 10/1/2024","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"claimCount":0,"expiration":{"value":"10/1/2024","citation":{"page":7,"quote":"Policy Term 10/1/2023 - 10/1/2024","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"paidExpense":{"value":0,"citation":{"page":7,"quote":"Subtotal $0 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"totalIncurred":null,"outstandingReserves":null}],"asOfDate":{"value":"4/18/2024","citation":{"page":1,"quote":"Valuation Date: 4/18/2024","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"confidence":"high","documentIds":["fort-walton-beach-loss-run_participant-accident_N1793868A"],"insuredName":{"value":"CITY OF FORT WALTON BEACH","citation":{"page":1,"quote":"Insured Name CITY OF FORT WALTON BEACH","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"policyNumber":{"value":"N1793868A","citation":{"page":1,"quote":"Policy Number N1793868A","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"grandTotalPaid":{"value":25000,"citation":{"page":7,"quote":"Grand Total $25,000 $0 * *","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"grandTotalIncurred":null},"document":{"id":"fort-walton-beach-loss-run_participant-accident_N1793868A","sha256":"4b2759baa3b84a2955f1af5073f920cdc4de67697cec227be417c0913bdc38ae","filename":"fort-walton-beach-loss-run_participant-accident_N1793868A.pdf","correctedBy":null,"correctedType":null,"classification":{"line":"other","type":"loss-run","notes":"This is a Chubb Agent Loss Run Report for policy N1793868A, Division 3 - Accident & Health, PAC (Participant Accident Policy), covering the named insured CITY OF FORT WALTON BEACH. The report spans multiple policy terms across 7 pages: 9/5/2019-9/5/2020 (pages 1-2), 9/5/2020-10/1/2020 (page 3), 10/1/2020-10/1/2021 (page 4), 10/1/2021-10/1/2022 (page 5), 10/1/2022-10/1/2023 (page 6), and 10/1/2023-10/1/2024 (page 7). All share policy number N1793868A. The single paid claim is on page 2 (term 9/5/2019-9/5/2020), VLF - Volunteer Accident, MALIGNANT MELANOMA, Gross Paid Loss $25,000. Grand Total Gross Paid Loss is $25,000. Line typed as 'other' because this is an Accident & Health / Participant Accident policy, not a standard liability or property line. Valuation Date: 4/18/2024; Report Generated: 5/14/2024.","carrier":{"value":"CHUBB","citation":{"page":1,"quote":"CHUBB","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"pageCount":7,"confidence":"high","namedInsured":{"value":"CITY OF FORT WALTON BEACH","citation":{"page":1,"quote":"Insured Name CITY OF FORT WALTON BEACH","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"},"policyNumber":{"value":"N1793868A","citation":{"page":1,"quote":"Policy Number N1793868A","documentId":"fort-walton-beach-loss-run_participant-accident_N1793868A"},"confidence":"high"}}},"deepSweep":null,"extraction":null,"needsHuman":null,"citationAudit":{"total":33,"failures":[{"page":1,"path":"carrier.citation","quote":"CHUBB","status":"not-found"}],"notFound":1,"verified":32,"verifiedExact":32,"pageUnreadable":0,"foundOnOtherPage":0},"additionalPolicies":[]}],"totalUsage":{"inputTokens":62671,"outputTokens":10443,"cacheReadTokens":5542,"cacheWriteTokens":0},"instructionVersions":{"reasoning/posture.md":"93456a16a26b","extraction/classify-document.md":"1cce3142702d","extraction/loss-run-extraction.md":"6e7c57637027","extraction/declarations-extraction.md":"9a4f10537fc9"}},"client":"County of Wake, NC","ruleSet":{"authored":[],"standingIds":["global.attachment-continuity","global.every-policy-placed","global.underlying-provided","global.same-named-insured","global.term-concurrency","global.defense-outside-limits","global.carrier-reduced-coverage","global.coverage-capped-below-limit","global.endorsements-restrict","global.aggregate-impairment-known"]},"createdAt":"2026-08-23T19:42:31.811Z","sampleOrigin":true}