{"id":"review-mt6he1k3","run":{"models":["claude-sonnet-4-6","claude-haiku-4-5"],"result":{"scope":{"readDepth":[{"documentId":"ut-system-rocip-program_multi-carrier_2017-2023","pagesSwept":286,"pagesTotal":316,"pagesInFull":30}],"assumptions":["The documents provided are the versions currently in force.","Each policy is complete: declarations, coverage forms, and endorsements.","Aggregates are unimpaired unless a loss run says otherwise.","Each schedule of underlying insurance reflects the actual underlying policy.","Limits are dedicated to this insured rather than shared across entities. This is stated in the coverage form rather than on the declarations page, and the forms are not interpreted.","The reading proceeded without: Underlying policy GLO 4353409-00 scheduled by 47-XSF-304056-01; Underlying policy WC0183286 scheduled by 47-XSF-304056-01; Underlying policy WCO183286 scheduled by 1000023859. Each absence is flagged and cited; no person was asked."],"unsatisfied":["expectation:47-xsf-304056-01:glo-4353409-00","expectation:47-xsf-304056-01:wc0183286","expectation:1000023859:glo0183287","expectation:1000023859:wc0183286","expectation:1000023859:g46798673-001","expectation:1000023859:gl00183287","expectation:1000023859:wco183286"],"expectations":[{"id":"expectation:47-xsf-304056-01:glo-4353409-00","what":"Underlying policy GLO 4353409-00 scheduled by 47-XSF-304056-01","basis":"cited","source":{"page":204,"quote":"Policy #GLO 4353409-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:47-xsf-304056-01:wc0183286","what":"Underlying policy WC0183286 scheduled by 47-XSF-304056-01","basis":"cited","source":{"page":204,"quote":"Policy #WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:xsm-g46798673-001:47-xsf-304056-01","what":"Underlying policy 47-XSF-304056-01 scheduled by XSM G46798673 001","basis":"cited","source":{"page":267,"quote":"Policy# 47-XSF-304056-01","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"id":"expectation:1000023859:47-xsf-304056-01","what":"Underlying policy 47-XSF-304056-01 scheduled by 1000023859","basis":"cited","source":{"page":284,"quote":"Policy No.: 47-XSF-304056-01","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"id":"expectation:1000023859:glo0183287","what":"Underlying policy GLO0183287 scheduled by 1000023859","basis":"cited","source":{"page":284,"quote":"Policy No.: GLOOJ 83287","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:1000023859:wc0183286","what":"Underlying policy WC0183286 scheduled by 1000023859","basis":"cited","source":{"page":284,"quote":"Policy No.: WCO1 83286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:1000023859:g46798673-001","what":"Underlying policy G46798673 001 scheduled by 1000023859","basis":"cited","source":{"page":284,"quote":"Policy No.: G46798673 001","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:1000023859:gl00183287","what":"Underlying policy GL00183287 scheduled by 1000023859","basis":"cited","source":{"page":284,"quote":"Policy No.: GL00183287","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:1000023859:wco183286","what":"Underlying policy WCO183286 scheduled by 1000023859","basis":"cited","source":{"page":284,"quote":"Policy No.: WCO1 83286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":null},{"id":"expectation:eco-23-58-07-14-29:47-xsf-304056-01","what":"Underlying policy 47-XSF-304056-01 scheduled by ECO (23) 58 07 14 29","basis":"cited","source":{"page":306,"quote":"47-XSF-304056-01","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"id":"expectation:eco-23-58-07-14-29:xsm-g46798673-001","what":"Underlying policy XSM G46798673 001 scheduled by ECO (23) 58 07 14 29","basis":"cited","source":{"page":306,"quote":"XSM G46798673 001","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"id":"expectation:eco-23-58-07-14-29:1000023859","what":"Underlying policy 1000023859 scheduled by ECO (23) 58 07 14 29","basis":"cited","source":{"page":306,"quote":"1000023859","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"satisfiedByDocumentId":"ut-system-rocip-program_multi-carrier_2017-2023"}],"documentsRead":["ut-system-rocip-program_multi-carrier_2017-2023"]},"answers":[{"state":"fail","message":"At least one layer does not begin where the layer beneath it ends. Either an unfunded band sits inside the tower and the insured carries it, or two layers overlap and part of the stack is bought twice. The tower says which, and where.","missing":[],"question":"Does every layer attach where the layer beneath it exhausts?","failureIs":"defect","questionId":"global.attachment-continuity"},{"state":"pass","message":"Every policy in the document set was placed in the stack.","missing":[],"question":"Did every policy provided make it into the tower?","failureIs":"defect","questionId":"global.every-policy-placed"},{"state":"fail","message":"An excess or umbrella policy names underlying insurance that was not provided. The tower below that point is drawn from what the schedule asserts, not from a policy anyone has read.","missing":[],"question":"Was every policy named in a schedule of underlying insurance provided?","failureIs":"defect","questionId":"global.underlying-provided"},{"state":"fail","message":"The policies name different insureds. A tower is one entity's coverage, so stacking policies belonging to two entities produces a total nobody actually has. Confirm these belong together before the figures are relied on.","missing":[],"question":"Do all the policies name the same insured?","failureIs":"defect","questionId":"global.same-named-insured"},{"state":"fail","message":"Layers run on different terms. The tower changes shape partway through the year, and a loss is covered by whatever stack existed on the date it occurred.","missing":[],"question":"Do all layers run on the same policy period?","failureIs":"defect","questionId":"global.term-concurrency"},{"state":"cannot-determine","message":"The provided pages do not say whether defense costs erode the limits. This is in the policy language, so it is answerable with the full form set.","missing":[],"question":"Are defense costs payable in addition to the limits?","failureIs":"defect","questionId":"global.defense-outside-limits"},{"state":"pass","message":"No endorsement announces itself as a reduction in coverage. Other restrictions may still be attached; this asks only what the carrier flagged.","missing":[],"question":"Did the carrier give notice that it reduced this coverage?","failureIs":"finding","questionId":"global.carrier-reduced-coverage"},{"state":"fail","message":"One or more coverages are capped well below the headline limit. The tower's figures are correct for what they cover, and these caps are what the policy actually pays for those exposures.","missing":[],"question":"Is any coverage capped below the policy limit?","failureIs":"finding","questionId":"global.coverage-capped-below-limit"},{"state":"fail","message":"Restrictive endorsements are attached. The tower's figures stand, but what they pay for is narrowed by the provisions listed with this reading. What each one does to a specific loss is a legal reading this build does not perform.","missing":[],"question":"Do the attached endorsements restrict this coverage?","failureIs":"finding","questionId":"global.endorsements-restrict"},{"state":"cannot-determine","message":"No policy document states how much of the aggregate has been consumed, so the tower assumes full limits are available. A loss run from the carrier is the only thing that settles it.","missing":[],"question":"Is the remaining aggregate known?","failureIs":"defect","questionId":"global.aggregate-impairment-known"}],"program":{"layers":[{"line":"Employer's Liability","role":"unknown","limit":1000000,"carrier":"Zurich American Insurance Company","inTower":false,"sources":{"limit":{"page":204,"quote":"$1,000,000 Each Accident","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":204,"quote":"Zurich American Insurance Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":204,"quote":"Policy #WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"scheduled-1","effective":"2017-08-01","formBasis":"unknown","deductible":null,"expiration":"2023-08-01","formNumbers":[],"namedInsured":null,"policyNumber":"WC0183286","scheduledOnly":true,"attachmentPoint":0,"exhaustionPoint":1000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":null,"retentionApplies":"unknown","defenseInsideLimits":"unknown","perProjectAggregate":null,"selfInsuredRetention":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},{"line":"WC/EL","role":"unknown","limit":1000000,"carrier":"Zurich America","inTower":true,"sources":{"limit":{"page":284,"quote":"$1,000,000 Bodily Injury By Accident- Each Occurence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":284,"quote":"Carrier: Zurich America","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":284,"quote":"Policy No.: WCO1 83286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"generalAggregate":{"page":284,"quote":"$1,000,000 Bodily Injury By Disease- Policy Limit","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"scheduled-2","effective":"2017-08-01","formBasis":"unknown","deductible":null,"expiration":"2023-08-31","formNumbers":[],"namedInsured":null,"policyNumber":"WCO183286","scheduledOnly":true,"attachmentPoint":0,"exhaustionPoint":1000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":1000000,"retentionApplies":"unknown","defenseInsideLimits":"unknown","perProjectAggregate":null,"selfInsuredRetention":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},{"line":null,"role":"primary","limit":2000000,"carrier":"ZURICH AMERICAN INSURANCE COMPANY","inTower":true,"sources":{"limit":{"page":135,"quote":"EACH OCCURRENCE LIMIT $ 2,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":135,"quote":"ZURICH AMERICAN INSURANCE COMPANY","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":135,"quote":"Policy Number: GLO 0183287-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"generalAggregate":{"page":135,"quote":"GENERAL AGGREGATE LIMIT $ 5,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"perProjectAggregate":{"page":137,"quote":"X B. The Products-Completed Operations Aggregate Limit applies separately to each \"designated project\" for which B. is selected.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"productsCompletedOpsAggregate":{"page":135,"quote":"PRODUCTS-COMPLETED OPERATIONS AGGREGATE LIMIT $ 5,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","effective":"2017-08-01","formBasis":"occurrence","deductible":null,"expiration":"2023-08-01","formNumbers":["U-GL-D-1115-B CW","U-GL-1364-A CW","U-GL-D-1306-B CW","CG 00 01 04 13","U-GL-1114-A CW","U-GL-1054-A CW"],"namedInsured":"THE BOARD OF REGENTS OF THE UNIVERSITY OF TEXAS SYSTEM","policyNumber":"GLO 0183287-00","scheduledOnly":false,"attachmentPoint":0,"exhaustionPoint":2000000,"retroactiveDate":"NONE","aggregateErosion":null,"generalAggregate":5000000,"retentionApplies":"unknown","defenseInsideLimits":"no","perProjectAggregate":5000000,"selfInsuredRetention":null,"personalAdvertisingInjury":2000000,"productsCompletedOpsAggregate":5000000},{"line":"General Liability","role":"unknown","limit":2000000,"carrier":"Zurich American Insurance Company","inTower":true,"sources":{"limit":{"page":204,"quote":"$2,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":204,"quote":"Zurich American Insurance Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":204,"quote":"Policy #GLO 4353409-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"generalAggregate":{"page":204,"quote":"$5,000,000 General Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"scheduled-0","effective":"2017-08-01","formBasis":"unknown","deductible":null,"expiration":"2023-08-01","formNumbers":[],"namedInsured":null,"policyNumber":"GLO 4353409-00","scheduledOnly":true,"attachmentPoint":0,"exhaustionPoint":2000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":5000000,"retentionApplies":"unknown","defenseInsideLimits":"unknown","perProjectAggregate":null,"selfInsuredRetention":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},{"line":null,"role":"excess","limit":25000000,"carrier":"Berkshire Hathaway Specialty Insurance Company","inTower":true,"sources":{"limit":{"page":198,"quote":"A. Per Occurrence $25,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":198,"quote":"Berkshire Hathaway Specialty Insurance Company\n1314 Douglas Street, Suite 1400\nOmaha, NE 68102-1944","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":198,"quote":"Policy No.: 47-XSF-304056-O1","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"attachmentPoint":{"page":204,"quote":"General Liability Zurich American Insurance Company 08/01/2017 to 08/01/2023 Policy #GLO 4353409-00 $2,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"generalAggregate":{"page":198,"quote":"B. Aggregate Limit, except Auto: $25,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"perProjectAggregate":{"page":216,"quote":"Per Project Products-Completed Operations Aggregate Limit of Insurance (Applicable to Each Construction Project With Construction Value In Excess of $100,000,000): a. $25,000,000 (During the Policy Period); and b. $25,000,000 (Products Completed Operations Extension Period)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"productsCompletedOpsAggregate":{"page":198,"quote":"C. Products-Completed Operations Aggregate Limit: $25,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p198","effective":"2017-08-01","formBasis":"occurrence","deductible":null,"expiration":"2023-08-01","formNumbers":["FF-XS-DEC-10/2014","CLP-UN-016-07/2013","FFP-XS-001-10/2014","FFP-XS-002-11/2014","CLP-UN-010-07/2013","CLP-UN-017-07/2013","CLP-UN-078-11/2013","CL-UN-083-01/2015","FFP-XS-013-07/2014","FF-XS-026-02/2016","CL-UN-075-12/2016","MANUSCRIPT","MANUSCRIPT","FF-XS-005-07/2014"],"namedInsured":"The University Of Texas System","policyNumber":"47-XSF-304056-01","scheduledOnly":false,"attachmentPoint":2000000,"exhaustionPoint":27000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":25000000,"retentionApplies":"unknown","defenseInsideLimits":"no","perProjectAggregate":25000000,"selfInsuredRetention":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":25000000},{"line":null,"role":"excess","limit":25000000,"carrier":"Indemnity Insurance Company of North America","inTower":true,"sources":{"limit":{"page":265,"quote":"USD $ 25,000,000 Each Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":265,"quote":"Issuing Company: Indemnity Insurance Company of North America","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":265,"quote":"Policy Number: XSM G46798673 001","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"attachmentPoint":{"page":267,"quote":"a) USD $25,000,000 Each Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"generalAggregate":{"page":265,"quote":"USD $ 25,000,000 Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p265","effective":"2017-08-01","formBasis":"occurrence","deductible":null,"expiration":"2023-08-01","formNumbers":["ALL-38009","XSM-43898","XSM43896","ALL-20887A","XS-28500A","IL P 001","CC-1K11H","XSM-43899","XSC-27522A","TRIA 11D","AII-21101","MS-208330"],"namedInsured":"The Board of Regents of the University of Texas System","policyNumber":"XSM G46798673 001","scheduledOnly":false,"attachmentPoint":27000000,"exhaustionPoint":52000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":25000000,"retentionApplies":"unknown","defenseInsideLimits":"unknown","perProjectAggregate":null,"selfInsuredRetention":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},{"line":null,"role":"excess","limit":25000000,"carrier":"Starr Indemnity & Liability Company","inTower":true,"sources":{"limit":{"page":280,"quote":"a) $ 25,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":280,"quote":"Starr Indemnity & Liability Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":280,"quote":"Policy No.: 1000023859","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"attachmentPoint":{"page":280,"quote":"a) $ 50,000,000 Per Occurrence\nb) $ 50,000,000 Aggregate Where Applicable\nwhich in turn is excess of any applicable limits and/or retentions\nas more fully set forth in the Lead Underlying Policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"generalAggregate":{"page":280,"quote":"b) $ 25,000,000 Aggregate Where Applicable","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p280","effective":"2017-08-01","formBasis":"occurrence","deductible":null,"expiration":"2023-08-01","formNumbers":["MARSH XSELLENCE FORM 10/2014","EXCESS LIABILITY POLICY SCHEDULE OF UNDERLYING INSURANCE","XSM-343 (01/16)","XSM-344 (01/2015)","XS-369 TX (05/09)","XS-301 TX (10/08)","XS-363 TX (03/09)","XS-331 TX (10/08)","XS-175 (10/08)"],"namedInsured":"University of Texas ROCIP VII and as more fully set forth in the Lead Underlying Policy","policyNumber":"1000023859","scheduledOnly":false,"attachmentPoint":50000000,"exhaustionPoint":75000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":25000000,"retentionApplies":"unknown","defenseInsideLimits":"unknown","perProjectAggregate":null,"selfInsuredRetention":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},{"line":null,"role":"excess","limit":25000000,"carrier":"Ohio Casualty Insurance Company","inTower":true,"sources":{"limit":{"page":304,"quote":"a) $ 25000,000 Each Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"carrier":{"page":304,"quote":"Coverage is Provided In: Ohio Casualty Insurance Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyNumber":{"page":304,"quote":"Policy No.: ECO (23) 58 07 14 29","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"attachmentPoint":{"page":306,"quote":"$25,000,000 EACH OCCURRENCE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"generalAggregate":{"page":304,"quote":"b) $ 25,000,000 Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p304","effective":"2017-08-01","formBasis":"occurrence","deductible":null,"expiration":"2023-08-01","formNumbers":["NP 73 12 01 15","CE 75 00 01 15","CE 75 10 01 15","CE 75 13 01 15","CE 75 06 01 15","CE 75 07 01 15","CE 75 05 01 15","CE 75 04 01 15"],"namedInsured":"THE UNIVERSITY OF TEXAS SYSTEM","policyNumber":"ECO (23) 58 07 14 29","scheduledOnly":false,"attachmentPoint":75000000,"exhaustionPoint":100000000,"retroactiveDate":null,"aggregateErosion":null,"generalAggregate":25000000,"retentionApplies":"unknown","defenseInsideLimits":"unknown","perProjectAggregate":null,"selfInsuredRetention":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null}],"totalLimit":100000000,"towerIssues":[{"kind":"underlying-not-provided","amount":null,"detail":"The schedule of underlying insurance on 47-XSF-304056-01 names GLO 4353409-00, which was not provided.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p198","scheduled-0"]},{"kind":"underlying-not-provided","amount":null,"detail":"The schedule of underlying insurance on 47-XSF-304056-01 names WC0183286, which was not provided.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p198","scheduled-1"]},{"kind":"underlying-number-mismatch","amount":null,"detail":"The schedule on 1000023859 names GLO0183287, and a policy numbered GLO 0183287-00 was provided. One reads as the other with an affix attached or a character misread in scanning, and they share the same each-occurrence limit. Confirm they are the same policy before the tower is relied on.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p280","ut-system-rocip-program_multi-carrier_2017-2023"],"providedNumber":"GLO 0183287-00","scheduledNumber":"GLO0183287"},{"kind":"underlying-number-mismatch","amount":null,"detail":"The schedule on 1000023859 names G46798673 001, and a policy numbered XSM G46798673 001 was provided. One reads as the other with an affix attached or a character misread in scanning, and they share the same carrier, the same each-occurrence limit. Confirm they are the same policy before the tower is relied on.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p280","ut-system-rocip-program_multi-carrier_2017-2023#p265"],"providedNumber":"XSM G46798673 001","scheduledNumber":"G46798673 001"},{"kind":"underlying-number-mismatch","amount":null,"detail":"The schedule on 1000023859 names GL00183287, and a policy numbered GLO 0183287-00 was provided. One reads as the other with an affix attached or a character misread in scanning, and they share the same each-occurrence limit. Confirm they are the same policy before the tower is relied on.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p280","ut-system-rocip-program_multi-carrier_2017-2023"],"providedNumber":"GLO 0183287-00","scheduledNumber":"GL00183287"},{"kind":"underlying-not-provided","amount":null,"detail":"The schedule of underlying insurance on 1000023859 names WCO183286, which was not provided.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p280","scheduled-2"]},{"kind":"attachment-chained","amount":2000000,"detail":"XSM G46798673 001 is placed at 27,000,000, where 47-XSF-304056-01 exhausts. Its schedule of underlying insurance names that policy and prints underlying limits topping out at 25,000,000, but a schedule prints the limit of the policy it names, not that policy's position. The printed figure stays on the record, and the tower is built on the resolved position.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p198","ut-system-rocip-program_multi-carrier_2017-2023#p265"]},{"kind":"attachment-chained","amount":25000000,"detail":"ECO (23) 58 07 14 29 is placed at 75,000,000, where 1000023859 exhausts. Its schedule of underlying insurance names that policy and prints underlying limits topping out at 25,000,000, but a schedule prints the limit of the policy it names, not that policy's position. The printed figure stays on the record, and the tower is built on the resolved position.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p280","ut-system-rocip-program_multi-carrier_2017-2023#p304"]},{"kind":"attachment-overlap","amount":2000000,"detail":"1000023859 attaches below the point at which the coverage beneath it exhausts. The overlapping band is paid for twice.","layerPolicyIds":["ut-system-rocip-program_multi-carrier_2017-2023#p265","ut-system-rocip-program_multi-carrier_2017-2023#p280"]},{"kind":"term-non-concurrent","amount":null,"detail":"These layers run on different terms (2017-08-01 to 2023-08-31 on WCO183286, 2017-08-01 to 2023-08-01 on WC0183286), so the tower is not the same on every day of the year.","layerPolicyIds":["scheduled-2","scheduled-1"]},{"kind":"term-non-concurrent","amount":null,"detail":"These layers run on different terms (2017-08-01 to 2023-08-31 on WCO183286, 2017-08-01 to 2023-08-01 on GLO 0183287-00), so the tower is not the same on every day of the year.","layerPolicyIds":["scheduled-2","ut-system-rocip-program_multi-carrier_2017-2023"]},{"kind":"term-non-concurrent","amount":null,"detail":"These layers run on different terms (2017-08-01 to 2023-08-31 on WCO183286, 2017-08-01 to 2023-08-01 on GLO 4353409-00), so the tower is not the same on every day of the year.","layerPolicyIds":["scheduled-2","scheduled-0"]},{"kind":"term-non-concurrent","amount":null,"detail":"These layers run on different terms (2017-08-01 to 2023-08-31 on WCO183286, 2017-08-01 to 2023-08-01 on 47-XSF-304056-01), so the tower is not the same on every day of the year.","layerPolicyIds":["scheduled-2","ut-system-rocip-program_multi-carrier_2017-2023#p198"]},{"kind":"term-non-concurrent","amount":null,"detail":"These layers run on different terms (2017-08-01 to 2023-08-31 on WCO183286, 2017-08-01 to 2023-08-01 on XSM G46798673 001), so the tower is not the same on every day of the year.","layerPolicyIds":["scheduled-2","ut-system-rocip-program_multi-carrier_2017-2023#p265"]},{"kind":"term-non-concurrent","amount":null,"detail":"These layers run on different terms (2017-08-01 to 2023-08-31 on WCO183286, 2017-08-01 to 2023-08-01 on 1000023859), so the tower is not the same on every day of the year.","layerPolicyIds":["scheduled-2","ut-system-rocip-program_multi-carrier_2017-2023#p280"]},{"kind":"term-non-concurrent","amount":null,"detail":"These layers run on different terms (2017-08-01 to 2023-08-31 on WCO183286, 2017-08-01 to 2023-08-01 on ECO (23) 58 07 14 29), so the tower is not the same on every day of the year.","layerPolicyIds":["scheduled-2","ut-system-rocip-program_multi-carrier_2017-2023#p304"]}],"restrictions":[{"label":"Liability assumed under a contract","where":"base-form","source":"policy-language","citation":{"page":75,"quote":"Liability assumed under a contract. This exclusion does not apply to a warranty that your work will be done in a workmanlike manner","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"WC 00 00 00 C","alsoProvisions":["Punitive or exemplary damages because of bodily injury to an employee employed in violation of law","Bodily injury to an employee while employed in violation of law with your actual knowledge or the actual knowledge of any of your executive officers","Any obligation imposed by a workers compensation, occupational disease, unemployment compensation, or disability benefits law, or any similar law","Bodily injury intentionally caused or aggravated by you","Bodily injury occurring outside the United States of America, its territories or possessions, and Canada","Damages arising out of coercion, criticism, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, discrimination against or termination of any employee, or any personnel practices, policies, acts or omissions","Bodily injury to any person in work subject to the Longshore and Harbor Workers' Compensation Act and related federal laws","Bodily injury to any person in work subject to the Federal Employers' Liability Act","Bodily injury to a master or member of the crew of any vessel","Fines or penalties imposed for violation of federal or state law","Damages payable under the Migrant and Seasonal Agricultural Worker Protection Act"],"carrierNoticedReduction":false},{"label":"Designated Workplaces Exclusion","where":"endorsement","source":"policy-language","citation":{"page":80,"quote":"The policy does not cover work conducted at or from ANY LOCATION EXCEPT THE CONFINES OF THE PROJECT SITE AS DESCRIBED BELOW","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"WC 00 0302","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Sanctions Exclusion","where":"endorsement","source":"policy-language","citation":{"page":105,"quote":"we shall not provide coverage nor will we make any payments or provide any service or benefit to any insured, beneficiary, or third party who may have any rights under this policy to the extent that such cover, payment, service, benefit, or any business or activity of the insured would violate any applicable trade or economic sanctions law or regulation","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GU-1191-A CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Nuclear Energy Liability Exclusion","where":"base-form","source":"policy-language","citation":{"page":117,"quote":"The insurance does not apply: A. Under any Liability Coverage, to \"bodily injury\" or \"property damage\": (1) With respect to which an \"insured\" under the policy is also an insured under a nuclear energy liability policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"IL 00 21 0908","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Cap on Losses from Certified Acts of Terrorism","where":"endorsement","source":"policy-language","citation":{"page":108,"quote":"If aggregate insured losses attributable to one or more \"certified acts of terrorism\" exceed $100 billion in a calendar year (January 1 through December 31) and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GU-767-B CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Recording And Distribution Of Material Or Information In Violation Of Law","where":"endorsement","source":"policy-language","citation":{"page":126,"quote":"Recording And Distribution Of Material Or Information In Violation Of Law Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1517-B","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Silica or Silica Mixed Dust","where":"endorsement","source":"policy-language","citation":{"page":134,"quote":"Silica or Silica Mixed Dust Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-923-B","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Expected Or Intended Injury","where":"base-form","source":"policy-language","citation":{"page":146,"quote":"b. Hired Person To a person hired to do work for or on behalf of any insured or a tenant of any insured.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"CG 00 01","alsoProvisions":["Contractual Liability","Liquor Liability","Workers' Compensation And Similar Laws","Employer's Liability","Pollution","Aircraft, Auto Or Watercraft","Mobile Equipment","War","Damage To Property","Damage To Your Product","Damage To Your Work","Damage To Impaired Property Or Property Not Physically Injured","Recall Of Products, Work Or Impaired Property","Personal And Advertising Injury","Electronic Data","Recording And Distribution Of Material Or Information In Violation Of Law","Knowing Violation Of Rights Of Another","Material Published With Knowledge Of Falsity","Material Published Prior To Policy Period","Criminal Acts","Breach Of Contract","Quality Or Performance Of Goods — Failure To Conform To Statements","Wrong Description Of Prices","Infringement Of Copyright, Patent, Trademark Or Trade Secret","Insureds In Media And Internet Type Businesses","Electronic Chatrooms Or Bulletin Boards","Unauthorized Use Of Another's Name Or Product","Pollution-related","Medical Expense - Any Insured","Medical Expense - Hired Person","Medical Expense - Injury On Normally Occupied Premises","Medical Expense - Workers' Compensation And Similar Laws","Medical Expense - Athletics Activities","Medical Expense - Products-Completed Operations Hazard","Medical Expense - Coverage A Exclusions"],"carrierNoticedReduction":false},{"label":"Pollution","where":"endorsement","source":"policy-language","citation":{"page":162,"quote":"SUDDEN & ACCIDENTAL POLLUTION THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TOTAL POLLUTION EXCLUSION WITH A BUILDING HEATING, COOLING AND DEHUMIDIFYING EQUIPMENT EXCEPTION, HOSTILE FIRE EXCEPTION, AND SHORT—TERM DISCHARGE EXCEPTION","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1114-A","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Unintentional Failure to Disclose Hazards","where":"endorsement","source":"policy-language","citation":{"page":164,"quote":"Unintentional Failure to Disclose Hazards","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1054-A","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Fungi Or Bacteria","where":"endorsement","source":"policy-language","citation":{"page":165,"quote":"Fungi Or Bacteria Exclusion Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1171-A","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Additional Insured — Automatic — Owners, Lessees Or Contractors","where":"endorsement","source":"policy-language","citation":{"page":166,"quote":"Bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of the rendering of, or failure to render, any professional architectural, engineering or surveying services including: a. The preparing, approving or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or b. Supervisory, inspection, architectural or engineering activities.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1 175-F CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Limited Contractual Liability","where":"endorsement","source":"policy-language","citation":{"page":168,"quote":"Paragraph f. does not include that part of any contract or agreement: (1) That indemnifies a railroad for 'bodily injury\" or \"property damage\" arising out of construction or demolition operations, within 50 feet of any railroad property and affecting any railroad bridge or trestle, tracks, roadbeds, tunnel, underpass or crossing; (2) That indemnifies an architect, engineer or surveyor for injury or damage arising out of: (a) Preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports. surveys, field orders, change orders or drawings and specifications; or (b) Giving directions or instructions, or failing to give them, if that is the primary cause of the injury or damage; (3) Under which the insured, if an architect, engineer or surveyor, assumes liability for an injury or damage arising out of the insured's rendering or failure to render professional services","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1180-A CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Exclusion — Exterior Insulation and Finish Systems on Residential or Frame Buildings","where":"endorsement","source":"policy-language","citation":{"page":169,"quote":"This insurance does not apply to \"bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of, caused by, or attributable, whether in whole or in part, to the following: 1. The design, manufacture, construction, fabrication, preparation, distribution and sale, installation, application, maintenance or repair, including remodeling, service, correction or replacement, of any \"exterior insulation and finish system\" or any part thereof, or any substantially similar system or any part thereof, including the application or use of conditioners, primers, accessories, flashings, coatings, caulking or sealants in connection with such a system, on any \"residential building construction\" or \"frame building\"; or 2. \"Your product\" or \"your work\" with respect to any exterior component, fixture or feature of any structure if an \"exterior insulation and finish system\", or any substantially similar system, is used on the part of that \"residential building construction\" or \"frame building\" containing that component, fixture or feature.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1 265-B CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Lead Liability Exclusion","where":"endorsement","source":"policy-language","citation":{"page":177,"quote":"This insurance does not apply to: Lead (1) \"Bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of, resulting from, caused by or related to: the actual, alleged or threatened: (a) Exposure to or existence of lead, paint containing lead, or any other material, product or substance containing lead; or (b) Manufacture, distribution, sale, resale, re-branding, installation, repair, removal, encapsulation, abatement, replacement or handling of lead, paint containing lead, or any other material, product or substance containing lead","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1342-A CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Asbestos Exclusion","where":"endorsement","source":"policy-language","citation":{"page":178,"quote":"This insurance does not apply to: Asbestos A. \"Bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of or which would not have occurred, in whole or in part, but for the actual, alleged or threatened discharge, dispersal, release, leakage, leaching, friability, flaking, escape or presence of asbestos, regardless of whether any other cause, event, material or product contributed concurrently or in any sequence to the injury or damage","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GC-1178-A CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Damage to the Project Exclusion","where":"endorsement","source":"policy-language","citation":{"page":181,"quote":"Solely with respect to any \"designated project\", exclusion j. of Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability is replaced by the following: 2. Exclusions This insurance does not apply to: j. Damage to Property \"Property damage\" to: (1) Property you own, rent, or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property for any reason, including prevention of injury to a person or damage to another's property; (2) Premises you sell, give away or abandon, if the \"property damage\" arises out of any part of those premises; (3) Property loaned to you; (4) Personal property in the care, custody or control of any insured; (5) Any part of any \"designated project(s)\", including materials, machinery and equipment intended to become a part of the \"designated project(s)\", if such \"property damage\" occurs during the course of construction; or (6) That particular part of any property that must be restored, repaired or replaced because \"your work\" was incorrectly performed on it.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1301-B-CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Limitation of Coverage to Designated Project(s)","where":"endorsement","source":"policy-language","citation":{"page":182,"quote":"1. The insurance provided by this policy applies only to \"bodily injury\", \"property damage\", \"personal and advertising injury\" and medical expenses arising out of the \"designated project(s)\" shown in the SCHEDULE above. 2. For purposes of this insurance, \"Designated Project\" does not include: (1) \"Your work\" at other projects or project site(s) or locations not shown in the SCHEDULE above; (2) Your other operations that are not connected to or do not emanate from the project shown in the SCHEDULE above, including operations at your permanent locations","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"U-GL-1 305- A CW","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Electronic Data Liability","where":"endorsement","source":"policy-language","citation":{"page":189,"quote":"Loss Of Electronic Data Limit: $2,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":2000000,"formNumber":"CG 04370514","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Total Pollution Exclusion with Building Heating, Cooling and Dehumidifying Equipment Exception and Hostile Fire Exception","where":"endorsement","source":"policy-language","citation":{"page":191,"quote":"Exclusion f. under Paragraph 2. Exclusions of Section — Coverage A — Bodily Injury And Property Damage Liability is replaced by the following: This insurance does not apply to: t. Pollution (1) \"Bodily injury' or \"property damage\" which would not have occurred in whole or part but for the actual, alleged or threatened discharge, dispersal, seepage, migration, release or es cape of \"pollutants\" at any time.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"CG 27 65 12 04","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Exclusion — Contractors — Professional Liability","where":"endorsement","source":"policy-language","citation":{"page":192,"quote":"The following exclusion is added to Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability: 1. This insurance does not apply to bodily injury', \"property damage\" or \"personal and advertising injury\" arising out of the rendering of or failure to render any professional services by you or on your behalf, but only with respect to either or both of the following operations: a. Providing engineering, architectural or surveying services to others in your capacity as an engineer, architect or surveyor; and b. Providing, or hiring independent professionals to provide, engineering, architectural or surveying services in connection with construction work you perform.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"CG22790413","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Employment-Related Practices Exclusion","where":"endorsement","source":"policy-language","citation":{"page":195,"quote":"The following exclusion is added to Paragraph 2., Exclusions of Section I — Coverage A — Bodily In jury And Property Damage Liability: This insurance does not apply to: Bodily injury' to: (1) A person arising out of any: (a) Refusal to employ that person; (b) Termination of that persons employment; or (c) Employment-related practices, policies, acts or omissions, such as coercion, demotion, evaluation, reassig nment, discipline, defa mation, harassment, humiliation, discrimi na tion or malicious prosecution directed at that person","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023","subLimit":null,"formNumber":"CG26391207","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Violation of Communication or Information Law Exclusion","where":"endorsement","source":"policy-language","citation":{"page":205,"quote":"The following exclusion is added to the policy: Violation of Communication or Information Law This policy does not provide coverage for any act that violates any statute, ordinance or regulation of any federal, state or local government, including any amendment of or addition to such laws that prohibits or limits the sending, transmitting or communicating of material or information.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p198","subLimit":null,"formNumber":"CLP-UN-O1O-07/2013","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Securities Exclusion","where":"endorsement","source":"policy-language","citation":{"page":206,"quote":"The following exclusion is added to the policy: Securities This policy does not provide coverage for any \"bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of: 1. Any violation of any securities law or similar law or any regulation promulgated thereunder; 2. The purchase, sale, offer of sale or solicitation of any security, debt, insurance policy, bank deposit or financial interest or instrument; 3. Any representations made at any time in relation to the price or value of any security, debt, insurance policy, bank deposit or financial interest or instrument; or 4. Any depreciation or decline in price or value of any security, debt, insurance policy, bank deposit or financial interest or instrument.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p198","subLimit":null,"formNumber":"CLP-UN-017-07/2013","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Workers' Compensation and Similar Laws Exclusion","where":"endorsement","source":"policy-language","citation":{"page":210,"quote":"The following exclusion is added the policy: Workers' Compensation And Similar Laws This insurance does not apply to any \"bodily injury\", \"property damage\", \"personal and advertising injury\" or any other loss, cost, defense fee, expense, injury, damage, claim, dispute or \"suit\" caused by, resulting from, or with respect to any obligation of the insured under a workers' compensation, disability benefits or unemployment compensation law or any similar law.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p198","subLimit":null,"formNumber":"FFP-XS-013-07/2014","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Confidential or Personal Information Disclosure Exclusion","where":"endorsement","source":"policy-language","citation":{"page":211,"quote":"Confidential or Personal Information Disclosure Exclusion This policy does not apply to \"bodily injury\", \"property damage\", \"personal and advertising injury\", or any other loss, cost, defense fee, expense, injury, damage, claim, dispute or \"suit\", however caused, in whole or in part arising out of, resulting from, or in any way related to any actual or alleged: a. unauthorized or improper access to, collection, use or disclosure of, or failure to protect any non-public confidential or personal information in the form of \"electronic data\", including, but not limited to, any patents, trade secrets, processing methods, customer lists, financial information, credit card information, health information, or any other type of non-public information; b. violation of any statute, regulation, common-law, or any other law regulating or protecting access to, collection, use or disclosure of, or failure to protect any non-public confidential or personal information in the form of \"electronic data\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p198","subLimit":null,"formNumber":"FF-X5-026-02/2016","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Cap on Losses from Certified Acts of Terrorism","where":"endorsement","source":"policy-language","citation":{"page":213,"quote":"If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insurance Act exceed $100 billion in a Calendar Year and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion, and in such case insured losses up to that amount are subject to pro rata allocation in accordance with procedures established by the Secretary of the Treasury.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p198","subLimit":100000000000,"formNumber":"CLUN-075-12/2016","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Asbestos Exclusion","where":"endorsement","source":"policy-language","citation":{"page":275,"quote":"This insurance does not apply to any loss, demand, claim or suit arising out of or related to asbestos or asbestos-containing materials.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p265","subLimit":null,"formNumber":"XSM-43899","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Cap On Losses from Certified Acts Of Terrorism","where":"endorsement","source":"policy-language","citation":{"page":276,"quote":"If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insurance Act exceed $100 billion in a calendar year and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p265","subLimit":100000000,"formNumber":"XSC-27522a","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Trade or Economic Sanctions Exclusion","where":"endorsement","source":"policy-language","citation":{"page":278,"quote":"This insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit us from providing insurance, including, but not limited to, the payment of claims.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p265","subLimit":null,"formNumber":"ALL-21101","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Texas Pollution Amendatory","where":"endorsement","source":"policy-language","citation":{"page":289,"quote":"D. Pollution Ultimate net loss arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of pollutants","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p280","subLimit":null,"formNumber":"XS-369 TX","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Texas Changes — Pollution Exclusion","where":"endorsement","source":"policy-language","citation":{"page":295,"quote":"D. Pollution 1. \"Ultimate Net Loss\" arising out of an actual, alleged or threatened 'pollution incident\" at any time.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p280","subLimit":null,"formNumber":"XS-363 TX","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Limitation of Coverage to Designated Premises or Project","where":"endorsement","source":"policy-language","citation":{"page":298,"quote":"This insurance applies only to 'Ultimate Net Loss\" arising out of: 1. The ownership, maintenance or use of the premises shown in the Schedule and operations necessary or incidental to those premises; or 2. The project shown in the Schedule.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p280","subLimit":null,"formNumber":"XS-175","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Certified Acts of Terrorism Coverage Excess of Retained Amount With Cap on Losses","where":"endorsement","source":"policy-language","citation":{"page":285,"quote":"Coverage provided by this Policy for sums which the Insured shall be legally obligated to pay as damages by reason of the liability covered by and as more fully defined in the Lead Underlying Policy and arising out of a \"certified act of terrorism\" applies in excess of the Certified Acts of Terrorism Retained Amount","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p280","subLimit":null,"formNumber":"XSM-343","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Non Following Form","where":"endorsement","source":"policy-language","citation":{"page":310,"quote":"This Policy shall not provide coverage afforded by the Lead Underlying Policy for the following: Crisis Management or Crisis Response Endorsement Accident Insurance Endorsement Uninsured/Underinsured Motorists (UM/UIM) Endorsement Liberalization Clause Sublimit of liability, unless such sublimit is specifically endorsed to this Policy.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p304","subLimit":null,"formNumber":"CE 75 10 01 15","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Cap on Losses from Certified Acts of Terrorism","where":"endorsement","source":"policy-language","citation":{"page":311,"quote":"If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insurance Act exceed $100 billion in a Program Year (January 1 through December 31) and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p304","subLimit":null,"formNumber":"CE 75 13 01 15","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Nuclear Exclusion","where":"endorsement","source":"policy-language","citation":{"page":314,"quote":"This insurance does not apply to: A. Any liability, damages, loss, injury, demand, claim or suit: 1. With respect to which an Insured under the policy is also an Insured under a nuclear energy liability policy issued by Nuclear Energy Liability Insurance Association, Mutual Atomic Energy Liability Underwriters, Nuclear Insurance Association of Canada or any of their successors, or would be an Insured under any such policy but for its termination upon exhaustion of its limits of liability; or 2. Resulting from the \"hazardous properties\" of \"nuclear material\"","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p304","subLimit":null,"formNumber":"CE 75 05 01 15","alsoProvisions":[],"carrierNoticedReduction":false},{"label":"Asbestos Exclusion","where":"endorsement","source":"policy-language","citation":{"page":316,"quote":"This insurance does not apply to: Any liability, damages, loss, injury, demand, claim or suit arising out of or caused by, or allegedly caused by: 1. Asbestos, asbestos products, asbestos-containing materials or products, asbestos fibers or asbestos dust, including, but not limited to, manufacture, mining, use, sale, installation, removal, or distribution activities","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"policyId":"ut-system-rocip-program_multi-carrier_2017-2023#p304","subLimit":null,"formNumber":"CE 75 04 01 15","alsoProvisions":[],"carrierNoticedReduction":false}],"aggregateImpairment":{"basis":"unverified","assertedAt":null,"assertedBy":null,"generalAggregateIncurred":null,"productsCompletedOpsIncurred":null},"anyDefenseInsideLimits":"unknown","underlyingScheduleCount":12,"formsWithNoRestrictionFound":34},"findings":[{"id":"finding-global.attachment-continuity","layer":"global","impact":"Does every layer attach where the layer beneath it exhausts?","ruleId":"global.attachment-continuity","degraded":true,"evidence":[{"page":204,"quote":"Policy #GLO 4353409-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"page":204,"quote":"Policy #WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"page":284,"quote":"Policy No.: GLOOJ 83287","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}],"dependsOn":["expectation:47-xsf-304056-01:glo-4353409-00","expectation:47-xsf-304056-01:wc0183286","expectation:1000023859:glo0183287","expectation:1000023859:wc0183286","expectation:1000023859:g46798673-001","expectation:1000023859:gl00183287","expectation:1000023859:wco183286"],"statement":"At least one layer does not begin where the layer beneath it ends. Either an unfunded band sits inside the tower and the insured carries it, or two layers overlap and part of the stack is bought twice. The tower says which, and where.","ruleVersion":"cbb148ade44b"},{"id":"finding-global.underlying-provided","layer":"global","impact":"Was every policy named in a schedule of underlying insurance provided?","ruleId":"global.underlying-provided","degraded":true,"evidence":[{"page":204,"quote":"Policy #GLO 4353409-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"page":204,"quote":"Policy #WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"page":284,"quote":"Policy No.: GLOOJ 83287","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}],"dependsOn":["expectation:47-xsf-304056-01:glo-4353409-00","expectation:47-xsf-304056-01:wc0183286","expectation:1000023859:glo0183287","expectation:1000023859:wc0183286","expectation:1000023859:g46798673-001","expectation:1000023859:gl00183287","expectation:1000023859:wco183286"],"statement":"An excess or umbrella policy names underlying insurance that was not provided. The tower below that point is drawn from what the schedule asserts, not from a policy anyone has read.","ruleVersion":"7364e46f4ba1"},{"id":"finding-global.same-named-insured","layer":"global","impact":"Do all the policies name the same insured?","ruleId":"global.same-named-insured","degraded":true,"evidence":[{"page":204,"quote":"Policy #GLO 4353409-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"page":204,"quote":"Policy #WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"page":284,"quote":"Policy No.: GLOOJ 83287","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}],"dependsOn":["expectation:47-xsf-304056-01:glo-4353409-00","expectation:47-xsf-304056-01:wc0183286","expectation:1000023859:glo0183287","expectation:1000023859:wc0183286","expectation:1000023859:g46798673-001","expectation:1000023859:gl00183287","expectation:1000023859:wco183286"],"statement":"The policies name different insureds. A tower is one entity's coverage, so stacking policies belonging to two entities produces a total nobody actually has. Confirm these belong together before the figures are relied on.","ruleVersion":"50ad19176a63"},{"id":"finding-global.term-concurrency","layer":"global","impact":"Do all layers run on the same policy period?","ruleId":"global.term-concurrency","degraded":true,"evidence":[{"page":204,"quote":"Policy #GLO 4353409-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"page":204,"quote":"Policy #WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},{"page":284,"quote":"Policy No.: GLOOJ 83287","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}],"dependsOn":["expectation:47-xsf-304056-01:glo-4353409-00","expectation:47-xsf-304056-01:wc0183286","expectation:1000023859:glo0183287","expectation:1000023859:wc0183286","expectation:1000023859:g46798673-001","expectation:1000023859:gl00183287","expectation:1000023859:wco183286"],"statement":"Layers run on different terms. The tower changes shape partway through the year, and a loss is covered by whatever stack existed on the date it occurred.","ruleVersion":"57030f9e857f"},{"id":"finding-global.coverage-capped-below-limit","layer":"global","impact":"Is any coverage capped below the policy limit?","ruleId":"global.coverage-capped-below-limit","degraded":false,"evidence":[{"page":189,"quote":"Loss Of Electronic Data Limit: $2,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}],"dependsOn":[],"statement":"One or more coverages are capped well below the headline limit. The tower's figures are correct for what they cover, and these caps are what the policy actually pays for those exposures. Electronic Data Liability is capped at 2,000,000.","ruleVersion":"485c5e73f822"},{"id":"finding-global.endorsements-restrict","layer":"global","impact":"Do the attached endorsements restrict this coverage?","ruleId":"global.endorsements-restrict","degraded":false,"evidence":[],"dependsOn":[],"statement":"Restrictive endorsements are attached. The tower's figures stand, but what they pay for is narrowed by the provisions listed with this reading. What each one does to a specific loss is a legal reading this build does not perform.","ruleVersion":"86033228d3f6"}],"reviewId":"review-mt6he1k3","decisions":[],"unanswered":[{"reason":"The provided pages do not say whether defense costs erode the limits. This is in the policy language, so it is answerable with the full form set.","questionId":"global.defense-outside-limits"},{"reason":"No policy document states how much of the aggregate has been consumed, so the tower assumes full limits are available. A loss run from the carrier is the only thing that settles it.","questionId":"global.aggregate-impairment-known"}],"observations":[{"id":"observation-tower-attachment-chained-6","evidence":[],"statement":"XSM G46798673 001 is placed at 27,000,000, where 47-XSF-304056-01 exhausts. Its schedule of underlying insurance names that policy and prints underlying limits topping out at 25,000,000, but a schedule prints the limit of the policy it names, not that policy's position. The printed figure stays on the record, and the tower is built on the resolved position.","packetComplete":true},{"id":"observation-tower-attachment-chained-7","evidence":[],"statement":"ECO (23) 58 07 14 29 is placed at 75,000,000, where 1000023859 exhausts. Its schedule of underlying insurance names that policy and prints underlying limits topping out at 25,000,000, but a schedule prints the limit of the policy it names, not that policy's position. The printed figure stays on the record, and the tower is built on the resolved position.","packetComplete":true},{"id":"observation-ut-system-rocip-program_multi-carrier_2017-2023-classifier","evidence":[],"statement":"ut-system-rocip-program_multi-carrier_2017-2023.pdf, from the classifier: Page 1 is the Commercial General Liability Coverage Part Declarations for policy GLO 0183287-00. The named insured field on page 1 is truncated ('THE BOARD OF REGENTS OF THE'); pages 2 and 21 complete it as 'THE BOARD OF REGENTS OF THE UNIVERSITY OF TEXAS SYSTEM'. The document is a packet containing: (1) the CGL declarations page (p.1), (2) multiple endorsements (pp. 2-4, 20-29), (3) the CG 00 01 04 13 Commercial General Liability Coverage Form (pp. 5-19), and (4) a further endorsement on p.30. The dominant character of the first page is the declarations, so the document is typed as 'declarations'. The named insured value is reported exactly as printed on page 1; the full name appears on subsequent pages. Policy period: 08-01-2017 to 08-01-2023. The packet appears to be a complete policy submission for a University of Texas System Owner Controlled Insurance Program (OCIP).","packetComplete":false},{"id":"observation-ut-system-rocip-program_multi-carrier_2017-2023-citations","evidence":[],"statement":"ut-system-rocip-program_multi-carrier_2017-2023.pdf: 92 of 102 figures were confirmed against the page they cite. The remaining 10 could not be, so they are the reader's word rather than the document's. Nothing else in this reading depends on them.","packetComplete":false},{"id":"observation-ut-system-rocip-program_multi-carrier_2017-2023-truncated","evidence":[],"statement":"ut-system-rocip-program_multi-carrier_2017-2023.pdf: pages 1 to 30 were read in full, and all 316 pages with text were searched for schedule entries, declarations values, and coverage-restricting provisions. Restrictions found there are identified and cited, not interpreted: what a provision does to a specific loss is not read.","packetComplete":true}],"readDecisions":[],"assertedImpairments":[]},"outcomes":[{"usage":[{"model":"claude-sonnet-4-6","inputTokens":66481,"outputTokens":505,"cacheReadTokens":0,"cacheWriteTokens":1195},{"model":"claude-sonnet-4-6","inputTokens":73913,"outputTokens":3033,"cacheReadTokens":2134,"cacheWriteTokens":0},{"model":"claude-sonnet-4-6","inputTokens":67652,"outputTokens":5411,"cacheReadTokens":2134,"cacheWriteTokens":0},{"model":"claude-sonnet-4-6","inputTokens":36803,"outputTokens":4668,"cacheReadTokens":0,"cacheWriteTokens":2134},{"model":"claude-sonnet-4-6","inputTokens":56520,"outputTokens":4991,"cacheReadTokens":0,"cacheWriteTokens":2134},{"model":"claude-sonnet-4-6","inputTokens":33327,"outputTokens":4497,"cacheReadTokens":0,"cacheWriteTokens":2134},{"model":"claude-haiku-4-5","inputTokens":25097,"outputTokens":1790,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":26060,"outputTokens":596,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":32402,"outputTokens":5275,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":25469,"outputTokens":4002,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":27129,"outputTokens":532,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":24532,"outputTokens":3314,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":25935,"outputTokens":2147,"cacheReadTokens":0,"cacheWriteTokens":0},{"model":"claude-haiku-4-5","inputTokens":4948,"outputTokens":27,"cacheReadTokens":0,"cacheWriteTokens":0}],"reRead":false,"lossRun":null,"document":{"id":"ut-system-rocip-program_multi-carrier_2017-2023","sha256":"7d530a065d173b8a51f5119c3dd7ff69dba349f2a84e471867571501fb58d5a1","filename":"ut-system-rocip-program_multi-carrier_2017-2023.pdf","correctedBy":null,"correctedType":null,"classification":{"line":"general-liability","type":"declarations","notes":"Page 1 is the Commercial General Liability Coverage Part Declarations for policy GLO 0183287-00. The named insured field on page 1 is truncated ('THE BOARD OF REGENTS OF THE'); pages 2 and 21 complete it as 'THE BOARD OF REGENTS OF THE UNIVERSITY OF TEXAS SYSTEM'. The document is a packet containing: (1) the CGL declarations page (p.1), (2) multiple endorsements (pp. 2-4, 20-29), (3) the CG 00 01 04 13 Commercial General Liability Coverage Form (pp. 5-19), and (4) a further endorsement on p.30. The dominant character of the first page is the declarations, so the document is typed as 'declarations'. The named insured value is reported exactly as printed on page 1; the full name appears on subsequent pages. Policy period: 08-01-2017 to 08-01-2023. The packet appears to be a complete policy submission for a University of Texas System Owner Controlled Insurance Program (OCIP).","carrier":{"value":"ZURICH AMERICAN INSURANCE COMPANY","citation":{"page":1,"quote":"ZURICH AMERICAN INSURANCE COMPANY","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"pageCount":316,"confidence":"medium","namedInsured":{"value":"THE BOARD OF REGENTS OF THE","citation":{"page":1,"quote":"Named Insured THE BOARD OF REGENTS OF THE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"},"policyNumber":{"value":"GLO 0183287-00","citation":{"page":1,"quote":"Policy Number: GLO 0183287-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}},"deepSweep":{"found":0,"pages":316,"firstError":null,"failedPages":0,"timedOutPages":0},"extraction":{"id":"ut-system-rocip-program_multi-carrier_2017-2023","role":"primary","term":{"effective":{"value":"2017-08-01","citation":{"page":135,"quote":"Policy Period: Coverage begins 08-01-2017 at 12:01 A.M.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":135,"quote":"Coverage ends 08-01-2023 at 12:01 A.M.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"notes":"1. Named insured: Page 1 prints 'THE BOARD OF REGENTS OF THE' and the full name 'THE BOARD OF REGENTS OF THE UNIVERSITY OF TEXAS SYSTEM' is printed on page 2 endorsement header and page 20 endorsement header. The declarations page appears to be truncated in the named insured field. 2. Role: This is a primary CGL policy (Commercial General Liability Coverage Part) with no attachment point or schedule of underlying insurance. It is an Owner Controlled Insurance Program (OCIP) policy. 3. perProjectAggregate: The designated project – declarations endorsement (pages 3–4) selects Option B for projects $100M+ in construction value, meaning the Products-Completed Operations Aggregate Limit applies separately to each designated project. The per-project aggregate limit equals the policy's Products-Completed Operations Aggregate Limit of $5,000,000. However, two separate Designated Project – Declarations endorsements exist (pages 3 and 4), one for projects $100M+ (selects B – applies separately per project) and one for projects under $100M (selects A – applies once for all). This creates a split treatment. The $5,000,000 per-project figure is reported from the declarations limit as applied per the endorsement selection; no separate dollar amount is printed for the per-project aggregate itself. 4. defenseInsideLimits: The CG 00 01 04 13 form's Supplementary Payments section (page 13) states these payments 'will not reduce the limits of insurance,' and the standard CGL form pays defense in addition to limits. The right and duty to defend ends upon exhaustion of limits in payment of judgments/settlements, but defense costs themselves are outside limits under the standard CGL form. Answered 'no' based on CG 00 01 04 13 standard language. 5. dropsDownOnUnderlyingExhaustion: Not applicable/not stated as this is a primary policy with no underlying schedule. Answered 'unknown' as no language addresses this. 6. Schedule of forms: Item 5 on the declarations page references 'See Schedule of Forms and Endorsements' but that separate schedule was not provided in the pages given. The forms listed here are those whose form numbers appear on individual endorsement pages in the provided document. Additional forms may be attached that are not captured here. 7. Retention: No deductible or self-insured retention is printed on the pages provided. The extended ongoing operations coverage endorsement (page 24) references 'the Commercial General Liability Deductible Endorsement' suggesting a deductible endorsement exists but was not provided. 8. Policy term is 6 years (08-01-2017 to 08-01-2023), which is unusually long – this is an OCIP program policy and the multi-year term appears intentional for the rolling OCIP program.","limits":{"eachOccurrence":{"value":2000000,"citation":{"page":135,"quote":"EACH OCCURRENCE LIMIT $ 2,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":5000000,"citation":{"page":135,"quote":"GENERAL AGGREGATE LIMIT $ 5,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"perProjectAggregate":{"value":5000000,"citation":{"page":137,"quote":"X B. The Products-Completed Operations Aggregate Limit applies separately to each \"designated project\" for which B. is selected.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"},"personalAdvertisingInjury":{"value":2000000,"citation":{"page":135,"quote":"PERSONAL AND ADVERTISING INJURY LIMIT $ 2,000,000 Any one person or organization","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"productsCompletedOpsAggregate":{"value":5000000,"citation":{"page":135,"quote":"PRODUCTS-COMPLETED OPERATIONS AGGREGATE LIMIT $ 5,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"carrier":{"value":"ZURICH AMERICAN INSURANCE COMPANY","citation":{"page":135,"quote":"ZURICH AMERICAN INSURANCE COMPANY","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formBasis":"occurrence","retention":{"applies":"unknown","deductible":null,"selfInsuredRetention":null},"confidence":"medium","documentIds":["ut-system-rocip-program_multi-carrier_2017-2023"],"namedInsured":{"value":"THE BOARD OF REGENTS OF THE UNIVERSITY OF TEXAS SYSTEM","citation":{"page":136,"quote":"THE BOARD OF REGENTS OF THE UNIVERSITY OF TEXAS SYSTEM","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"GLO 0183287-00","citation":{"page":135,"quote":"Policy Number: GLO 0183287-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"restrictions":[{"label":"Liability assumed under a contract","where":"base-form","citation":{"page":75,"quote":"Liability assumed under a contract. This exclusion does not apply to a warranty that your work will be done in a workmanlike manner","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Punitive or exemplary damages because of bodily injury to an employee employed in violation of law","where":"base-form","citation":{"page":75,"quote":"Punitive or exemplary damages because of bodily injury to an employee employed in violation of law","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Bodily injury to an employee while employed in violation of law with your actual knowledge or the actual knowledge of any of your executive officers","where":"base-form","citation":{"page":75,"quote":"Bodily injury to an employee while employed in violation of law with your actual knowledge or the actual knowledge of any of your executive officers","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Any obligation imposed by a workers compensation, occupational disease, unemployment compensation, or disability benefits law, or any similar law","where":"base-form","citation":{"page":75,"quote":"Any obligation imposed by a workers compensation, occupational disease, unemployment compensation, or disability benefits law, or any similar law","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Bodily injury intentionally caused or aggravated by you","where":"base-form","citation":{"page":75,"quote":"Bodily injury intentionally caused or aggravated by you","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Bodily injury occurring outside the United States of America, its territories or possessions, and Canada","where":"base-form","citation":{"page":75,"quote":"Bodily injury occurring outside the United States of America, its territories or possessions, and Canada. This exclusion does not apply to bodily injury to a citizen or resident of the United States of America or Canada who is temporarily outside these countries","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Damages arising out of coercion, criticism, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, discrimination against or termination of any employee, or any personnel practices, policies, acts or omissions","where":"base-form","citation":{"page":75,"quote":"Damages arising out of coercion, criticism, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, discrimination against or termination of any employee, or any personnel practices, policies, acts or omissions","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Bodily injury to any person in work subject to the Longshore and Harbor Workers' Compensation Act and related federal laws","where":"base-form","citation":{"page":75,"quote":"Bodily injury to any person in work subject to the Longshore and Harbor Workers' Compensation Act (33 U.S.C. Sections 901 et seq.), the Nonappropriated Fund Instrumentalities Act (5 U.S.C. Sections 8171 et seq.), the Outer Continental Shelf Lands Act (43 U.S.C. Sections 1331 et seq.), the Defense Base Act (42 U.S.C. Sections 1651—1 654), the Federal Mine Safety and Health Act (30 U.S.C. Sections 801 et seq. and 901—944), any other federal workers or workmen's compensation law or other federal occupational disease law, or any amendments to these laws","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Bodily injury to any person in work subject to the Federal Employers' Liability Act","where":"base-form","citation":{"page":75,"quote":"Bodily injury to any person in work subject to the Federal Employers' Liability Act (45 U.S.C. Sections 51 et seq.), any other federal laws obligating an employer to pay damages to an employee due to bodily injury arising out of or in the course of employment, or any amendments to those laws","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Bodily injury to a master or member of the crew of any vessel","where":"base-form","citation":{"page":75,"quote":"Bodily injury to a master or member of the crew of any vessel, and does not cover punitive damages related to your duty or obligation to provide transportation, wages, maintenance, and cure under any applicable maritime law","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Fines or penalties imposed for violation of federal or state law","where":"base-form","citation":{"page":75,"quote":"Fines or penalties imposed for violation of federal or state law","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Damages payable under the Migrant and Seasonal Agricultural Worker Protection Act","where":"base-form","citation":{"page":75,"quote":"Damages payable under the Migrant and Seasonal Agricultural Worker Protection Act (29 U.S.C. Sections 1801 et seq.) and under any other federal law awarding damages for violation of those laws or regulations issued thereunder, and any amendments to those laws","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 00 00 C","carrierNoticedReduction":false},{"label":"Designated Workplaces Exclusion","where":"endorsement","citation":{"page":80,"quote":"The policy does not cover work conducted at or from ANY LOCATION EXCEPT THE CONFINES OF THE PROJECT SITE AS DESCRIBED BELOW","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"WC 00 0302","carrierNoticedReduction":false},{"label":"Sanctions Exclusion","where":"endorsement","citation":{"page":105,"quote":"we shall not provide coverage nor will we make any payments or provide any service or benefit to any insured, beneficiary, or third party who may have any rights under this policy to the extent that such cover, payment, service, benefit, or any business or activity of the insured would violate any applicable trade or economic sanctions law or regulation","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GU-1191-A CW","carrierNoticedReduction":false},{"label":"Nuclear Energy Liability Exclusion","where":"base-form","citation":{"page":117,"quote":"The insurance does not apply: A. Under any Liability Coverage, to \"bodily injury\" or \"property damage\": (1) With respect to which an \"insured\" under the policy is also an insured under a nuclear energy liability policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"IL 00 21 0908","carrierNoticedReduction":false},{"label":"Cap on Losses from Certified Acts of Terrorism","where":"endorsement","citation":{"page":108,"quote":"If aggregate insured losses attributable to one or more \"certified acts of terrorism\" exceed $100 billion in a calendar year (January 1 through December 31) and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GU-767-B CW","carrierNoticedReduction":false},{"label":"Recording And Distribution Of Material Or Information In Violation Of Law","where":"endorsement","citation":{"page":126,"quote":"Recording And Distribution Of Material Or Information In Violation Of Law Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1517-B","carrierNoticedReduction":false},{"label":"Silica or Silica Mixed Dust","where":"endorsement","citation":{"page":134,"quote":"Silica or Silica Mixed Dust Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-923-B","carrierNoticedReduction":false},{"label":"Expected Or Intended Injury","where":"base-form","citation":{"page":140,"quote":"a. Expected Or Intended Injury Bodily injury or property damage\" expected or intended from the standpoint of the insured.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Contractual Liability","where":"base-form","citation":{"page":140,"quote":"b. Contractual Liability \"Bodily injury\" or 'property damage\"for which the insured is obligated to pay damages by reason of the assumption of liability in a contract or agreement.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Liquor Liability","where":"base-form","citation":{"page":140,"quote":"c. Liquor Liability \"Bodily injury\" or \"property damage\" for which any insured may be held liable by reason of:","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Workers' Compensation And Similar Laws","where":"base-form","citation":{"page":140,"quote":"d. Workers' Compensation And Similar Laws Any obligation of the insured under a workers' compensation, disability benefits or unemployment compensation law or any similar law.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Employer's Liability","where":"base-form","citation":{"page":140,"quote":"e. Employer's Liability \"Bodily injury\" to: (1) An \"employee\" of the insured arising out of and in the course of:","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Pollution","where":"base-form","citation":{"page":140,"quote":"f. Pollution (1) \"Bodily injury' or 'property damage\" arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of \"pollutants\":","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Aircraft, Auto Or Watercraft","where":"base-form","citation":{"page":142,"quote":"g. Aircraft, Auto Or Watercraft \"Bodily injury\" or \"property damage\" arising out of the ownership, maintenance, use or entrustment to others of any aircraft, 'auto\" or watercraft owned or operated by or rented or loaned to any insured.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Mobile Equipment","where":"base-form","citation":{"page":142,"quote":"h. Mobile Equipment \"Bodily injury\" or \"property damage\" arising out of: (1) The transportation of \"mobile equipment\" by an 'auto\" owned or operated by or rented or loaned to any insured","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"War","where":"base-form","citation":{"page":142,"quote":"i. War \"Bodily injury\" or \"property damage\", however caused, arising, directly or indirectly, out of: (1) War, including undeclared or civil war","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Damage To Property","where":"base-form","citation":{"page":141,"quote":"j. Damage To Property \"Property damage\" to: (1) Property you own, rent, or occupy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Damage To Your Product","where":"base-form","citation":{"page":142,"quote":"k. Damage To Your Product \"Property damage' to \"your product\" arising out of it or any part of it.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Damage To Your Work","where":"base-form","citation":{"page":142,"quote":"l. Damage To Your Work \"Property damage\" to \"your work\" arising out of it or any part of it and included in the \"products- completed operations hazard\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Damage To Impaired Property Or Property Not Physically Injured","where":"base-form","citation":{"page":143,"quote":"m. Damage To Impaired Property Or Property Not Physically Injured \"Property damage\" to \"impaired property\" or property that has not been physically injured, arising out of:","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Recall Of Products, Work Or Impaired Property","where":"base-form","citation":{"page":143,"quote":"n. Recall Of Products, Work Or Impaired Property Damages claimed for any loss, cost or expense incurred by you or others for the loss of use, withdrawal, recall, inspection, repair, replacement, adjustment, removal or disposal of:","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Personal And Advertising Injury","where":"base-form","citation":{"page":142,"quote":"o. Personal And Advertising Injury \"Bodily injury\" arising out of \"personal and advertising injury\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Electronic Data","where":"base-form","citation":{"page":142,"quote":"p. Electronic Data Damages arising out of the loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate electronic data.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Recording And Distribution Of Material Or Information In Violation Of Law","where":"base-form","citation":{"page":143,"quote":"q. Recording And Distribution Of Material Or Information In Violation Of Law \"Bodily injury\" or \"property damage\" arising directly or indirectly out of any action or omission that violates or is alleged to violate:","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Knowing Violation Of Rights Of Another","where":"base-form","citation":{"page":144,"quote":"a. Knowing Violation Of Rights Of Another \"Personal and advertising injury\" caused by or at the direction of the insured with the knowledge that the act would violate the rights of another and would inflict \"personal and advertising injury\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Material Published With Knowledge Of Falsity","where":"base-form","citation":{"page":144,"quote":"b. Material Published With Knowledge Of Falsity \"Personal and advertising injury\" arising out of oral or written publication, in any manner, of material, if done by or at the direction of the insured with knowledge of its falsity.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Material Published Prior To Policy Period","where":"base-form","citation":{"page":144,"quote":"c. Material Published Prior To Policy Period \"Personal and advertising injury\" arising out of oral or written publication, in any manner, of material whose first publication took place before the beginning of the policy period.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Criminal Acts","where":"base-form","citation":{"page":144,"quote":"d. Criminal Acts \"Personal and advertising injury\" arising out of a criminal act committed by or at the direction of the insured.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Contractual Liability","where":"base-form","citation":{"page":144,"quote":"e. Contractual Liability \"Personal and advertising injury\" for which the insured has assumed liability in a contract or agreement.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Breach Of Contract","where":"base-form","citation":{"page":144,"quote":"f. Breach Of Contract \"Personal and advertising injury\" arising out of a breach of contract, except an implied contract to use another's advertising idea in your 'advertisement\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Quality Or Performance Of Goods — Failure To Conform To Statements","where":"base-form","citation":{"page":144,"quote":"g. Quality Or Performance Of Goods — Failure To Conform To Statements 'Personal and advertising injury\" arising out of the failure of goods, products or services to conform with any statement of quality or performance made in your 'advertisement\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Wrong Description Of Prices","where":"base-form","citation":{"page":144,"quote":"h. Wrong Description Of Prices injury\" arising out of the price of goods, stated in your 'Personal and advertising the wrong description of products or services 'advertisement\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Infringement Of Copyright, Patent, Trademark Or Trade Secret","where":"base-form","citation":{"page":145,"quote":"i. Infringement Of Copyright, Patent, Trademark Or Trade Secret \"Personal and advertising injury\" arising out of the infringement of copyright, patent, trademark, trade secret or other intellectual property rights.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Insureds In Media And Internet Type Businesses","where":"base-form","citation":{"page":145,"quote":"j. Insureds In Media And Internet Type Businesses 'Personal and advertising injury\" committed by an insured whose business is: (1) Advertising, broadcasting, publishing or telecasting","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Electronic Chatrooms Or Bulletin Boards","where":"base-form","citation":{"page":145,"quote":"k. Electronic Chatrooms Or Bulletin Boards \"Personal and advertising injury\" arising out of an electronic chatroom or bulletin board the insured hosts, owns, or over which the insured exercises control.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Unauthorized Use Of Another's Name Or Product","where":"base-form","citation":{"page":145,"quote":"l. Unauthorized Use Of Another's Name Or Product \"Personal and advertising injury\" arising out of the unauthorized use of another's name or product in your e-mail address, domain name or metatag, or any other similar tactics to mislead another's potential customers.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Pollution","where":"base-form","citation":{"page":145,"quote":"m. Pollution \"Personal and advertising injury\" arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of \"pollutants\" at any time.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Pollution-related","where":"base-form","citation":{"page":145,"quote":"n. Pollution-related Any loss, cost or expense arising out of any: (1) Request, demand, order or statutory or regulatory requirement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"War","where":"base-form","citation":{"page":145,"quote":"a. War \"Personal and advertising injury\", however caused, arising, directly or indirectly, out of: (1) War, including undeclared or civil war","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Recording And Distribution Of Material Or Information In Violation Of Law","where":"base-form","citation":{"page":144,"quote":"p. Recording And Distribution Of Material Or Information In Violation Of Law \"Personal and advertising injury\" arising directly or indirectly out of any action or omission that violates or is alleged to violate:","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Medical Expense - Any Insured","where":"base-form","citation":{"page":145,"quote":"a. Any Insured To any insured, except 'Volunteer workers\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Medical Expense - Hired Person","where":"base-form","citation":{"page":146,"quote":"b. Hired Person To a person hired to do work for or on behalf of any insured or a tenant of any insured.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Medical Expense - Injury On Normally Occupied Premises","where":"base-form","citation":{"page":146,"quote":"c. Injury On Normally Occupied Premises To a person injured on that part of premises you own or rent that the person normally occupies.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Medical Expense - Workers' Compensation And Similar Laws","where":"base-form","citation":{"page":146,"quote":"d. Workers' Compensation And Similar Laws To a person, whether or not an \"employee\" of any insured, if benefits for the \"bodily injury\" are payable or must be provided under a workers' compensation or disability benefits law or a similar law.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Medical Expense - Athletics Activities","where":"base-form","citation":{"page":146,"quote":"e. Athletics Activities To a person injured while practicing, instructing or participating in any physical exercises or games, sports, or athletic contests.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Medical Expense - Products-Completed Operations Hazard","where":"base-form","citation":{"page":146,"quote":"f. Products-Completed Operations Hazard Included within the \"products-completed operations hazard\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Medical Expense - Coverage A Exclusions","where":"base-form","citation":{"page":146,"quote":"g. Coverage A Exclusions Excluded under Coverage A.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 00 01","carrierNoticedReduction":false},{"label":"Pollution","where":"endorsement","citation":{"page":162,"quote":"SUDDEN & ACCIDENTAL POLLUTION THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TOTAL POLLUTION EXCLUSION WITH A BUILDING HEATING, COOLING AND DEHUMIDIFYING EQUIPMENT EXCEPTION, HOSTILE FIRE EXCEPTION, AND SHORT—TERM DISCHARGE EXCEPTION","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1114-A","carrierNoticedReduction":false},{"label":"Unintentional Failure to Disclose Hazards","where":"endorsement","citation":{"page":164,"quote":"Unintentional Failure to Disclose Hazards","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1054-A","carrierNoticedReduction":false},{"label":"Fungi Or Bacteria","where":"endorsement","citation":{"page":165,"quote":"Fungi Or Bacteria Exclusion Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1171-A","carrierNoticedReduction":false},{"label":"Additional Insured — Automatic — Owners, Lessees Or Contractors","where":"endorsement","citation":{"page":166,"quote":"Bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of the rendering of, or failure to render, any professional architectural, engineering or surveying services including: a. The preparing, approving or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or b. Supervisory, inspection, architectural or engineering activities.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1 175-F CW","carrierNoticedReduction":false},{"label":"Limited Contractual Liability","where":"endorsement","citation":{"page":168,"quote":"Paragraph f. does not include that part of any contract or agreement: (1) That indemnifies a railroad for 'bodily injury\" or \"property damage\" arising out of construction or demolition operations, within 50 feet of any railroad property and affecting any railroad bridge or trestle, tracks, roadbeds, tunnel, underpass or crossing; (2) That indemnifies an architect, engineer or surveyor for injury or damage arising out of: (a) Preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports. surveys, field orders, change orders or drawings and specifications; or (b) Giving directions or instructions, or failing to give them, if that is the primary cause of the injury or damage; (3) Under which the insured, if an architect, engineer or surveyor, assumes liability for an injury or damage arising out of the insured's rendering or failure to render professional services","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1180-A CW","carrierNoticedReduction":false},{"label":"Exclusion — Exterior Insulation and Finish Systems on Residential or Frame Buildings","where":"endorsement","citation":{"page":169,"quote":"This insurance does not apply to \"bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of, caused by, or attributable, whether in whole or in part, to the following: 1. The design, manufacture, construction, fabrication, preparation, distribution and sale, installation, application, maintenance or repair, including remodeling, service, correction or replacement, of any \"exterior insulation and finish system\" or any part thereof, or any substantially similar system or any part thereof, including the application or use of conditioners, primers, accessories, flashings, coatings, caulking or sealants in connection with such a system, on any \"residential building construction\" or \"frame building\"; or 2. \"Your product\" or \"your work\" with respect to any exterior component, fixture or feature of any structure if an \"exterior insulation and finish system\", or any substantially similar system, is used on the part of that \"residential building construction\" or \"frame building\" containing that component, fixture or feature.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1 265-B CW","carrierNoticedReduction":false},{"label":"Lead Liability Exclusion","where":"endorsement","citation":{"page":177,"quote":"This insurance does not apply to: Lead (1) \"Bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of, resulting from, caused by or related to: the actual, alleged or threatened: (a) Exposure to or existence of lead, paint containing lead, or any other material, product or substance containing lead; or (b) Manufacture, distribution, sale, resale, re-branding, installation, repair, removal, encapsulation, abatement, replacement or handling of lead, paint containing lead, or any other material, product or substance containing lead","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1342-A CW","carrierNoticedReduction":false},{"label":"Asbestos Exclusion","where":"endorsement","citation":{"page":178,"quote":"This insurance does not apply to: Asbestos A. \"Bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of or which would not have occurred, in whole or in part, but for the actual, alleged or threatened discharge, dispersal, release, leakage, leaching, friability, flaking, escape or presence of asbestos, regardless of whether any other cause, event, material or product contributed concurrently or in any sequence to the injury or damage","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GC-1178-A CW","carrierNoticedReduction":false},{"label":"Damage to the Project Exclusion","where":"endorsement","citation":{"page":181,"quote":"Solely with respect to any \"designated project\", exclusion j. of Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability is replaced by the following: 2. Exclusions This insurance does not apply to: j. Damage to Property \"Property damage\" to: (1) Property you own, rent, or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property for any reason, including prevention of injury to a person or damage to another's property; (2) Premises you sell, give away or abandon, if the \"property damage\" arises out of any part of those premises; (3) Property loaned to you; (4) Personal property in the care, custody or control of any insured; (5) Any part of any \"designated project(s)\", including materials, machinery and equipment intended to become a part of the \"designated project(s)\", if such \"property damage\" occurs during the course of construction; or (6) That particular part of any property that must be restored, repaired or replaced because \"your work\" was incorrectly performed on it.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1301-B-CW","carrierNoticedReduction":false},{"label":"Limitation of Coverage to Designated Project(s)","where":"endorsement","citation":{"page":182,"quote":"1. The insurance provided by this policy applies only to \"bodily injury\", \"property damage\", \"personal and advertising injury\" and medical expenses arising out of the \"designated project(s)\" shown in the SCHEDULE above. 2. For purposes of this insurance, \"Designated Project\" does not include: (1) \"Your work\" at other projects or project site(s) or locations not shown in the SCHEDULE above; (2) Your other operations that are not connected to or do not emanate from the project shown in the SCHEDULE above, including operations at your permanent locations","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"U-GL-1 305- A CW","carrierNoticedReduction":false},{"label":"Electronic Data Liability","where":"endorsement","citation":{"page":189,"quote":"Loss Of Electronic Data Limit: $2,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":2000000,"formNumber":"CG 04370514","carrierNoticedReduction":false},{"label":"Total Pollution Exclusion with Building Heating, Cooling and Dehumidifying Equipment Exception and Hostile Fire Exception","where":"endorsement","citation":{"page":191,"quote":"Exclusion f. under Paragraph 2. Exclusions of Section — Coverage A — Bodily Injury And Property Damage Liability is replaced by the following: This insurance does not apply to: t. Pollution (1) \"Bodily injury' or \"property damage\" which would not have occurred in whole or part but for the actual, alleged or threatened discharge, dispersal, seepage, migration, release or es cape of \"pollutants\" at any time.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG 27 65 12 04","carrierNoticedReduction":false},{"label":"Exclusion — Contractors — Professional Liability","where":"endorsement","citation":{"page":192,"quote":"The following exclusion is added to Paragraph 2. Exclusions of Section I — Coverage A — Bodily Injury And Property Damage Liability and Paragraph 2. Exclusions of Section I — Coverage B — Personal And Advertising Injury Liability: 1. This insurance does not apply to bodily injury', \"property damage\" or \"personal and advertising injury\" arising out of the rendering of or failure to render any professional services by you or on your behalf, but only with respect to either or both of the following operations: a. Providing engineering, architectural or surveying services to others in your capacity as an engineer, architect or surveyor; and b. Providing, or hiring independent professionals to provide, engineering, architectural or surveying services in connection with construction work you perform.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG22790413","carrierNoticedReduction":false},{"label":"Employment-Related Practices Exclusion","where":"endorsement","citation":{"page":195,"quote":"The following exclusion is added to Paragraph 2., Exclusions of Section I — Coverage A — Bodily In jury And Property Damage Liability: This insurance does not apply to: Bodily injury' to: (1) A person arising out of any: (a) Refusal to employ that person; (b) Termination of that persons employment; or (c) Employment-related practices, policies, acts or omissions, such as coercion, demotion, evaluation, reassig nment, discipline, defa mation, harassment, humiliation, discrimi na tion or malicious prosecution directed at that person","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CG26391207","carrierNoticedReduction":false}],"formsSchedule":[{"title":{"value":"Commercial General Liability Coverage Part Declarations","citation":{"page":135,"quote":"COMMERCIAL GENERAL LIABILITY COVERAGE PART DECLARATIONS","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"9/04","citation":{"page":135,"quote":"U-GL-D-1 115-B CW (9/04)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"U-GL-D-1115-B CW","citation":{"page":135,"quote":"U-GL-D-1 115-B CW (9/04)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Fellow Employee Coverage — Designated Employees/Positions","citation":{"page":136,"quote":"Fellow Employee Coverage — Designated Employees/ Positions","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"09/08","citation":{"page":136,"quote":"U-GL-1364-A CW (09/08)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"U-GL-1364-A CW","citation":{"page":136,"quote":"U-GL-1364-A CW (09/08)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Designated Project — Declarations","citation":{"page":137,"quote":"Designated Project – Declarations","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/13","citation":{"page":137,"quote":"U-GL-D-1 306-B CW (01/1 3)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"U-GL-D-1306-B CW","citation":{"page":137,"quote":"U-GL-D-1 306-B CW (01/1 3)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Commercial General Liability Coverage Form","citation":{"page":139,"quote":"COMMERCIAL GENERAL LIABILITY COVERAGE FORM","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"04 13","citation":{"page":139,"quote":"CG 00 01 0413","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CG 00 01 04 13","citation":{"page":139,"quote":"CG 00 01 0413","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Named Insured — OCIP","citation":{"page":154,"quote":"NAMED INSURED – OCIP","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/02","citation":{"page":154,"quote":"U-GL-1114-A CW (10/ 02)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"U-GL-1114-A CW","citation":{"page":154,"quote":"U-GL-1114-A CW (10/ 02)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Unintentional Failure to Disclose Hazards","citation":{"page":164,"quote":"Unintentional Failure to Disclose Hazards","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"12/01","citation":{"page":164,"quote":"U-GL-1054-A CW (12/01)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"U-GL-1054-A CW","citation":{"page":164,"quote":"U-GL-1054-A CW (12/01)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"attachmentPoint":null,"retroactiveDate":{"value":"NONE","citation":{"page":135,"quote":"Item 3. Retroactive Date (CG 00 02 ONLY) This insurance does not apply to \"bodily injury\", \"property damage\" or \"personal and advertising injury\" offense which occurs before the Retroactive Date, if any, shown here: NONE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"underlyingSchedule":[],"defenseInsideLimits":"no","defenseInsideLimitsSource":{"page":139,"quote":"Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"dropsDownOnUnderlyingExhaustion":"unknown","dropsDownOnUnderlyingExhaustionSource":null},"needsHuman":null,"citationAudit":{"total":102,"failures":[{"page":154,"path":"formsSchedule.4.formNumber.citation","quote":"U-GL-1114-A CW (10/ 02)","status":"found-on-other-page"},{"page":154,"path":"formsSchedule.4.edition.citation","quote":"U-GL-1114-A CW (10/ 02)","status":"found-on-other-page"},{"page":140,"path":"restrictions.23.citation","quote":"f. Pollution (1) \"Bodily injury' or 'property damage\" arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of \"pollutants\":","status":"found-on-other-page"},{"page":141,"path":"restrictions.27.citation","quote":"j. Damage To Property \"Property damage\" to: (1) Property you own, rent, or occupy","status":"found-on-other-page"},{"page":142,"path":"restrictions.28.citation","quote":"k. Damage To Your Product \"Property damage' to \"your product\" arising out of it or any part of it.","status":"found-on-other-page"},{"page":142,"path":"restrictions.29.citation","quote":"l. Damage To Your Work \"Property damage\" to \"your work\" arising out of it or any part of it and included in the \"products- completed operations hazard\".","status":"found-on-other-page"},{"page":142,"path":"restrictions.32.citation","quote":"o. Personal And Advertising Injury \"Bodily injury\" arising out of \"personal and advertising injury\".","status":"found-on-other-page"},{"page":142,"path":"restrictions.33.citation","quote":"p. Electronic Data Damages arising out of the loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate electronic data.","status":"found-on-other-page"},{"page":144,"path":"restrictions.50.citation","quote":"p. Recording And Distribution Of Material Or Information In Violation Of Law \"Personal and advertising injury\" arising directly or indirectly out of any action or omission that violates or is alleged to violate:","status":"found-on-other-page"},{"page":145,"path":"restrictions.51.citation","quote":"a. Any Insured To any insured, except 'Volunteer workers\".","status":"found-on-other-page"}],"notFound":0,"verified":92,"verifiedExact":86,"pageUnreadable":0,"foundOnOtherPage":10},"additionalPolicies":[{"id":"ut-system-rocip-program_multi-carrier_2017-2023#p198","role":"excess","term":{"effective":{"value":"2017-08-01","citation":{"page":198,"quote":"From: 08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":198,"quote":"From: 08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"notes":"1. Attachment point: The declarations page does not print a single explicit 'attachment point' figure. The policy defines 'retained limit' as 'the total applicable limits of all underlying policies' (page 6). The underlying schedule shows two policies: General Liability (GLO 4353409-00, $2,000,000 per occurrence / $5,000,000 aggregate) and Employer's Liability (WC0183286, $1,000,000 each employee/accident/policy limit). The attachment point field above reflects the GL per-occurrence limit as the primary layer, which is the figure most relevant for tower purposes, but the true retained limit is the combined total of all underlying limits per the policy definition. A downstream step must calculate the combined retained limit.\n2. Defense inside limits: This policy follows the form of the followed policy (GLO 4353409-00, Zurich American, General Liability). The Schedule of Underlying states 'Defense Treatment: Outside the Limit' for both underlying policies (page 7). The excess policy form states defense costs operate identically to the followed policy. On that basis, defense is outside the limit. However, since the full underlying GL policy form was not provided in this packet, confidence on this determination is medium.\n3. Drops down: The policy states it has the 'right and duty to defend' once underlying limits are exhausted (page 5), indicating it does drop down upon underlying exhaustion. However, Section II (page 4) states obligations attach only after the retained limit has 'in fact been exhausted by payment... by or on behalf of the underlying insurers,' and the risk of uncollectability is retained by the insured. This limits drop-down to actual payment exhaustion, not insolvency.\n4. Per-project aggregate: The Limits of Insurance Construction Modification endorsement (Manuscript, pages 19-21) establishes a per-project products-completed operations aggregate of $25,000,000 for projects with construction value in excess of $100,000,000, and a single total products-completed operations aggregate of $25,000,000 for all projects with construction value of $100,000,000 or less, subject to an overall Policy Aggregate Products-Completed Operations Maximum Limit of $125,000,000 (page 20).\n5. The forms schedule lists two 'Manuscript' forms without distinct form numbers. They are listed separately as they have different titles.\n6. The binder pages (23-30) are Zurich documents attached pursuant to FF-XS-005-07/2014 (the issuance-prior-to-receipt endorsement) and are not the Berkshire Hathaway policy itself. Values from those pages have not been extracted as policy terms.\n7. Act of Terrorism Self-Insured Retention (CL-UN-083-01/2015, page 11) shows a blank dollar amount for the terrorism SIR. No figure is printed, so no SIR value is extracted.","limits":{"eachOccurrence":{"value":25000000,"citation":{"page":198,"quote":"A. Per Occurrence $25,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":198,"quote":"B. Aggregate Limit, except Auto: $25,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"perProjectAggregate":{"value":25000000,"citation":{"page":216,"quote":"Per Project Products-Completed Operations Aggregate Limit of Insurance (Applicable to Each Construction Project With Construction Value In Excess of $100,000,000): a. $25,000,000 (During the Policy Period); and b. $25,000,000 (Products Completed Operations Extension Period)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":{"value":25000000,"citation":{"page":198,"quote":"C. Products-Completed Operations Aggregate Limit: $25,000,000","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"carrier":{"value":"Berkshire Hathaway Specialty Insurance Company","citation":{"page":198,"quote":"Berkshire Hathaway Specialty Insurance Company\n1314 Douglas Street, Suite 1400\nOmaha, NE 68102-1944","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formBasis":"occurrence","retention":{"applies":"unknown","deductible":null,"selfInsuredRetention":null},"confidence":"medium","documentIds":["ut-system-rocip-program_multi-carrier_2017-2023"],"namedInsured":{"value":"The University Of Texas System","citation":{"page":198,"quote":"Named Insured: The University Of Texas System","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"47-XSF-304056-01","citation":{"page":198,"quote":"Policy No.: 47-XSF-304056-O1","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"restrictions":[{"label":"Violation of Communication or Information Law Exclusion","where":"endorsement","citation":{"page":205,"quote":"The following exclusion is added to the policy: Violation of Communication or Information Law This policy does not provide coverage for any act that violates any statute, ordinance or regulation of any federal, state or local government, including any amendment of or addition to such laws that prohibits or limits the sending, transmitting or communicating of material or information.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CLP-UN-O1O-07/2013","carrierNoticedReduction":false},{"label":"Securities Exclusion","where":"endorsement","citation":{"page":206,"quote":"The following exclusion is added to the policy: Securities This policy does not provide coverage for any \"bodily injury\", \"property damage\" or \"personal and advertising injury\" arising out of: 1. Any violation of any securities law or similar law or any regulation promulgated thereunder; 2. The purchase, sale, offer of sale or solicitation of any security, debt, insurance policy, bank deposit or financial interest or instrument; 3. Any representations made at any time in relation to the price or value of any security, debt, insurance policy, bank deposit or financial interest or instrument; or 4. Any depreciation or decline in price or value of any security, debt, insurance policy, bank deposit or financial interest or instrument.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CLP-UN-017-07/2013","carrierNoticedReduction":false},{"label":"Workers' Compensation and Similar Laws Exclusion","where":"endorsement","citation":{"page":210,"quote":"The following exclusion is added the policy: Workers' Compensation And Similar Laws This insurance does not apply to any \"bodily injury\", \"property damage\", \"personal and advertising injury\" or any other loss, cost, defense fee, expense, injury, damage, claim, dispute or \"suit\" caused by, resulting from, or with respect to any obligation of the insured under a workers' compensation, disability benefits or unemployment compensation law or any similar law.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"FFP-XS-013-07/2014","carrierNoticedReduction":false},{"label":"Confidential or Personal Information Disclosure Exclusion","where":"endorsement","citation":{"page":211,"quote":"Confidential or Personal Information Disclosure Exclusion This policy does not apply to \"bodily injury\", \"property damage\", \"personal and advertising injury\", or any other loss, cost, defense fee, expense, injury, damage, claim, dispute or \"suit\", however caused, in whole or in part arising out of, resulting from, or in any way related to any actual or alleged: a. unauthorized or improper access to, collection, use or disclosure of, or failure to protect any non-public confidential or personal information in the form of \"electronic data\", including, but not limited to, any patents, trade secrets, processing methods, customer lists, financial information, credit card information, health information, or any other type of non-public information; b. violation of any statute, regulation, common-law, or any other law regulating or protecting access to, collection, use or disclosure of, or failure to protect any non-public confidential or personal information in the form of \"electronic data\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"FF-X5-026-02/2016","carrierNoticedReduction":false},{"label":"Cap on Losses from Certified Acts of Terrorism","where":"endorsement","citation":{"page":213,"quote":"If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insurance Act exceed $100 billion in a Calendar Year and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion, and in such case insured losses up to that amount are subject to pro rata allocation in accordance with procedures established by the Secretary of the Treasury.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":100000000000,"formNumber":"CLUN-075-12/2016","carrierNoticedReduction":false}],"formsSchedule":[{"title":{"value":"Follow Form Excess Liability Common Policy Declarations","citation":{"page":200,"quote":"Follow Form Excess Liability Common Policy Declarations","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/2014","citation":{"page":200,"quote":"FF-XS-DEC-10/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"FF-XS-DEC-10/2014","citation":{"page":200,"quote":"FF-XS-DEC-10/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Forms Schedule","citation":{"page":200,"quote":"Forms Schedule","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"07/2013","citation":{"page":200,"quote":"CLP-UN-016-07/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CLP-UN-016-07/2013","citation":{"page":200,"quote":"CLP-UN-016-07/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Follow Form Excess Liability Policy","citation":{"page":200,"quote":"Follow Form Excess Liability Policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/2014","citation":{"page":200,"quote":"FFP-XS-OO1-1O/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"FFP-XS-001-10/2014","citation":{"page":200,"quote":"FFP-XS-OO1-1O/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Schedule of Underlying","citation":{"page":200,"quote":"Schedule of Underlying","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"11/2014","citation":{"page":200,"quote":"FFP-XS-OO2-11/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"FFP-XS-002-11/2014","citation":{"page":200,"quote":"FFP-XS-OO2-11/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Violation of Communication or Information Law Exclusion","citation":{"page":200,"quote":"Violation of Communication or Information Law Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"07/2013","citation":{"page":200,"quote":"CLP-UN-O1O-07/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CLP-UN-010-07/2013","citation":{"page":200,"quote":"CLP-UN-O1O-07/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Securities Exclusion","citation":{"page":200,"quote":"Securities Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"07/2013","citation":{"page":200,"quote":"CLP-U N-017-07/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CLP-UN-017-07/2013","citation":{"page":200,"quote":"CLP-U N-017-07/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Products Completed Operations Extension Endorsement","citation":{"page":200,"quote":"Products Completed Operations Extension Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"11/2013","citation":{"page":200,"quote":"CLP-UN-078-11/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CLP-UN-078-11/2013","citation":{"page":200,"quote":"CLP-UN-078-11/2013","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Act of Terrorism Self-Insured Retention Endorsement","citation":{"page":200,"quote":"Act of Terrorism Self-Insured Retention Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/2015","citation":{"page":200,"quote":"CL-UN-083-01/2015","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CL-UN-083-01/2015","citation":{"page":200,"quote":"CL-UN-083-01/2015","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Workers' Compensation and Similar Laws Exclusion","citation":{"page":200,"quote":"Workers' Compensation and Similar Laws Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"07/2014","citation":{"page":200,"quote":"FFP-XS-013-07/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"FFP-XS-013-07/2014","citation":{"page":200,"quote":"FFP-XS-013-07/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Confidential or Personal Information Disclosure Exclusion Endorsement","citation":{"page":200,"quote":"Confidential or Personal Information Disclosure Exclusion Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"02/2016","citation":{"page":200,"quote":"FF-XS-026-02/2016","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"FF-XS-026-02/2016","citation":{"page":200,"quote":"FF-XS-026-02/2016","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Cap On Losses From Certified Acts of Terrorism (ISO Based)","citation":{"page":200,"quote":"Cap On Losses From Certified Acts of Terrorism f ISO Based)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"12/2016","citation":{"page":200,"quote":"CL-UN-075-12/2016","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CL-UN-075-12/2016","citation":{"page":200,"quote":"CL-UN-075-12/2016","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Composite Rate Endorsement","citation":{"page":200,"quote":"Manuscript Composite Rate Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":null,"formNumber":{"value":"Manuscript","citation":{"page":200,"quote":"Manuscript","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Limits of Insurance Construction Modification","citation":{"page":200,"quote":"Manuscript Limits of Insurance Construction Modification","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":null,"formNumber":{"value":"Manuscript","citation":{"page":200,"quote":"Manuscript","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Issuance of Follow Form Excess Policy Prior to Issuance or Receipt of the Followed Policy","citation":{"page":200,"quote":"Issuance of Follow Form Excess Policy Prior to Issuance or Receipt of the\nFollowed Policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"07/2014","citation":{"page":200,"quote":"FF-XS-005-07/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"FF-XS-005-07/2014","citation":{"page":200,"quote":"FF-XS-005-07/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"attachmentPoint":{"value":2000000,"citation":{"page":204,"quote":"General Liability Zurich American Insurance Company 08/01/2017 to 08/01/2023 Policy #GLO 4353409-00 $2,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"},"retroactiveDate":null,"underlyingSchedule":[{"carrier":{"value":"Zurich American Insurance Company","citation":{"page":204,"quote":"Zurich American Insurance Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"coverage":{"value":"General Liability","citation":{"page":204,"quote":"General Liability","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":204,"quote":"08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":204,"quote":"08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"GLO 4353409-00","citation":{"page":204,"quote":"Policy #GLO 4353409-00","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":2000000,"citation":{"page":204,"quote":"$2,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":5000000,"citation":{"page":204,"quote":"$5,000,000 General Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"carrier":{"value":"Zurich American Insurance Company","citation":{"page":204,"quote":"Zurich American Insurance Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"coverage":{"value":"Employer's Liability","citation":{"page":204,"quote":"Employer's Liability","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":204,"quote":"08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":204,"quote":"08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"WC0183286","citation":{"page":204,"quote":"Policy #WC0183286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":1000000,"citation":{"page":204,"quote":"$1,000,000 Each Accident","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":null}],"defenseInsideLimits":"no","defenseInsideLimitsSource":{"page":201,"quote":"Defense costs and expenses shall operate in an identical manner to the \"followed policy\".","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"dropsDownOnUnderlyingExhaustion":"yes","dropsDownOnUnderlyingExhaustionSource":{"page":202,"quote":"Notwithstanding the foregoing, we will have the right and duty to defend any claim made or suit brought or proceeding instituted against an \"insured\" to which this policy applies if the applicable limits of \"underlying policies\" have been exhausted in accordance with Section I — COVERAGE.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},{"id":"ut-system-rocip-program_multi-carrier_2017-2023#p265","role":"excess","term":{"effective":{"value":"2017-08-01","citation":{"page":265,"quote":"From: 08/01/2017 to 08/01/2023 both days at 12:01 a.m.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":265,"quote":"From: 08/01/2017 to 08/01/2023 both days at 12:01 a.m.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"notes":"1. Policy is a Following Form Excess Liability Policy (form XSM-43896) issued by Indemnity Insurance Company of North America (Chubb). It sits excess of the lead underlying policy 47-XSF-304056-01 issued by Berkshire Hathaway Specialty Insurance. 2. The defense inside limits question cannot be answered from this policy alone: the policy expressly delegates the answer to the Lead Underlying Policy ('Defense costs and expenses shall operate in an identical manner to the Lead Underlying Policy'). The Lead Underlying Policy was not provided; therefore defenseInsideLimits is unknown. 3. The drops-down field is answered 'no' based on the explicit language in Insuring Agreement 1 that this policy shall not drop down for excluded or limited coverage under the other underlying policies listed in Item 2(b); however, the lead underlying form itself does contemplate that upon exhaustion of underlying limits this policy continues in force as Lead Underlying Insurance (page 5), which is exhaustion-triggered drop-down only. The explicit 'shall not drop down' language cited addresses gaps from other underlying policies, not exhaustion of the lead underlying. Confidence is medium because the drop-down language is nuanced and the Lead Underlying Policy is not provided. 4. The Schedule of Underlying Insurance (form XSM-43898, page 3) shows only one underlying policy (the lead umbrella, 47-XSF-304056-01, Berkshire Hathaway Specialty Insurance). Item 2(b) on the declarations page states 'N/A' for all other underlying policies excess of the lead umbrella. 5. The productsCompletedOpsAggregate of $25,000,000 appears on the Schedule of Underlying Insurance page (page 3) as a limit of the underlying policy, not of this excess policy itself; the excess declarations (Item 3) print only Each Occurrence and Aggregate. Accordingly, productsCompletedOpsAggregate is omitted from this policy's limits. 6. The premium figures are redacted/blank on page 2. 7. The form number on the declarations page (Item 8) reads 'XSM-43896 (01/15)'; the schedule of endorsements lists 'XSM43896 (01/15)' (no hyphen). Both are transcribed as printed. 8. Endorsement 001 form number appears as 'CC-i Kllh' in the text (possible scan artifact); the actual endorsement document on page 10 shows 'CC-1K11h (03/14)'. Both are noted; the schedule entry uses the text as printed on page 2.","limits":{"eachOccurrence":{"value":25000000,"citation":{"page":265,"quote":"USD $ 25,000,000 Each Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":265,"quote":"USD $ 25,000,000 Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"perProjectAggregate":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},"carrier":{"value":"Indemnity Insurance Company of North America","citation":{"page":265,"quote":"Issuing Company: Indemnity Insurance Company of North America","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formBasis":"occurrence","retention":{"applies":"unknown","deductible":null,"selfInsuredRetention":null},"confidence":"medium","documentIds":["ut-system-rocip-program_multi-carrier_2017-2023"],"namedInsured":{"value":"The Board of Regents of the University of Texas System","citation":{"page":265,"quote":"Named Insured: The Board of Regents of the University of Texas System","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"XSM G46798673 001","citation":{"page":265,"quote":"Policy Number: XSM G46798673 001","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"restrictions":[{"label":"Asbestos Exclusion","where":"endorsement","citation":{"page":275,"quote":"This insurance does not apply to any loss, demand, claim or suit arising out of or related to asbestos or asbestos-containing materials.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"XSM-43899","carrierNoticedReduction":false},{"label":"Asbestos Exclusion","where":"endorsement","citation":{"page":275,"quote":"This insurance does not apply to any loss, demand, claim or suit arising out of or related to asbestos or asbestos-containing materials.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"XSM-43899","carrierNoticedReduction":false},{"label":"Cap On Losses from Certified Acts Of Terrorism","where":"endorsement","citation":{"page":276,"quote":"If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insurance Act exceed $100 billion in a calendar year and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":100000000,"formNumber":"XSC-27522a","carrierNoticedReduction":false},{"label":"Trade or Economic Sanctions Exclusion","where":"endorsement","citation":{"page":278,"quote":"This insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit us from providing insurance, including, but not limited to, the payment of claims.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"ALL-21101","carrierNoticedReduction":false}],"formsSchedule":[{"title":{"value":"Notice to Policyholders Texas","citation":{"page":266,"quote":"Notice to Policyholders Texas","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"02/13","citation":{"page":266,"quote":"ALL-38009 (02/1 3)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"ALL-38009","citation":{"page":266,"quote":"ALL-38009 (02/1 3) Notice to Policyholders Texas","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Schedule of Underlying Insurance","citation":{"page":266,"quote":"Schedule of Underlying Insurance","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/15","citation":{"page":266,"quote":"XSM-43898 (01/1 5)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XSM-43898","citation":{"page":266,"quote":"XSM-43898 (01/1 5) Schedule of Underlying Insurance","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Following Form Excess Liability Coverage","citation":{"page":266,"quote":"Following Form Excess Liability Coverage","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/15","citation":{"page":266,"quote":"XSM43896 (01/15)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XSM43896","citation":{"page":266,"quote":"XSM43896 (01/15) Following Form Excess Liability Coverage","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Chubb Producer Compensation Practices & Policies","citation":{"page":266,"quote":"Chubb Producer Compensation Practices & Policies","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"03/16","citation":{"page":266,"quote":"ALL-20887a (03/16)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"ALL-20887a","citation":{"page":266,"quote":"ALL-20887a (03/16) Chubb Producer Compensation Practices & Policies","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"CHUBS Specialty Claims Loss Notification Form","citation":{"page":266,"quote":"CHUBS Specialty Claims Loss Notification Form","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"08/13","citation":{"page":266,"quote":"XS-28500a (08/13)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XS-28500a","citation":{"page":266,"quote":"XS-28500a (08/13) CHUBS Specialty Claims Loss Notification Form","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"U.S. Treasury Departments Office Of Foreign Assets Control (OFAC) Advisory Notice To Policyholders","citation":{"page":266,"quote":"U.S. Treasury Departments Office Of Foreign Assets Control (OFAC) Advisory Notice To Policyholders","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/04","citation":{"page":266,"quote":"IL P 001 (01/04)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"IL P 001","citation":{"page":266,"quote":"IL P 001 (01/04) U.S. Treasury Departments Office Of Foreign Assets Control (OFAC) Advisory Notice To Policyholders","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Signatures","citation":{"page":266,"quote":"Signatures","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"03/14","citation":{"page":266,"quote":"001 CC-i Kllh (03/14)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"},"formNumber":{"value":"CC-1K11h","citation":{"page":266,"quote":"001 CC-i Kllh (03/14) Signatures","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"}},{"title":{"value":"Asbestos Exclusion","citation":{"page":266,"quote":"Asbestos Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/15","citation":{"page":266,"quote":"XSM-43899 (01/15)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XSM-43899","citation":{"page":266,"quote":"002 XSM-43899 (01/15) Asbestos Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Cap On Losses from Certified Acts Of Terrorism","citation":{"page":266,"quote":"Cap On Losses from Certified Acts Of Terrorism","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/15","citation":{"page":266,"quote":"XSC-27522a (01/15)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XSC-27522a","citation":{"page":266,"quote":"003 XSC-27522a (01/15) Cap On Losses from Certified Acts Of Terrorism","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Disclosure Pursuant To Terrorism Risk Insurance Act","citation":{"page":266,"quote":"Disclosure Pursuant To Terrorism Risk Insurance Act","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"03/16","citation":{"page":266,"quote":"TRIA lid (03/16)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"},"formNumber":{"value":"TRIA 11d","citation":{"page":266,"quote":"004 TRIA lid (03/16) Disclosure Pursuant To Terrorism Risk Insurance Act","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"}},{"title":{"value":"Trade or Economic Sanctions Endorsement","citation":{"page":266,"quote":"Trade or Economic Sanctions Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"11/06","citation":{"page":266,"quote":"AII-21101 (11/06)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"AII-21101","citation":{"page":266,"quote":"005 AII-21101 (11/06) Trade or Economic Sanctions Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Other Insurance Endorsement","citation":{"page":266,"quote":"Other Insurance Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"08/17","citation":{"page":266,"quote":"MS-208330 (08/1 7)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"MS-208330","citation":{"page":266,"quote":"006 MS-208330 (08/1 7) Other Insurance Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"attachmentPoint":{"value":25000000,"citation":{"page":265,"quote":"Underlying Limits: a) USD $ 25,000,000 Each Occurrence (Insuring Agreement 2.) b) USD $ 25,000,000 Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"retroactiveDate":null,"underlyingSchedule":[{"carrier":{"value":"Berkshire Hathaway Specialty Insurance","citation":{"page":267,"quote":"Carrier: Berkshire Hathaway Specialty Insurance","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"coverage":{"value":"Lead Underlying Policy Limits","citation":{"page":267,"quote":"Lead Underlying Policy Limits","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"},"effective":{"value":"2017-08-01","citation":{"page":267,"quote":"Policy Period: 08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":267,"quote":"Policy Period: 08/01/2017 to 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"47-XSF-304056-01","citation":{"page":267,"quote":"Policy# 47-XSF-304056-01","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":25000000,"citation":{"page":267,"quote":"a) USD $25,000,000 Each Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":267,"quote":"b) USD $25,000,000 Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"defenseInsideLimits":"unknown","defenseInsideLimitsSource":{"page":269,"quote":"Defense costs and expenses shall operate in an identical manner to the Lead Underlying Policy as respects whether defense costs and expenses are included within the limits of liability or are in addition to the limits of liability.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"dropsDownOnUnderlyingExhaustion":"no","dropsDownOnUnderlyingExhaustionSource":{"page":268,"quote":"this Policy shall not drop down to apply in the place of such excluded or limited coverage and the Insured shall be considered as a self insurer to the extent that there is no other available insurance to cover the deficit.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},{"id":"ut-system-rocip-program_multi-carrier_2017-2023#p280","role":"excess","term":{"effective":{"value":"2017-08-01","citation":{"page":280,"quote":"From: August 1, 2017 to August 1, 2023 both days at 12:01 am. Standard Time at the address of the Named Insured.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":280,"quote":"From: August 1, 2017 to August 1, 2023 both days at 12:01 am. Standard Time at the address of the Named Insured.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"notes":"1. Policy title on page 1 is 'Following Form Excess Liability Policy'; role is excess. 2. The form basis 'occurrence' is read from the Marsh XSellence form designation '10/2014(Occ)' on page 1 footer. 3. Defense inside limits is unknown because the policy states defense costs operate in an identical manner to the Lead Underlying Policy, and the Lead Underlying Policy was not provided in this document set. 4. The underlying schedule on page 5 shows policy periods ending 08/31/2023, while the declarations page 1 states expiration 08/01/2023; this discrepancy is noted but values are transcribed as printed from their respective pages. 5. The GL policy number on page 5 is printed as 'GLOOJ 83287' which appears to be a scan rendering of 'GLO0183287' as listed on page 1; both are transcribed as printed. Confidence is medium for that policy number. 6. The WC policy number on page 5 is printed as 'WCO1 83286' which appears to be a scan rendering of 'WC0183286' as listed on page 1; confidence is medium. 7. The attachment point of $50,000,000 is read from Item 4 of the Declarations (Underlying Limits). 8. No deductible or SIR is stated for this policy itself. 9. The productsCompletedOpsAggregate is printed on the declarations as part of 'Aggregate Where Applicable' without a separate line; a distinct products/completed ops aggregate is not printed separately on the declarations page for this policy's own limits, so that field is omitted. 10. Page 22 contains a Liberty Mutual important notice that appears to be a misfiled or attached document referencing a different policy; it does not alter the Starr policy readings.","limits":{"eachOccurrence":{"value":25000000,"citation":{"page":280,"quote":"a) $ 25,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":280,"quote":"b) $ 25,000,000 Aggregate Where Applicable","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"perProjectAggregate":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},"carrier":{"value":"Starr Indemnity & Liability Company","citation":{"page":280,"quote":"Starr Indemnity & Liability Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formBasis":"occurrence","retention":{"applies":"unknown","deductible":null,"selfInsuredRetention":null},"confidence":"high","documentIds":["ut-system-rocip-program_multi-carrier_2017-2023"],"namedInsured":{"value":"University of Texas ROCIP VII and as more fully set forth in the Lead Underlying Policy","citation":{"page":280,"quote":"University of Texas ROCIP VII\nand as more fully set forth in the Lead Underlying Policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"1000023859","citation":{"page":280,"quote":"Policy No.: 1000023859","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"restrictions":[{"label":"Texas Pollution Amendatory","where":"endorsement","citation":{"page":289,"quote":"D. Pollution Ultimate net loss arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of pollutants","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"XS-369 TX","carrierNoticedReduction":false},{"label":"Texas Changes — Pollution Exclusion","where":"endorsement","citation":{"page":295,"quote":"D. Pollution 1. \"Ultimate Net Loss\" arising out of an actual, alleged or threatened 'pollution incident\" at any time.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"XS-363 TX","carrierNoticedReduction":false},{"label":"Limitation of Coverage to Designated Premises or Project","where":"endorsement","citation":{"page":298,"quote":"This insurance applies only to 'Ultimate Net Loss\" arising out of: 1. The ownership, maintenance or use of the premises shown in the Schedule and operations necessary or incidental to those premises; or 2. The project shown in the Schedule.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"XS-175","carrierNoticedReduction":false},{"label":"Certified Acts of Terrorism Coverage Excess of Retained Amount With Cap on Losses","where":"endorsement","citation":{"page":285,"quote":"Coverage provided by this Policy for sums which the Insured shall be legally obligated to pay as damages by reason of the liability covered by and as more fully defined in the Lead Underlying Policy and arising out of a \"certified act of terrorism\" applies in excess of the Certified Acts of Terrorism Retained Amount","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"XSM-343","carrierNoticedReduction":false}],"formsSchedule":[{"title":{"value":"Marsh XSellence Form 10/2014","citation":{"page":281,"quote":"Marsh XSellence Form 10/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/2014","citation":{"page":281,"quote":"Marsh XSellence Form 10/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"Marsh XSellence Form 10/2014","citation":{"page":281,"quote":"Marsh XSellence Form 10/2014","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Excess Liability Policy Schedule of Underlying Insurance","citation":{"page":281,"quote":"Excess Liability Policy Schedule of Underlying Insurance","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":null,"formNumber":{"value":"Excess Liability Policy Schedule of Underlying Insurance","citation":{"page":281,"quote":"Excess Liability Policy Schedule of Underlying Insurance","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Certified Acts of Terrorism XS Retained with Cap","citation":{"page":281,"quote":"Certified Acts of Terrorism XS Retained with Cap","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/16","citation":{"page":285,"quote":"XSM — 343 (01116)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XSM-343 (01/16)","citation":{"page":281,"quote":"Certified Acts of Terrorism XS Retained with Cap","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Disclosure Pursuant to Terrorism Act","citation":{"page":281,"quote":"Disclosure Pursuant to Terrorism Act","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01/2015","citation":{"page":287,"quote":"XSM -344 (01/201 5)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XSM-344 (01/2015)","citation":{"page":287,"quote":"XSM -344 (01/201 5)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Texas Pollution Amendatory","citation":{"page":281,"quote":"Texas Pollution Amendatory","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"05/09","citation":{"page":289,"quote":"XS — 369 TX (05109)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XS-369 TX (05/09)","citation":{"page":289,"quote":"XS — 369 TX (05109)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Texas Changes- Cancellation and Nonrenewal","citation":{"page":281,"quote":"Texas Changes- Cancellation and Nonrenewal","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/08","citation":{"page":292,"quote":"XS — 301 TX (10108)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XS-301 TX (10/08)","citation":{"page":292,"quote":"XS — 301 TX (10108)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Texas Changes- Pollution Exclusion","citation":{"page":281,"quote":"Texas Changes- Pollution Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"03/09","citation":{"page":295,"quote":"XS — 363 TX (03/09)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XS-363 TX (03/09)","citation":{"page":295,"quote":"XS — 363 TX (03/09)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Texas Changes","citation":{"page":281,"quote":"Texas Changes","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/08","citation":{"page":297,"quote":"XS — 331 TX (10108)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XS-331 TX (10/08)","citation":{"page":297,"quote":"XS — 331 TX (10108)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Limitation of Coverage to Designated Premises of Projects","citation":{"page":281,"quote":"Limitation of Coverage to Designated Premises of Projects","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"10/08","citation":{"page":298,"quote":"XS -175 (10108)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"XS-175 (10/08)","citation":{"page":298,"quote":"XS -175 (10108)","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"attachmentPoint":{"value":50000000,"citation":{"page":280,"quote":"a) $ 50,000,000 Per Occurrence\nb) $ 50,000,000 Aggregate Where Applicable\nwhich in turn is excess of any applicable limits and/or retentions\nas more fully set forth in the Lead Underlying Policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"retroactiveDate":null,"underlyingSchedule":[{"carrier":{"value":"Berkshire Hathaway Insurance Company","citation":{"page":284,"quote":"Carrier: Berkshire Hathaway Insurance Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"coverage":{"value":"Excess Liability","citation":{"page":284,"quote":"Coverage: Excess Liability","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-31","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"47-XSF-304056-01","citation":{"page":284,"quote":"Policy No.: 47-XSF-304056-01","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":25000000,"citation":{"page":284,"quote":"$25,000,000 Per Occurence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":null},{"carrier":{"value":"Zurich America","citation":{"page":284,"quote":"Carrier: Zurich America","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"coverage":{"value":"General Liability","citation":{"page":284,"quote":"Coverage: General Liability","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-31","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"GLO0183287","citation":{"page":284,"quote":"Policy No.: GLOOJ 83287","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"},"eachOccurrence":{"value":2000000,"citation":{"page":284,"quote":"$2,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":5000000,"citation":{"page":284,"quote":"$5,000,000 General Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"carrier":{"value":"Zurich America","citation":{"page":284,"quote":"Carrier: Zurich America","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"coverage":{"value":"WC/EL","citation":{"page":284,"quote":"Coverage: WC/EL","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-31","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"WC0183286","citation":{"page":284,"quote":"Policy No.: WCO1 83286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"medium"},"eachOccurrence":{"value":1000000,"citation":{"page":284,"quote":"$1,000,000 Bodily Injury By Accident- Each Occurence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":null},{"carrier":{"value":"Indemnity Insurance Company of North America","citation":{"page":284,"quote":"Carrier: Indeminity Insurance Company of North America","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"coverage":{"value":"Excess Liability","citation":{"page":284,"quote":"Coverage: Excess Liability","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-31","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"G46798673 001","citation":{"page":284,"quote":"Policy No.: G46798673 001","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":25000000,"citation":{"page":284,"quote":"$25,000,000 Per Occurence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":284,"quote":"$25,000,000 Aggregate Where Applicable","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"carrier":{"value":"Zurich America","citation":{"page":284,"quote":"Carrier: Zurich America","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"coverage":{"value":"General Liability","citation":{"page":284,"quote":"Coverage: General Liability","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-31","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"GL00183287","citation":{"page":284,"quote":"Policy No.: GL00183287","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":2000000,"citation":{"page":284,"quote":"$2,000,000 Per Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":5000000,"citation":{"page":284,"quote":"$5,000,000 General Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"carrier":{"value":"Zurich America","citation":{"page":284,"quote":"Carrier: Zurich America","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"coverage":{"value":"WC/EL","citation":{"page":284,"quote":"Coverage: WC/EL","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-31","citation":{"page":284,"quote":"Policy Period: 08/01/2017 to 08/31/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"WCO183286","citation":{"page":284,"quote":"Policy No.: WCO1 83286","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":1000000,"citation":{"page":284,"quote":"$1,000,000 Bodily Injury By Accident- Each Occurence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":1000000,"citation":{"page":284,"quote":"$1,000,000 Bodily Injury By Disease- Policy Limit","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"defenseInsideLimits":"unknown","defenseInsideLimitsSource":{"page":282,"quote":"Defense costs and expenses shall operate in an identical manner to the Lead Underlying Policy as respects whether defense costs and expenses are included within the limits of liability or are in addition to the limits of liability.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"dropsDownOnUnderlyingExhaustion":"yes","dropsDownOnUnderlyingExhaustionSource":{"page":282,"quote":"In the event of reduction or exhaustion of the applicable aggregate Underlying Limits by reason of sums paid thereunder as damages, whether by an Underlying Insurer or the Insured, then this Policy, subject to its terms, definitions, exclusions and conditions shall:- 1. in the event of reduction, pay in excess of such reduced Underlying Limits; 2. in the event of exhaustion, continue in force as Lead Underlying Insurance.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}},{"id":"ut-system-rocip-program_multi-carrier_2017-2023#p304","role":"excess","term":{"effective":{"value":"2017-08-01","citation":{"page":304,"quote":"From: 08/01/2017 to 08/01/2023 both days at 12:01 a.m.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":304,"quote":"From: 08/01/2017 to 08/01/2023 both days at 12:01 a.m.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},"notes":"Defense inside limits cannot be determined from this policy alone: the base form (CE 75 00 01 15) expressly defers to the Lead Underlying Policy (Berkshire Hathaway 47-XSF-304056-01) on this point, and that policy was not provided. The attachment point of $50,000,000 each occurrence / $50,000,000 aggregate is stated as the Underlying Limits in Item 4; the schedule of underlying insurance shows three layers beneath this policy. The Indemnity Insurance Company of North America row (XSM G46798673 001) is labeled as EXCESS OF $25,000,000 each occurrence / $25,000,000 aggregate, consistent with sitting above the Berkshire lead umbrella. The Starr row (1000023859) is labeled as a QUOTA SHARE PARTNER and as PART OF $50,000,000 / EXCESS OF $50,000,000, consistent with a co-participation arrangement. The Limits of Liability Amendment – Quota Share endorsement (CE 75 06 01 15) confirms this policy holds a 50.00% quota share part of $50,000,000 each occurrence / $50,000,000 aggregate, excess of $50,000,000 each occurrence / $50,000,000 aggregate, with Starr Indemnity & Liability Company (policy 1000023859) as the other quota share participant at $25,000,000 part of $50,000,000. The generalAggregate field is populated with the single aggregate limit printed in Item 3b; no productsCompletedOpsAggregate is printed for this excess policy. A products-completed operations aggregate is printed for the Berkshire lead umbrella row in the schedule of underlying insurance ($25,000,000) but is not a limit of this policy. The Non Following Form Endorsement (CE 75 10 01 15) carves out several coverages from the following-form structure.","limits":{"eachOccurrence":{"value":25000000,"citation":{"page":304,"quote":"a) $ 25000,000 Each Occurrence","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":304,"quote":"b) $ 25,000,000 Aggregate","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"perProjectAggregate":null,"personalAdvertisingInjury":null,"productsCompletedOpsAggregate":null},"carrier":{"value":"Ohio Casualty Insurance Company","citation":{"page":304,"quote":"Coverage is Provided In: Ohio Casualty Insurance Company","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formBasis":"occurrence","retention":{"applies":"unknown","deductible":null,"selfInsuredRetention":null},"confidence":"high","documentIds":["ut-system-rocip-program_multi-carrier_2017-2023"],"namedInsured":{"value":"THE UNIVERSITY OF TEXAS SYSTEM","citation":{"page":304,"quote":"Named Insured: THE UNIVERSITY OF TEXAS SYSTEM","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"ECO (23) 58 07 14 29","citation":{"page":304,"quote":"Policy No.: ECO (23) 58 07 14 29","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"restrictions":[{"label":"Non Following Form","where":"endorsement","citation":{"page":310,"quote":"This Policy shall not provide coverage afforded by the Lead Underlying Policy for the following: Crisis Management or Crisis Response Endorsement Accident Insurance Endorsement Uninsured/Underinsured Motorists (UM/UIM) Endorsement Liberalization Clause Sublimit of liability, unless such sublimit is specifically endorsed to this Policy.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CE 75 10 01 15","carrierNoticedReduction":false},{"label":"Cap on Losses from Certified Acts of Terrorism","where":"endorsement","citation":{"page":311,"quote":"If aggregate insured losses attributable to terrorist acts certified under the federal Terrorism Risk Insurance Act exceed $100 billion in a Program Year (January 1 through December 31) and we have met our insurer deductible under the Terrorism Risk Insurance Act, we shall not be liable for the payment of any portion of the amount of such losses that exceeds $100 billion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CE 75 13 01 15","carrierNoticedReduction":false},{"label":"Nuclear Exclusion","where":"endorsement","citation":{"page":314,"quote":"This insurance does not apply to: A. Any liability, damages, loss, injury, demand, claim or suit: 1. With respect to which an Insured under the policy is also an Insured under a nuclear energy liability policy issued by Nuclear Energy Liability Insurance Association, Mutual Atomic Energy Liability Underwriters, Nuclear Insurance Association of Canada or any of their successors, or would be an Insured under any such policy but for its termination upon exhaustion of its limits of liability; or 2. Resulting from the \"hazardous properties\" of \"nuclear material\"","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CE 75 05 01 15","carrierNoticedReduction":false},{"label":"Asbestos Exclusion","where":"endorsement","citation":{"page":316,"quote":"This insurance does not apply to: Any liability, damages, loss, injury, demand, claim or suit arising out of or caused by, or allegedly caused by: 1. Asbestos, asbestos products, asbestos-containing materials or products, asbestos fibers or asbestos dust, including, but not limited to, manufacture, mining, use, sale, installation, removal, or distribution activities","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"subLimit":null,"formNumber":"CE 75 04 01 15","carrierNoticedReduction":false}],"formsSchedule":[{"title":{"value":"Policyholder Disclosure Notice of Insurance Coverage for Certified Acts of Terrorism","citation":{"page":305,"quote":"NP 73 12 01 15 Policyholder Disclosure Notice of Insurance Coverage for Certified Acts of Terrorism","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"NP 73 12 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"NP 73 12 01 15","citation":{"page":305,"quote":"NP 73 12 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Marsh XSellence Following Form Excess Liability Policy","citation":{"page":305,"quote":"CE 75 00 01 15 Marsh XSellence Following Form Excess Liability Policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 00 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 00 01 15","citation":{"page":305,"quote":"CE 75 00 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Non Following Form Endorsement","citation":{"page":305,"quote":"CE 75 10 01 15 Non Following Form Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 10 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 10 01 15","citation":{"page":305,"quote":"CE 75 10 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Cap on Losses from Certified Acts of Terrorism","citation":{"page":305,"quote":"CE 75 13 01 15 Cap on Losses from Certified Acts of Terrorism","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 13 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 13 01 15","citation":{"page":305,"quote":"CE 75 13 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Limits of Insurance Amendment - Quota Share","citation":{"page":305,"quote":"CE 75 06 01 15 Limits of Insurance Amendment - Quota Share","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 06 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 06 01 15","citation":{"page":305,"quote":"CE 75 06 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"General Endorsement - Other Insurance Amendatory Endorsement","citation":{"page":305,"quote":"CE 75 07 01 15 General Endorsement - Other Insurance Amendatory Endorsement","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 07 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 07 01 15","citation":{"page":305,"quote":"CE 75 07 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Nuclear Exclusion","citation":{"page":305,"quote":"CE 75 05 01 15 Nuclear Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 05 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 05 01 15","citation":{"page":305,"quote":"CE 75 05 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"title":{"value":"Asbestos Exclusion","citation":{"page":305,"quote":"CE 75 04 01 15 Asbestos Exclusion","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"edition":{"value":"01 15","citation":{"page":305,"quote":"CE 75 04 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"formNumber":{"value":"CE 75 04 01 15","citation":{"page":305,"quote":"CE 75 04 01 15","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"attachmentPoint":{"value":50000000,"citation":{"page":304,"quote":"a) $ 50,000,000 Each Occurrence b) $ 50,000,000 Aggregate which in turn is excess of any applicable limits and/or retentions as more fully set forth in the Lead Underlying Policy","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"retroactiveDate":null,"underlyingSchedule":[{"carrier":{"value":"BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY","citation":{"page":306,"quote":"FIRST UNDERLYING INSURANCE BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"coverage":{"value":"LEAD UMBRELLA","citation":{"page":306,"quote":"TYPE OF COVERAGE LEAD UMBRELLA","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":306,"quote":"08/01/2017 - 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":306,"quote":"08/01/2017 - 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"47-XSF-304056-01","citation":{"page":306,"quote":"47-XSF-304056-01","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":25000000,"citation":{"page":306,"quote":"$25,000,000 EACH OCCURRENCE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":306,"quote":"$25,000,000 AGGREGATE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"carrier":{"value":"INDEMNITY INSURANCE COMPANY OF NORTH AMERICA","citation":{"page":306,"quote":"OTHER UNDERLYING INSURANCE INDEMNITY INSURANCE COMPANY OF NORTH AMERICA","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"coverage":{"value":"EXCESS LIABILITY","citation":{"page":306,"quote":"TYPE OF COVERAGE EXCESS LIABILITY","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":306,"quote":"08/01/2017 - 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":306,"quote":"08/01/2017 - 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"XSM G46798673 001","citation":{"page":306,"quote":"XSM G46798673 001","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":25000000,"citation":{"page":306,"quote":"$25,000,000 EACH OCCURRENCE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":306,"quote":"$25,000,000 AGGREGATE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}},{"carrier":{"value":"STARR INDEMNITY & LIABILITY COMPANY","citation":{"page":306,"quote":"OTHER UNDERLYING INSURANCE STARR INDEMNITY & LIABILITY COMPANY","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"coverage":{"value":"EXCESS LIABILITY QUOTA SHARE PARTNER","citation":{"page":306,"quote":"TYPE OF COVERAGE EXCESS LIABILITY QUOTA SHARE PARTNER","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"effective":{"value":"2017-08-01","citation":{"page":306,"quote":"08/01/2017 - 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"expiration":{"value":"2023-08-01","citation":{"page":306,"quote":"08/01/2017 - 08/01/2023","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"policyNumber":{"value":"1000023859","citation":{"page":306,"quote":"1000023859","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"eachOccurrence":{"value":25000000,"citation":{"page":306,"quote":"$25,000,000 EACH OCCURRENCE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"},"generalAggregate":{"value":25000000,"citation":{"page":306,"quote":"$25,000,000 AGGREGATE","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"confidence":"high"}}],"defenseInsideLimits":"unknown","defenseInsideLimitsSource":{"page":308,"quote":"Defense costs and expenses shall operate in an identical manner to the Lead Underlying Policy as respects whether defense costs and expenses are included within the limits of liability or are in addition to the limits of liability.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"},"dropsDownOnUnderlyingExhaustion":"yes","dropsDownOnUnderlyingExhaustionSource":{"page":308,"quote":"In the event of exhaustion, continue in force as Lead Underlying Insurance.","documentId":"ut-system-rocip-program_multi-carrier_2017-2023"}}]}],"totalUsage":{"inputTokens":526268,"outputTokens":40788,"cacheReadTokens":4268,"cacheWriteTokens":7597},"instructionVersions":{"reasoning/posture.md":"93456a16a26b","extraction/classify-document.md":"1cce3142702d","extraction/loss-run-extraction.md":"6e7c57637027","extraction/declarations-extraction.md":"4b5679a7d2ad"}},"client":"Board of Regents of the University of Texas System","ruleSet":{"authored":[],"standingIds":["global.attachment-continuity","global.every-policy-placed","global.underlying-provided","global.same-named-insured","global.term-concurrency","global.defense-outside-limits","global.carrier-reduced-coverage","global.coverage-capped-below-limit","global.endorsements-restrict","global.aggregate-impairment-known"]},"createdAt":"2026-08-24T00:11:43.589Z","sampleOrigin":true}