Vietnam Veterans of America
Philadelphia Indemnity · General liability + umbrella
Read a coverage program
Give it the policy documents for one insured. It returns the tower, what was checked, and the problems it can prove, with the page and the printed words behind every figure.
Start from a real program
Fox Run Condominium Association
Markel American · Excess, underlying missing
Or drop your own PDFs
a program is several files: primary, umbrella, excess
PDF only · up to 6 files · 50 MB each
A document you upload reaches the host running this site, and its text reaches the model that reads it. Nothing is kept once the reading finishes. Do not upload anything you could not send to a third party.
Checks
Does every layer attach where the layer beneath it exhausts?
Did every policy provided make it into the tower?
Was every policy named in a schedule of underlying insurance provided?
Do all the policies name the same insured?
Do all layers run on the same policy term?
Are defense costs payable in addition to the limits?
Did the carrier give notice that it reduced this coverage?
Is any coverage capped below the policy limit?
Do the attached endorsements restrict this coverage?
Is the remaining aggregate known?