Renewal proposal
Meridian Ridge Constructors, LLC
Prepared from the documents on file, 17 October 2026. Every figure comes off a page a carrier printed.
2 of 9 rows change between what you have now and what is quoted, and 3 rows are not answered by the documents.
The coverage in force STONEMARCH CASUALTY INSURANCE COMPANY and 4 more 1 April 2026 to 1 April 2027 | Renewal option STONEMARCH CASUALTY INSURANCE COMPANY and 4 more 1 April 2027 to 1 April 2028 | |
|---|---|---|
| Each occurrence limit | $2,000,000 each occurrence | $2,000,000 each occurrence |
| General aggregate | $4,000,000 in the aggregate | $4,000,000 in the aggregate |
| Retention or deductible | No deductible or retention is printed. | No deductible or retention is printed. The documents do not answer this. |
| How high the coverage reaches | $102,000,000 across 5 layers | $92,000,000 across 5 layers down $10,000,000 |
| Where the first excess layer attaches | $2,000,000 CALDER SHORE SPECIALTY INSURANCE COMPANY | $2,000,000 CALDER SHORE SPECIALTY INSURANCE COMPANY |
| Restrictions attached | None | 1 SC GL 21 32 04 13 (Communicable Disease Exclusion) added |
| Total program premium | Not printed on the expiring documents. | $553,650 across 5 policies The documents do not answer this. |
| Cost per million of cover | 5 of 5 policies print no premium, so there is no total to divide. | $6,018 for each million of cover The documents do not answer this. |
| Uncovered exposure | $0 $0 carried before insurance responds, $0 in bands nothing responds in, 1 thing that could not be put a figure on | $0 $0 carried before insurance responds, $0 in bands nothing responds in, 1 thing that could not be put a figure on |
The towers above each column are drawn to the dollars. 2 bands are too thin to draw at that scale and are held at a minimum height, so they are drawn larger than the dollars earn. The figures beside them are exact.
Each row reads the same place in both programs: the policy that pays first, and the first layer above it. Where a policy number carries across the term, the two layers are read as one policy.
Uncovered exposure counts structure only, worked out from the printed figures. What a claim would actually cost is a forecast, and this does not forecast.
The printed sheet leaves off the button above, the way back to the file, and this line.