CoverageCheck
Meridian Ridge Constructors, LLC

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On this file

4 on this file

In force now

$102,000,000

STONEMARCH CASUALTY INSURANCE COMPANY and 4 more

1 April 2026 to 1 April 2027

Read from 5 documents, 25 August 2026

Everything here is read against this

The coverage in force against quote one

Quote one reaches $10,000,000 less than the coverage in force. It is priced at $553,650, and the coverage in force prints no premium.

2 of 9 rows change between the coverage in force and this quote, and 3 rows are not answered by the documents.

Print this for the client

The coverage in force

STONEMARCH CASUALTY INSURANCE COMPANY and 4 more

1 April 2026 to 1 April 2027

Quote one

STONEMARCH CASUALTY INSURANCE COMPANY and 4 more

1 April 2027 to 1 April 2028

Each occurrence limit

$2,000,000

each occurrence

page 1

$2,000,000

each occurrence

page 1

General aggregate

$4,000,000

in the aggregate

page 1

$4,000,000

in the aggregate

page 1

Retention or deductible

No deductible or retention is printed.

No deductible or retention is printed.

The documents do not answer this.

How high the coverage reaches

$102,000,000

across 5 layers

$92,000,000

across 5 layers

down $10,000,000

Where the first excess layer attaches

$2,000,000

CALDER SHORE SPECIALTY INSURANCE COMPANY

page 1

$2,000,000

CALDER SHORE SPECIALTY INSURANCE COMPANY

page 1

Restrictions attached

None

1

SC GL 21 32 04 13 (Communicable Disease Exclusion) added

Total program premium

Not printed on the documents in force.

$553,650

across 5 policies

The documents do not answer this.

Cost per million of cover

5 of 5 policies print no premium, so there is no total to divide.

$6,018

for each million of cover

The documents do not answer this.

Uncovered exposure

$0

$0 carried before insurance responds, $0 in bands nothing responds in, 1 thing that could not be put a figure on

$0

$0 carried before insurance responds, $0 in bands nothing responds in, 1 thing that could not be put a figure on

Each row reads the same place in both programs: the policy that pays first, and the first layer above it. Where a policy number carries across the term, the two layers are read as one policy. The two towers are drawn to one dollar axis, so a program reaching less stands shorter. 2 bands are too thin to draw at that scale and are held at a minimum height, so they are drawn larger than the dollars earn. The figures on them are exact.

or drop the market’s PDFs here

The quote is read into this client’s file. Reading takes a few minutes.

Coverage requirements

This file names Owner Controlled Insurance Program (OCIP) Manual. No check has been taken against it yet.

or drop the requirement document here

It is read once to compile the check. Whether it is kept is your choice, made before it is sent.

Or take a check against a document held here