CoverageCheck
Torvane Cold Storage, Inc.

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On this file

2 on this file

In force now

$11,000,000

STANDHOPE MUTUAL INSURANCE COMPANY and 1 more

1 March 2026 to 1 March 2027

Read from 3 documents, 25 August 2026

Everything here is read against this

The coverage in force against the quote

The quote reaches $5,000,000 more than the coverage in force. The price rises $10,700, to $70,838.

3 of 9 rows change between the coverage in force and this quote, and 1 row is not answered by the documents.

Print this for the client

The coverage in force

STANDHOPE MUTUAL INSURANCE COMPANY and 1 more

1 March 2026 to 1 March 2027

The quote

STANDHOPE MUTUAL INSURANCE COMPANY and 1 more

1 March 2027 to 1 March 2028

Each occurrence limit

$1,000,000

each occurrence

page 1

$1,000,000

each occurrence

page 1

General aggregate

$2,000,000

in the aggregate

page 1

$2,000,000

in the aggregate

page 1

Retention or deductible

No deductible or retention is printed.

No deductible or retention is printed.

The documents do not answer this.

How high the coverage reaches

$11,000,000

across 2 layers

$16,000,000

across 2 layers

up $5,000,000

Where the first excess layer attaches

$1,000,000

QUARRYWOOD SPECIALTY INSURANCE COMPANY

page 2

$1,000,000

QUARRYWOOD SPECIALTY INSURANCE COMPANY

page 2

Restrictions attached

None

None

Total program premium

$60,138

across 2 policies

$70,838

across 2 policies

up $10,700

Cost per million of cover

$5,467

for each million of cover

$4,427

for each million of cover

down $1,040

Uncovered exposure

$0

$0 carried before insurance responds, $0 in bands nothing responds in, 1 thing that could not be put a figure on

$0

$0 carried before insurance responds, $0 in bands nothing responds in, 1 thing that could not be put a figure on

Each row reads the same place in both programs: the policy that pays first, and the first layer above it. Where a policy number carries across the term, the two layers are read as one policy. The two towers are drawn to one dollar axis, so a program reaching less stands shorter. Every band is drawn at its own size.

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The quote is read into this client’s file. Reading takes a few minutes.

Coverage requirements

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It is read once to compile the check. Whether it is kept is your choice, made before it is sent.

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